Home BancShares Inc is a bank holding company that operates through its wholly owned community bank subsidiary, Centennial Bank. The bank provides a broad range of commercial and retail banking, as well as related financial services, to a diverse customer base. Its customer base includes businesses, real estate developers and investors, individuals, and municipalities. The company's loan portfolio, while diversified, is typically between half and two thirds in commercial real estate loans. The company's plan emphasizes growth, both through strategic acquisitions and organically within its existing markets. The company has one reportable segment: The Banking Segment.
The chart shows the growth of an initial investment of $10,000 in Home BancShares, Inc., comparing it to the performance of the S&P 500 index. All prices have been adjusted for splits and dividends.
Returns By Period
Home BancShares, Inc. (HOMB) has returned -2.13% so far this year and 10.99% over the past 12 months. Looking at the last ten years, HOMB has achieved an annualized return of 2.88%, underperforming the Benchmark (SPY), which averaged 12.23% per year.
HOMB
1M-1.98%
6M-4.16%
YTD-2.13%
1Y10.99%
5Y0.01%
10Y2.88%
Benchmark (SPY)
1M-3.85%
6M-2.35%
YTD-4.36%
1Y34.06%
5Y9.80%
10Y12.23%
Monthly Returns
The table below presents the monthly returns of Home BancShares, Inc. (HOMB) with color gradation from worst to best to easily spot seasonal factors.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
2026
4.11%
-4.65%
-0.41%
0.56%
2025
5.93%
1.11%
-5.77%
-0.93%
2.13%
0.99%
-0.42%
7.28%
-3.64%
-5.01%
5.13%
-0.04%
2024
-6.50%
-0.30%
5.36%
-3.97%
-1.63%
0.55%
18.19%
-1.21%
-1.71%
1.22%
15.70%
-11.34%
2023
4.05%
1.64%
-9.92%
0.18%
-1.29%
5.21%
6.90%
-7.62%
-6.48%
-2.34%
8.83%
15.50%
2022
-4.34%
-0.59%
-2.54%
-5.51%
3.96%
-7.81%
13.57%
0.56%
-3.68%
11.70%
-0.12%
-10.56%
2021
7.34%
14.31%
8.90%
3.46%
-2.91%
-10.58%
-15.08%
3.65%
5.71%
0.76%
0.08%
-1.26%
2020
-3.04%
-12.94%
-28.16%
34.71%
-2.23%
4.77%
5.83%
-0.98%
-5.72%
9.72%
9.66%
3.01%
2019
13.52%
6.10%
-10.49%
8.36%
-8.75%
10.06%
1.03%
-9.64%
7.34%
-2.63%
0.97%
3.58%
2018
2.69%
-3.89%
-3.02%
1.84%
-0.99%
-3.34%
3.07%
0.69%
-6.37%
-13.34%
2.46%
-17.47%
2017
-3.89%
3.38%
-6.17%
-6.16%
-8.70%
5.33%
-0.96%
-6.83%
7.96%
-11.60%
4.98%
-2.31%
2016
5.81%
2.16%
-10.03%
6.43%
12.18%
-11.18%
3.36%
19.66%
6.36%
Performance Indicators
The charts below present risk-adjusted performance metrics for Home BancShares, Inc. (HOMB) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.
Sharpe ratio
Sortino ratio
Omega ratio
Calmar ratio
Martin ratio
sharpe ratio
The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.
These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.
The chart below shows the rolling Sharpe ratio of HOMB compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.
Volatility Chart
The current Home BancShares, Inc. volatility is 0.98%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses. Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.
Income Statement
The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.
2025
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
Liabilities And Equity (USD)
22.88B
22.66B
22.88B
18.05B
16.40B
15.03B
15.30B
14.45B
9.81B
9.29B
7.40B
6.81B
4.24B
3.60B
Equity Attributable To Parent (USD)
4.30B
3.79B
3.53B
2.77B
2.61B
2.51B
2.35B
2.20B
1.33B
1.20B
1.02B
840.96M
515.47M
474.07M
Equity Attributable To Noncontrolling Interest (USD)
Home BancShares, Inc. has completed its acquisition of Mountain Commerce Bancorp, Inc., with Mountain Commerce shareholders receiving 0.85 shares of Home common stock per share plus cash for fractional shares. The deal, valued at approximately $146 million in stock, expands Home's branch network to 226 locations across Florida, Arkansas, Texas, Tennessee, Alabama, and New York City. Mountain Commerce brought approximately $1.77 billion in total assets, $1.49 billion in loans, and $1.54 billion in deposits as of December 31, 2025.
Benzinga•
AI Insight
Successful completion of a strategic acquisition that expands the company's geographic footprint and asset base. Leadership expressed confidence in the merger's value creation and integration prospects. The deal demonstrates execution capability in the current M&A environment.
Mountain Commerce Bancorp (MCBI) announced it has received regulatory approvals from the Federal Reserve and Arkansas State Bank Department for its merger with Home BancShares, Inc. The merger is expected to close in early Q2 2026, subject to remaining closing conditions. Mountain Commerce Bank, a century-old community bank headquartered in Knoxville, TN, will merge with Home BancShares' subsidiary Centennial Bank.
Benzinga•Prnewswire
AI Insight
Home BancShares received the same regulatory approvals for the merger, indicating progress toward completing the acquisition of Mountain Commerce Bancorp. This expansion through acquisition is generally viewed positively as it increases the company's asset base and market presence.
Mountain Commerce Bancorp shareholders have voted in favor of the company's proposed merger with Home Bancshares, Inc. The merger is expected to close in early Q2 2026, subject to satisfaction of remaining closing conditions. Mountain Commerce Bancorp is a century-old community bank holding company headquartered in Knoxville, Tennessee, operating 8 branches across Middle and East Tennessee.
Benzinga•Prnewswire
AI Insight
Home Bancshares is acquiring Mountain Commerce Bancorp, which represents growth through acquisition and expansion of its banking operations and branch network in the Tennessee market.
Home BancShares, Inc. (NYSE: HOMB), parent company of Centennial Bank, announced it will release First Quarter 2026 earnings on April 15, 2026, followed by a management conference call on April 16, 2026. The company provided multiple options for participants to access the earnings call via webcast or live phone dial-in.
GlobeNewswire Inc.•
AI Insight
The article is a procedural announcement regarding earnings release timing and conference call logistics. While the company's recent performance (referenced in the third article snippet) showed strong results with 18% year-over-year income increase, the main article itself contains no forward-looking statements or performance metrics that would indicate positive or negative sentiment—it is purely informational about scheduling.
Home BancShares, Inc. (NYSE: HOMB), parent company of Centennial Bank, announced that its Board of Directors declared a regular quarterly cash dividend of $0.21 per share, payable March 4, 2026, to shareholders of record as of February 11, 2026. This dividend remains consistent with the fourth quarter 2025 payment.
Benzinga•Globe Newswire
AI Insight
The company maintained its quarterly dividend at $0.21 per share, demonstrating consistent shareholder returns and financial stability. Regular dividend maintenance indicates confidence in the company's financial health and commitment to returning capital to shareholders.
Home BancShares, Inc. will participate in a Fireside Chat at the Stephens Annual Investment Conference on November 18, 2025, presenting at 1:00 p.m. CT. The event will be accessible via live webcast.
GlobeNewswire Inc.•Donna Townsell
AI Insight
Company is actively engaging with investors through a conference presentation, indicating confidence and transparency in its financial performance
Home BancShares, Inc. announced a 5% increase in its quarterly cash dividend from $0.20 to $0.21 per share, payable on December 3, 2025, to shareholders of record on November 12, 2025.
Benzinga•Globe Newswire
AI Insight
Company demonstrated strong financial performance with consistent earnings exceeding 2.00% return on assets, and proactively increased dividend while maintaining confidence in capital strategies
Home BancShares, Inc. announced a regular quarterly cash dividend of $0.20 per share, payable on September 3, 2025, to shareholders of record as of August 13, 2025.
GlobeNewswire Inc.•Donna Townsell
AI Insight
Company maintains consistent dividend payment, indicating financial stability and commitment to shareholder value
Home BancShares, Inc. has declared a regular quarterly cash dividend of $0.20 per share, payable on September 3, 2025, to shareholders of record as of August 13, 2025.
Benzinga•Globe Newswire
AI Insight
Company is maintaining consistent dividend payments, indicating financial stability and commitment to shareholder returns
Home Bancshares reported record Q2 2025 earnings, with revenue of $271.0 million and net income of $118.4 million, representing a 16.7% year-over-year increase. The bank maintained strong profitability and efficiency, though showed slight increases in non-performing loans.
The Motley Fool•Jesterai
AI Insight
Exceeded analyst expectations, reported record net income, improved efficiency ratio, maintained strong net interest margin, and demonstrated consistent growth in loans and shareholder returns
