Old Republic International Corporation logo

Old Republic International Corporation (ORI)

Common Stock · Currency in USD · XNYS

Old Republic International Corp is engaged in the business of insurance underwriting and related services. The company operates in two segments: Specialty Insurance and Title Insurance. The insurance provided by the company includes Automobile Extended Warranty Insurance, Aviation, Commercial Automobile Insurance, Inland Marine, Travel Accident, Workers' Compensation, Financial Indemnity, and others. The company generates the majority of its revenue from Specialty Insurance. The Specialty Insurance provides property and liability insurance principally to commercial clients.

Company Info

SIC6351
Composite FIGIBBG000C4PLF7
CIK0000074260
IPOFeb 18, 1975
Sectorsurety insurance

Highlights

Market Cap$9.93B
EPS$4.56
P/E Ratio8.86
Revenue$9.27B
Gross Profit$9.70B
Net Income$1.12B
Employees9,500
WSO245,730,313
Phone(312) 346-8100

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Analysis

Share Price Chart

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Old Republic International Corporation, comparing it to the performance of the S&P 500 index.
All prices have been adjusted for splits and dividends.

Returns By Period

Old Republic International Corporation (ORI) has returned -5.74% so far this year and 14.03% over the past 12 months. Looking at the last ten years, ORI has achieved an annualized return of 8.12%, underperforming the Benchmark (SPY), which averaged 12.23% per year.

ORI

1M-4.24%
6M-7.19%
YTD-5.74%
1Y14.03%
5Y11.57%
10Y8.12%

Benchmark (SPY)

1M-3.85%
6M-2.35%
YTD-4.36%
1Y34.06%
5Y9.80%
10Y12.23%

Monthly Returns

The table below presents the monthly returns of Old Republic International Corporation (ORI) with color gradation from worst to best to easily spot seasonal factors.

JanFebMarAprMayJunJulAugSepOctNovDec
2026-8.59%9.33%-6.23%1.13%
20250.69%7.12%1.76%-4.93%1.53%2.37%-5.81%10.41%6.49%-6.80%17.66%-1.00%
2024-4.59%3.41%3.61%-3.37%6.32%-2.77%12.22%2.96%-1.01%-1.55%11.57%-7.16%
20239.14%0.69%-4.84%1.12%-3.16%2.40%9.88%-0.83%-1.35%2.01%6.70%0.79%
20223.72%2.29%-0.92%-15.70%7.94%-6.64%4.30%-5.78%-3.73%10.05%4.84%-1.67%
2021-4.54%5.69%10.58%12.94%5.42%-5.75%-1.36%4.42%-11.28%11.62%-8.69%1.15%
20200.36%-13.05%-23.29%9.62%-0.19%4.08%-1.47%-8.05%10.30%8.74%7.82%
2019-0.44%3.52%-0.38%6.37%-1.47%2.29%0.97%2.28%1.77%-5.58%0.36%-0.93%
20180.37%-6.88%6.93%-4.76%2.89%-5.91%7.68%4.18%0.90%-1.69%2.36%-8.86%
20178.90%-0.72%-2.01%1.22%-4.67%-0.76%0.46%-2.80%2.98%3.05%2.84%1.81%
20161.59%3.07%1.96%0.73%-0.67%-8.52%-4.26%5.99%6.86%

Performance Indicators

The charts below present risk-adjusted performance metrics for Old Republic International Corporation (ORI) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.

Sharpe ratio

-2.00-1.000.001.002.003.00ORI: 0.20SPY: 0.92

Sortino ratio

-6.00-4.00-2.000.002.004.00ORI: 0.26SPY: 1.40

Omega ratio

0.501.001.502.00ORI: 1.04SPY: 1.22

Calmar ratio

0.002.004.006.00ORI: 0.13SPY: 1.20

Martin ratio

0.001.003.00ORI: 0.04SPY: 0.42

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.

The chart below shows the rolling Sharpe ratio of ORI compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

Volatility Chart

The current Old Republic International Corporation volatility is 1.42%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses.
Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.

Income Statement

The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.

202520242023202220212020201920182017201620152014201320122011
Liabilities And Equity (USD)29.86B27.84B26.50B25.16B24.98B22.82B21.08B19.33B19.40B18.59B17.11B16.99B16.53B16.23B16.05B
Equity Attributable To Parent (USD)5.91B5.62B6.41B6.17B6.89B6.19B6.00B5.15B4.73B4.47B3.88B3.92B3.78B3.60B3.77B
Equity Attributable To Noncontrolling Interest (USD)14.40M--------------
Equity (USD)5.93B5.62B6.41B6.17B6.89B6.19B6.00B5.15B4.73B4.47B3.88B3.92B3.78B3.60B3.77B
Noncurrent Liabilities (USD)---------------
Current Liabilities (USD)23.93B22.22B20.09B18.99B18.09B16.63B15.08B14.18B14.67B14.12B13.23B13.06B12.76B12.63B12.28B
Liabilities (USD)23.93B22.22B20.09B18.99B18.09B16.63B15.08B14.18B14.67B14.12B13.23B13.06B12.76B12.63B12.28B
Noncurrent Assets (USD)---------------
Current Assets (USD)29.86B27.84B26.50B25.16B24.98B22.82B21.08B19.33B19.40B18.59B17.11B16.99B16.53B16.23B16.05B
Assets (USD)29.86B27.84B26.50B25.16B24.98B22.82B21.08B19.33B19.40B18.59B17.11B16.99B16.53B16.23B16.05B

News and Insights

The Best Dividend Stock to Buy With $50 Right Now

Old Republic International (ORI), an insurance company trading under $50, is highlighted as a strong dividend stock. The company increased its annual dividend for the 44th consecutive year and declared a record special dividend of $2.50 per share. Despite a decline in net income in Q3 2025, operating income rose, demonstrating underlying strength in insurance operations. The stock has gained 90% over three years and 25% year-to-date, with analyst Piper Sandler raising its price target to $51.

The Motley Fool faviconThe Motley FoolAdé Hennis
3 Analyst-Backed Stocks the Market Is Getting Totally Wrong

The article highlights three undervalued stocks that Wall Street analysts believe are poised for better performance despite bearish market sentiment. Old Republic International, Tecnoglass, and Universal Insurance Holdings are trading below analyst price targets, with analysts recommending Buy or Strong Buy ratings. These contrarian picks offer potential upside as investors have increased short interest or driven prices down despite solid fundamentals.

Investing.com faviconInvesting.comNathan Reiff
Old Republic Q2 Revenue Jumps 18 Percent

Old Republic International reported Q2 2025 earnings of $0.83 per share, beating analyst expectations. The Specialty Insurance segment showed strong growth, while Title Insurance faced margin pressures due to higher expenses.

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Assurant or Old Republic: Which Multiline Insurer Has an Edge?

Assurant and Old Republic, two multiline insurers, are compared based on factors like pricing, underwriting, exposure, and investment income. Old Republic appears better positioned with advantages in areas like valuation, dividend yield, and leverage, while Assurant outperforms in earnings estimates and surprise history.

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