S&T Bancorp Inc logo

S&T Bancorp Inc (STBA)

Common Stock · Currency in USD · XNAS

S&T Bancorp Inc is a financial holding company providing a full range of financial services to individuals and businesses in Pennsylvania and Ohio, including retail and commercial banking products, cash management, and trust and brokerage services. Through its subsidiary, it offers consumer, commercial, and small business banking services, including time and demand deposits, commercial and consumer loans, brokerage and trust services, and manages private investment accounts for individuals and institutions. The company earns revenue mainly from interest on loans and securities and fees for financial services, with net interest income as the principal source of revenue, and incurs expenses for deposits, funding sources, provision for credit losses, and operating costs.

Company Info

SIC6022
Composite FIGIBBG000CKB2S4
CIK0000719220
IPOApr 21, 1992
Sectorstate commercial banks

Highlights

Market Cap$1.56B
EPS$3.64
P/E Ratio11.14
Revenue$521.06M
Gross Profit$526.49M
Net Income$139.85M
Employees1,209
WSO36,645,012
Phone724-427-2347

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Analysis

Share Price Chart

Performance Chart

The chart shows the growth of an initial investment of $10,000 in S&T Bancorp Inc, comparing it to the performance of the S&P 500 index.
All prices have been adjusted for splits and dividends.

Returns By Period

S&T Bancorp Inc (STBA) has returned 7.78% so far this year and 29.72% over the past 12 months. Looking at the last ten years, STBA has achieved an annualized return of 5.23%, underperforming the Benchmark (SPY), which averaged 12.23% per year.

STBA

1M0.83%
6M12.91%
YTD7.78%
1Y29.72%
5Y4.68%
10Y5.23%

Benchmark (SPY)

1M-3.85%
6M-2.35%
YTD-4.36%
1Y34.06%
5Y9.80%
10Y12.23%

Monthly Returns

The table below presents the monthly returns of S&T Bancorp Inc (STBA) with color gradation from worst to best to easily spot seasonal factors.

JanFebMarAprMayJunJulAugSepOctNovDec
20268.11%-2.02%1.43%1.58%
20252.74%0.20%-7.61%-0.82%3.19%-2.58%8.66%-4.18%-1.85%7.40%0.72%
20240.85%-7.31%3.79%-5.99%5.07%3.25%33.11%-3.13%-1.43%-9.27%12.05%-11.18%
20235.85%2.59%-15.41%-12.46%-2.65%1.00%16.36%-9.81%-5.41%-4.80%8.78%20.17%
2022-2.81%1.07%-4.09%-4.78%3.56%-6.95%13.25%-4.05%-0.85%27.52%-1.14%-8.66%
2021-0.94%11.42%13.64%-0.87%2.17%-8.61%-7.21%0.51%-1.27%2.93%-3.11%3.14%
2020-7.21%-13.04%-17.01%1.56%-13.80%5.35%-8.35%-6.37%-13.16%12.19%11.39%7.21%
20192.59%7.65%-5.23%0.60%-5.44%-0.95%0.69%-9.88%7.66%2.52%-0.45%6.64%
20180.60%-1.96%1.27%7.24%5.81%-4.97%3.97%4.27%-6.93%-7.86%5.23%-11.03%
2017-4.76%-6.56%-4.74%3.69%-7.69%6.98%5.25%-5.32%8.29%3.52%1.70%-4.65%
20160.55%0.31%-4.86%4.72%12.52%0.49%9.14%13.36%10.22%

Performance Indicators

The charts below present risk-adjusted performance metrics for S&T Bancorp Inc (STBA) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.

Sharpe ratio

-2.00-1.000.001.002.003.00STBA: 0.64SPY: 0.92

Sortino ratio

-6.00-4.00-2.000.002.004.00STBA: 0.90SPY: 1.40

Omega ratio

0.501.001.502.00STBA: 1.12SPY: 1.22

Calmar ratio

0.002.004.006.00STBA: 0.90SPY: 1.20

Martin ratio

0.001.003.00STBA: 0.19SPY: 0.42

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.

The chart below shows the rolling Sharpe ratio of STBA compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

Volatility Chart

The current S&T Bancorp Inc volatility is 1.16%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses.
Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.

Income Statement

The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.

20252023202220212020201920182017201620152014201320122011
Liabilities And Equity (USD)9.87B9.55B9.11B9.49B8.97B8.76B7.25B7.06B6.94B6.32B4.96B4.53B4.53B4.12B
Equity Attributable To Parent (USD)1.46B1.28B1.18B1.21B1.15B1.19B935.76M884.03M841.96M792.24M608.39M571.31M537.42M490.53M
Equity Attributable To Noncontrolling Interest (USD)--------------
Equity (USD)1.46B1.28B1.18B1.21B1.15B1.19B935.76M884.03M841.96M792.24M608.39M571.31M537.42M490.53M
Long-term Debt (USD)------------34.10M31.87M
Noncurrent Liabilities (USD)--------------
Current Liabilities (USD)8.41B8.27B7.93B8.28B7.81B7.57B6.32B6.18B6.10B5.53B4.36B3.96B3.99B3.63B
Liabilities (USD)8.41B8.27B7.93B8.28B7.81B7.57B6.32B6.18B6.10B5.53B4.36B3.96B3.99B3.63B
Intangible Assets (USD)2.25M4.06M5.38M6.90M8.68M10.92M2.60M3.68M4.91M6.53M2.63M3.76M5.35M5.73M
Fixed Assets (USD)-----56.94M41.73M42.70M45.00M49.13M38.17M36.62M38.68M37.76M
Noncurrent Assets (USD)--------------
Current Assets (USD)9.87B9.55B9.11B9.49B8.97B8.76B7.25B7.06B6.94B6.32B4.96B4.53B4.53B4.12B
Assets (USD)9.87B9.55B9.11B9.49B8.97B8.76B7.25B7.06B6.94B6.32B4.96B4.53B4.53B4.12B

News and Insights

S&T Bancorp, Inc. Declares Dividend

S&T Bancorp's board of directors approved a $0.36 per share cash dividend on January 28, 2026, representing a 5.88% increase from the prior year's $0.34 per share. The dividend is payable February 26, 2026, to shareholders of record on February 12, 2026, with an annualized yield of 3.42%.

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S&T Bancorp, Inc. Declares Dividend

S&T Bancorp announced a cash dividend of $0.34 per share, representing a 3.03% increase from the previous year. The dividend will be payable on August 28, 2025, to shareholders of record as of August 14, 2025.

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S&T Bancorp, Inc. Declares Dividend

S&T Bancorp, Inc. has declared a $0.34 per share cash dividend, an increase of $0.01 or 3.03% compared to the previous year. The annualized yield based on the closing price is 3.66%.

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S&T Bancorp, Inc. Declares Dividend

S&T Bancorp, Inc. (NASDAQ:STBA) has declared a $0.34 per share cash dividend, an increase of $0.01 or 3.03% compared to the previous year. The annualized yield based on the closing price is 3.56%.

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S&T Bancorp (STBA) Tops Q1 Earnings and Revenue Estimates

S&T Bancorp (STBA) delivered earnings and revenue surprises of 1.25% and 0.01%, respectively, for the quarter ended March 2024. Do the numbers hold clues to what lies ahead for the stock?

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S&T Bancorp (STBA) Reports Q4 Earnings: What Key Metrics Have to Say

While the top- and bottom-line numbers for S&T Bancorp (STBA) give a sense of how the business performed in the quarter ended December 2023, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

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S&T Bancorp (STBA) Q4 Earnings and Revenues Top Estimates

S&T Bancorp (STBA) delivered earnings and revenue surprises of 11.63% and 3.07%, respectively, for the quarter ended December 2023. Do the numbers hold clues to what lies ahead for the stock?

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