Old Republic International Corp is engaged in the business of insurance underwriting and related services. The company operates in two segments: Specialty Insurance and Title Insurance. The insurance provided by the company includes Automobile Extended Warranty Insurance, Aviation, Commercial Automobile Insurance, Inland Marine, Travel Accident, Workers' Compensation, Financial Indemnity, and others. The company generates the majority of its revenue from Specialty Insurance. The Specialty Insurance provides property and liability insurance principally to commercial clients.
The chart shows the growth of an initial investment of $10,000 in Old Republic International Corporation, comparing it to the performance of the S&P 500 index. All prices have been adjusted for splits and dividends.
Returns By Period
Old Republic International Corporation (ORI) has returned -5.74% so far this year and 14.03% over the past 12 months. Looking at the last ten years, ORI has achieved an annualized return of 8.12%, underperforming the Benchmark (SPY), which averaged 12.23% per year.
ORI
1M-4.24%
6M-7.19%
YTD-5.74%
1Y14.03%
5Y11.57%
10Y8.12%
Benchmark (SPY)
1M-3.85%
6M-2.35%
YTD-4.36%
1Y34.06%
5Y9.80%
10Y12.23%
Monthly Returns
The table below presents the monthly returns of Old Republic International Corporation (ORI) with color gradation from worst to best to easily spot seasonal factors.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
2026
-8.59%
9.33%
-6.23%
1.13%
2025
0.69%
7.12%
1.76%
-4.93%
1.53%
2.37%
-5.81%
10.41%
6.49%
-6.80%
17.66%
-1.00%
2024
-4.59%
3.41%
3.61%
-3.37%
6.32%
-2.77%
12.22%
2.96%
-1.01%
-1.55%
11.57%
-7.16%
2023
9.14%
0.69%
-4.84%
1.12%
-3.16%
2.40%
9.88%
-0.83%
-1.35%
2.01%
6.70%
0.79%
2022
3.72%
2.29%
-0.92%
-15.70%
7.94%
-6.64%
4.30%
-5.78%
-3.73%
10.05%
4.84%
-1.67%
2021
-4.54%
5.69%
10.58%
12.94%
5.42%
-5.75%
-1.36%
4.42%
-11.28%
11.62%
-8.69%
1.15%
2020
0.36%
-13.05%
-23.29%
9.62%
-0.19%
4.08%
-1.47%
-8.05%
10.30%
8.74%
7.82%
2019
-0.44%
3.52%
-0.38%
6.37%
-1.47%
2.29%
0.97%
2.28%
1.77%
-5.58%
0.36%
-0.93%
2018
0.37%
-6.88%
6.93%
-4.76%
2.89%
-5.91%
7.68%
4.18%
0.90%
-1.69%
2.36%
-8.86%
2017
8.90%
-0.72%
-2.01%
1.22%
-4.67%
-0.76%
0.46%
-2.80%
2.98%
3.05%
2.84%
1.81%
2016
1.59%
3.07%
1.96%
0.73%
-0.67%
-8.52%
-4.26%
5.99%
6.86%
Performance Indicators
The charts below present risk-adjusted performance metrics for Old Republic International Corporation (ORI) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.
Sharpe ratio
Sortino ratio
Omega ratio
Calmar ratio
Martin ratio
sharpe ratio
The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.
These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.
The chart below shows the rolling Sharpe ratio of ORI compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.
Volatility Chart
The current Old Republic International Corporation volatility is 1.42%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses. Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.
Income Statement
The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
Liabilities And Equity (USD)
29.86B
27.84B
26.50B
25.16B
24.98B
22.82B
21.08B
19.33B
19.40B
18.59B
17.11B
16.99B
16.53B
16.23B
16.05B
Equity Attributable To Parent (USD)
5.91B
5.62B
6.41B
6.17B
6.89B
6.19B
6.00B
5.15B
4.73B
4.47B
3.88B
3.92B
3.78B
3.60B
3.77B
Equity Attributable To Noncontrolling Interest (USD)
Old Republic International (ORI), an insurance company trading under $50, is highlighted as a strong dividend stock. The company increased its annual dividend for the 44th consecutive year and declared a record special dividend of $2.50 per share. Despite a decline in net income in Q3 2025, operating income rose, demonstrating underlying strength in insurance operations. The stock has gained 90% over three years and 25% year-to-date, with analyst Piper Sandler raising its price target to $51.
The Motley Fool•Adé Hennis
AI Insight
The company demonstrates consistent dividend growth (44 consecutive years of increases), record special dividend payouts, strong stock performance (90% gain over 3 years, 25% YTD), rising operating income, and analyst upgrades with price target increases to $51, indicating confidence in future growth potential.
The article highlights three undervalued stocks that Wall Street analysts believe are poised for better performance despite bearish market sentiment. Old Republic International, Tecnoglass, and Universal Insurance Holdings are trading below analyst price targets, with analysts recommending Buy or Strong Buy ratings. These contrarian picks offer potential upside as investors have increased short interest or driven prices down despite solid fundamentals.
Investing.com•Nathan Reiff
AI Insight
All three analysts rate it as Buy with 8%+ upside to $49 price target. Company beat EPS and revenue expectations, showed growth in pretax operating income, and is expanding through acquisition of Everett Cash Mutual. Despite increased short interest and oversold RSI of 41, underlying fundamentals are strong.
Old Republic International reported Q2 2025 earnings of $0.83 per share, beating analyst expectations. The Specialty Insurance segment showed strong growth, while Title Insurance faced margin pressures due to higher expenses.
The Motley Fool•Jesterai
AI Insight
Beat earnings expectations, showed double-digit premium growth in Specialty Insurance, raised quarterly dividend by 5%, and demonstrated disciplined underwriting with a combined ratio below 100%
Assurant and Old Republic, two multiline insurers, are compared based on factors like pricing, underwriting, exposure, and investment income. Old Republic appears better positioned with advantages in areas like valuation, dividend yield, and leverage, while Assurant outperforms in earnings estimates and surprise history.
Benzinga•Zacks
AI Insight
Old Republic appears better positioned with advantages in areas like valuation, dividend yield, leverage, growth projection, and net margin.
Radian Group (RDN) stands to gain from strong persistency rates, improved new insurance written, a strong capital position, favorable growth estimates and effective capital deployment.
MGIC Investment (MTG) is well-poised to gain from solid insurance in force, a decline in loss and claims payments, better housing market fundamentals and prudent capital deployment.
Assurant (AIZ) stands to gain from a well-performing Global Lifestyle business, growth of fee-based capital-light businesses, solid capital management and effective capital deployment.
Reinsurance Group (RGA) gains from improved pricing, a solid in-force business, an improving interest rate environment, favorable growth estimates and prudent capital deployment.