First Financial Bancorp is a mid-sized, regional bank holding company. It engages in the business of commercial banking and other banking and banking-related activities through its subsidiary. The range of banking services provided to individuals and businesses includes commercial lending, real estate lending, and consumer financing. Real estate loans are loans secured by a mortgage lien on the real property of the borrower, which may either be residential property or commercial property. In addition, it offers deposit products that include interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for commercial customers. A full range of trust and wealth management services is also provided through First Financial's Wealth Management line of business.
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The chart shows the growth of an initial investment of $10,000 in First Financial Bancorp, comparing it to the performance of the S&P 500 index.
All prices have been adjusted for splits and dividends.
First Financial Bancorp (FFBC) has returned 12.10% so far this year and 28.34% over the past 12 months. Looking at the last ten years, FFBC has achieved an annualized return of 4.39%, underperforming the Benchmark (SPY), which averaged 12.23% per year.
The table below presents the monthly returns of First Financial Bancorp (FFBC) with color gradation from worst to best to easily spot seasonal factors.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 14.73% | -1.75% | 1.23% | 0.93% | ||||||||
| 2025 | 3.17% | -0.11% | -8.16% | -6.88% | 4.54% | 1.98% | 10.38% | -3.03% | -7.58% | 6.46% | 2.04% | |
| 2024 | -4.31% | -4.11% | 3.75% | -2.04% | -0.04% | -0.49% | 23.74% | -3.25% | -3.67% | 2.16% | 14.90% | -8.63% |
| 2023 | 3.98% | -2.26% | -10.96% | -5.22% | -8.14% | 7.24% | 13.08% | -9.85% | -6.49% | -5.32% | 9.42% | 18.22% |
| 2022 | 2.31% | -2.11% | -5.22% | -12.31% | 0.91% | -7.62% | 15.39% | -3.32% | -2.32% | 21.77% | 1.30% | -8.50% |
| 2021 | 3.74% | 16.76% | 4.08% | 2.42% | 2.95% | -7.44% | -5.70% | 4.07% | -0.81% | 1.28% | -3.97% | 3.17% |
| 2020 | -6.09% | -14.98% | -27.76% | 9.08% | -11.28% | 4.20% | -0.04% | -2.07% | -11.86% | 19.37% | 10.69% | 6.24% |
| 2019 | 12.76% | 5.32% | -13.48% | 3.25% | -11.29% | 9.05% | 4.42% | -7.83% | 5.36% | -5.18% | 3.49% | 4.05% |
| 2018 | 7.95% | -4.06% | 8.30% | 5.63% | 1.94% | -3.46% | -0.16% | 2.78% | -5.26% | -12.30% | 5.92% | -16.15% |
| 2017 | -4.01% | -0.54% | -3.51% | 0.36% | -10.05% | 9.92% | -8.24% | -7.88% | 9.19% | 4.40% | 2.53% | -7.22% |
| 2016 | 7.62% | 1.65% | -1.37% | 9.79% | 2.30% | 0.28% | -0.69% | 24.07% | 5.18% |
The charts below present risk-adjusted performance metrics for First Financial Bancorp (FFBC) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.
The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.
These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.
The chart below shows the rolling Sharpe ratio of FFBC compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.
The current First Financial Bancorp volatility is 0.97%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses.
Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.
The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Liabilities And Equity (USD) | 21.13B | 18.57B | 17.53B | 17.00B | 16.33B | 15.97B | 14.51B | 13.99B | 8.90B | 8.44B | 8.15B | 7.22B | 6.42B | 6.50B | 6.67B |
| Equity Attributable To Parent (USD) | 2.77B | 2.44B | 2.27B | 2.04B | 2.26B | 2.28B | 2.25B | 2.08B | 930.66M | 865.22M | 809.38M | 784.08M | 682.16M | 710.43M | 712.22M |
| Equity Attributable To Noncontrolling Interest (USD) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Equity (USD) | 2.77B | 2.44B | 2.27B | 2.04B | 2.26B | 2.28B | 2.25B | 2.08B | 930.66M | 865.22M | 809.38M | 784.08M | 682.16M | 710.43M | 712.22M |
| Long-term Debt (USD) | 514.05M | 347.51M | 344.12M | 346.67M | 409.83M | 776.20M | 414.38M | 570.74M | 119.65M | 119.59M | 119.54M | 48.24M | 60.78M | 75.20M | 76.54M |
| Noncurrent Liabilities (USD) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Current Liabilities (USD) | 18.36B | 16.13B | 15.26B | 14.96B | 14.07B | 13.69B | 12.26B | 11.91B | 7.97B | 7.57B | 7.34B | 6.43B | 5.74B | 5.79B | 5.96B |
| Liabilities (USD) | 18.36B | 16.13B | 15.26B | 14.96B | 14.07B | 13.69B | 12.26B | 11.91B | 7.97B | 7.57B | 7.34B | 6.43B | 5.74B | 5.79B | 5.96B |
| Intangible Assets (USD) | 118.83M | 79.29M | - | - | - | - | - | 40.80M | 5.30M | 6.50M | 7.80M | 8.11M | 5.92M | 7.65M | 10.84M |
| Fixed Assets (USD) | 204.76M | 197.97M | 194.74M | 189.08M | 193.04M | 207.21M | 214.51M | 215.65M | 125.04M | 131.58M | 136.60M | 141.38M | 137.11M | 146.72M | 138.10M |
| Noncurrent Assets (USD) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Current Assets (USD) | 21.13B | 18.57B | 17.53B | 17.00B | 16.33B | 15.97B | 14.51B | 13.99B | 8.90B | 8.44B | 8.15B | 7.22B | 6.42B | 6.50B | 6.67B |
| Assets (USD) | 21.13B | 18.57B | 17.53B | 17.00B | 16.33B | 15.97B | 14.51B | 13.99B | 8.90B | 8.44B | 8.15B | 7.22B | 6.42B | 6.50B | 6.67B |
Options markets are pricing in elevated post-earnings volatility for 10 stocks reporting this week, with implied moves of 30% or more. The list is dominated by regional banks, with Capitol Federal Financial topping the list. The Federal Reserve's policy decision on Wednesday is expected to magnify price swings.
First Financial Bancorp declared a quarterly cash dividend of $0.24 per common share, payable on June 16, 2025 to shareholders of record as of June 2, 2025.
First Financial Bancorp declared a quarterly cash dividend of $0.24 per common share, payable on March 17, 2025 to shareholders of record as of March 3, 2025.
First Financial (FFBC) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).
Banner (BANR) is likely to benefit from its strategic initiatives, decent loan demand, high rates and strong liquidity. These make the stock an attractive pick for investors.
BOK Financial (BOKF) is set to gain from solid loan demand and strong credit quality performance. However, an elevated cost base is set to impede the bottom-line growth in the near term.
Commerce Bancshares (CBSH) is likely to benefit from its balance sheet repositioning efforts, decent loan demand, high rates and strong liquidity. These make the stock an attractive pick for investors.
M, HHS and FFBC made it to the Zacks Rank #1 (Strong Buy) value stocks list on June 14, 2024.
JHG, LXFR and FFBC made it to the Zacks Rank #1 (Strong Buy) income stocks list on June 14, 2024.
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.