Renasant Corporation (RNST)

Common Stock · Currency in USD · XNYS

Renasant Corp operates as a holding company for Renasant Bank, a Mississippi banking corporation, and its subsidiary, Renasant Insurance, Inc. It has two reportable segments: Community banks and Wealth management. With its Community Banks segment, the company provides a range of financial services to individuals and small businesses. The Wealth management segment provides a range of services, including money management and retirement planning. The majority of the company's revenue is driven by lending activities in its community banks segment.

Company Info

SIC6022
Composite FIGIBBG000BR40B0
CIK0000715072
IPOApr 24, 1992
Sectorstate commercial banks

Highlights

Market Cap$3.44B
EPS$2.52
P/E Ratio14.37
Revenue$1.39B
Gross Profit$1.40B
Net Income$239.15M
Employees3,000
WSO92,809,303
Phone(662) 680-1001

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Analysis

Share Price Chart

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Renasant Corporation, comparing it to the performance of the S&P 500 index.
All prices have been adjusted for splits and dividends.

Returns By Period

Renasant Corporation (RNST) has returned 5.38% so far this year and 31.08% over the past 12 months. Looking at the last ten years, RNST has achieved an annualized return of 1.13%, underperforming the Benchmark (SPY), which averaged 12.23% per year.

RNST

1M-2.78%
6M-0.13%
YTD5.38%
1Y31.08%
5Y-2.52%
10Y1.13%

Benchmark (SPY)

1M-3.85%
6M-2.35%
YTD-4.36%
1Y34.06%
5Y9.80%
10Y12.23%

Monthly Returns

The table below presents the monthly returns of Renasant Corporation (RNST) with color gradation from worst to best to easily spot seasonal factors.

JanFebMarAprMayJunJulAugSepOctNovDec
20267.31%-0.08%-1.90%2.32%
20258.09%-5.48%-6.27%-4.64%9.36%2.98%2.72%8.97%-4.41%-7.79%6.17%0.17%
2024-5.10%-1.06%-0.32%-7.86%1.93%0.36%12.68%2.07%-6.20%5.15%9.68%-5.50%
2023-6.15%2.04%-14.60%-8.13%-7.18%-0.53%18.63%-9.72%-6.90%-6.80%12.47%24.83%
2022-3.97%-0.27%-7.39%-12.36%3.58%-6.82%16.54%0.66%-5.50%27.07%0.15%-8.29%
20214.12%10.12%2.88%2.28%3.90%-10.01%-12.79%-0.43%2.50%3.40%-3.70%1.50%
2020-10.36%-11.85%-23.10%24.43%-6.11%2.47%-6.56%8.47%-10.13%25.93%6.71%6.95%
201919.35%7.47%-12.06%6.49%-6.89%6.36%-1.54%-8.66%7.89%-1.50%1.03%-0.23%
20184.49%-2.68%2.04%3.57%6.16%-5.70%-1.04%4.41%-11.59%-15.75%4.28%-18.37%
2017-7.36%2.17%-5.52%6.45%-6.42%8.89%-3.77%-6.28%7.52%-3.50%2.99%-4.93%
20165.27%0.35%-5.44%0.09%10.23%-5.19%1.23%22.63%1.51%

Performance Indicators

The charts below present risk-adjusted performance metrics for Renasant Corporation (RNST) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.

Sharpe ratio

-2.00-1.000.001.002.003.00RNST: 0.42SPY: 0.92

Sortino ratio

-6.00-4.00-2.000.002.004.00RNST: 0.61SPY: 1.40

Omega ratio

0.501.001.502.00RNST: 1.08SPY: 1.22

Calmar ratio

0.002.004.006.00RNST: 0.52SPY: 1.20

Martin ratio

0.001.003.00RNST: 0.10SPY: 0.42

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.

The chart below shows the rolling Sharpe ratio of RNST compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

Volatility Chart

The current Renasant Corporation volatility is 1.43%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses.
Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.

Income Statement

The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.

202520242023202220212020201920182017201620152014201320122011
Liabilities And Equity (USD)26.75B18.03B17.36B16.99B16.81B14.93B13.40B12.93B9.83B8.70B7.93B5.81B5.75B4.18B4.20B
Equity Attributable To Parent (USD)3.88B2.68B2.30B2.14B2.21B2.13B2.13B2.04B1.51B1.23B1.04B711.65M665.65M498.21M487.20M
Equity Attributable To Noncontrolling Interest (USD)---------------
Equity (USD)3.88B2.68B2.30B2.14B2.21B2.13B2.13B2.04B1.51B1.23B1.04B711.65M665.65M498.21M487.20M
Long-term Debt (USD)499.76M430.61M429.40M428.13M471.21M474.97M376.51M263.62M207.55M202.46M148.22M156.42M169.59M159.45M243.22M
Noncurrent Liabilities (USD)---------------
Current Liabilities (USD)22.87B15.36B15.06B14.85B14.60B12.80B11.27B10.89B8.31B7.47B6.89B5.09B5.08B3.68B3.71B
Liabilities (USD)22.87B15.36B15.06B14.85B14.60B12.80B11.27B10.89B8.31B7.47B6.89B5.09B5.08B3.68B3.71B
Intangible Assets (USD)146.61M14.11M18.80M24.18M24.10M30.14M37.26M44.87M24.51M24.07M28.81M22.62M28.23M6.07M7.45M
Fixed Assets (USD)---283.60M293.12M300.50M309.70M209.17M183.25M179.22M169.13M113.74M101.53M66.75M54.50M
Noncurrent Assets (USD)---------------
Current Assets (USD)26.75B18.03B17.36B16.99B16.81B14.93B13.40B12.93B9.83B8.70B7.93B5.81B5.75B4.18B4.20B
Assets (USD)26.75B18.03B17.36B16.99B16.81B14.93B13.40B12.93B9.83B8.70B7.93B5.81B5.75B4.18B4.20B

News and Insights

Renasant Corporation Declares Quarterly Dividend

Renasant Corporation's board of directors approved a quarterly cash dividend of $0.23 per share, payable on March 31, 2026, to shareholders of record as of March 17, 2026.

Benzinga faviconBenzingaGlobe Newswire
Renasant Corporation Declares Quarterly Dividend

Renasant Corporation's board of directors approved a quarterly cash dividend of $0.23 per share, payable on March 31, 2026, to shareholders of record as of March 17, 2026. The company, a 122-year-old financial services institution with approximately $26.8 billion in assets, operates 283 banking and lending offices across the Southeast.

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Renasant Corporation Increases Quarterly Dividend

Renasant Corporation announced a quarterly cash dividend of $0.23 per share, a $0.01 increase from the previous quarter, to be paid on January 1, 2026 to shareholders of record as of December 18, 2025.

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KBW Announces Index Rebalancing for Third-Quarter 2025

Keefe, Bruyette & Woods announced index rebalancing for the KBW Regional Banking Index, adding two new companies: Renasant Corporation and WesBanco, Inc., effective September 22, 2025.

GlobeNewswire Inc. faviconGlobeNewswire Inc.Neil Shapiro
Renasant Corporation Declares Quarterly Dividend

Renasant Corporation announced a quarterly cash dividend of $0.22 per share, payable on September 30, 2025, to shareholders of record as of September 16, 2025.

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Renasant Corporation Declares Quarterly Dividend

Renasant Corporation, a financial services institution, announced its earnings results for the first quarter of 2025. The company also declared a quarterly cash dividend of $0.22 per share to be paid on June 30, 2025.

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Renasant and The First Announce Receipt of Regulatory Approvals for Merger

Renasant Corporation and The First Bancshares, Inc. have received regulatory approval to complete their proposed merger, creating a financial services institution with approximately $26 billion in assets and over 250 locations throughout the Southeast.

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Renasant Corporation Declares Quarterly Dividend

Renasant Corporation, a financial services institution, announced the payment of a quarterly cash dividend of $0.22 per share to be paid on March 31, 2025, to shareholders of record as of March 17, 2025.

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Renasant Honors Service Members with $20,000 Donation to Veteran Organizations

Renasant, a financial services institution, donated $20,000 to 15 nonprofit veterans' organizations across the Southeast to support military service members and their families. The donation is part of Renasant's ongoing efforts to honor and support veterans through community outreach and partnerships.

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Renasant Announces 2024 Third Quarter Webcast and Conference Call Information

Renasant Corporation, a financial services institution, will announce its 2024 third quarter results on October 22, 2024, and hold a conference call on October 23, 2024. The company has assets of approximately $17.5 billion and operates in the Southeast and nationwide.

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