Aflac Inc offers supplemental health insurance and life insurance in the United States and Japan. In addition to its cancer policies, the company has broadened its product offerings to include accident, dental and vision, disability, and long-term-care insurance. It markets its products through independent distributors, selling the majority of its policies directly to consumers at their places of work, and also reaches out to its customers outside of their worksite through digital mediums. The company has two reportable business segments: Aflac Japan, which generates the maximum revenue, and Aflac U.S.
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The chart shows the growth of an initial investment of $10,000 in Aflac Inc., comparing it to the performance of the S&P 500 index.
All prices have been adjusted for splits and dividends.
Aflac Inc. (AFL) has returned 0.31% so far this year and 10.90% over the past 12 months. Looking at the last ten years, AFL has achieved an annualized return of 13.17%, outperforming the Benchmark (SPY), which averaged 12.23% per year.
The table below presents the monthly returns of Aflac Inc. (AFL) with color gradation from worst to best to easily spot seasonal factors.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 0.74% | 1.28% | -2.47% | 0.68% | ||||||||
| 2025 | 3.64% | 3.54% | 1.08% | -2.41% | -1.86% | 2.72% | -5.55% | 7.49% | 4.75% | -3.43% | 3.05% | -0.04% |
| 2024 | 2.17% | 2.37% | 6.58% | -2.56% | 7.76% | -0.45% | 6.19% | 5.73% | 1.39% | -6.24% | 8.27% | -9.40% |
| 2023 | 2.11% | -7.09% | -5.38% | 8.38% | -8.07% | 7.93% | 3.94% | 2.94% | 2.57% | 1.93% | 5.63% | 0.29% |
| 2022 | 7.15% | -2.46% | 6.38% | -11.70% | 4.83% | -8.74% | 3.58% | 4.54% | -5.50% | 14.47% | 10.71% | -0.70% |
| 2021 | 1.30% | 5.51% | 5.16% | 5.44% | 4.40% | -6.11% | 1.80% | 2.48% | -8.32% | 2.66% | 0.33% | 5.68% |
| 2020 | -2.77% | -17.36% | -20.59% | 16.16% | 0.50% | -1.18% | -1.08% | 2.08% | 0.97% | -6.68% | 27.00% | -1.05% |
| 2019 | 6.97% | 2.80% | 1.19% | 0.14% | 1.56% | 6.93% | -5.14% | -4.56% | 5.17% | 1.16% | 2.52% | -3.33% |
| 2018 | -0.18% | 0.34% | -1.67% | 3.92% | -0.42% | -5.45% | 8.61% | -0.86% | 2.13% | -8.83% | 6.35% | -1.24% |
| 2017 | -0.14% | 4.86% | -0.79% | 2.91% | 0.43% | 2.70% | 2.10% | 3.07% | -1.41% | 2.91% | 4.16% | -0.16% |
| 2016 | 9.48% | 1.45% | 4.56% | 0.12% | 3.16% | -3.24% | -3.84% | 3.18% | -2.68% |
The charts below present risk-adjusted performance metrics for Aflac Inc. (AFL) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.
The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.
These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.
The chart below shows the rolling Sharpe ratio of AFL compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.
The current Aflac Inc. volatility is 0.93%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses.
Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.
The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Liabilities And Equity (USD) | 116.47B | 117.57B | 126.72B | 131.02B | 157.54B | 165.09B | 152.77B | 140.41B | 137.22B | 129.82B | 118.30B | 119.77B | 121.31B | 131.09B | 117.10B | 101.04B | 84.11B |
| Equity Attributable To Parent (USD) | 29.49B | 26.10B | 21.99B | 22.37B | 33.25B | 33.56B | 28.96B | 23.46B | 24.60B | 20.48B | 17.71B | 18.35B | 14.62B | 15.98B | 13.51B | 11.06B | 8.42B |
| Equity Attributable To Noncontrolling Interest (USD) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Equity (USD) | 29.49B | 26.10B | 21.99B | 22.37B | 33.25B | 33.56B | 28.96B | 23.46B | 24.60B | 20.48B | 17.71B | 18.35B | 14.62B | 15.98B | 13.51B | 11.06B | 8.42B |
| Noncurrent Liabilities (USD) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Current Liabilities (USD) | 86.98B | 91.47B | 104.74B | 108.65B | 124.29B | 131.53B | 123.81B | 116.94B | 112.62B | 109.34B | 100.59B | 101.42B | 106.69B | 115.12B | 103.60B | 89.98B | 75.69B |
| Liabilities (USD) | 86.98B | 91.47B | 104.74B | 108.65B | 124.29B | 131.53B | 123.81B | 116.94B | 112.62B | 109.34B | 100.59B | 101.42B | 106.69B | 115.12B | 103.60B | 89.98B | 75.69B |
| Fixed Assets (USD) | 351.00M | 387.00M | 445.00M | 530.00M | 538.00M | 601.00M | 581.00M | 443.00M | 434.00M | 433.00M | 427.00M | 429.00M | 481.00M | 564.00M | 617.00M | 620.00M | 593.00M |
| Noncurrent Assets (USD) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Current Assets (USD) | 116.47B | 117.57B | 126.72B | 131.02B | 157.54B | 165.09B | 152.77B | 140.41B | 137.22B | 129.82B | 118.30B | 119.77B | 121.31B | 131.09B | 117.10B | 101.04B | 84.11B |
| Assets (USD) | 116.47B | 117.57B | 126.72B | 131.02B | 157.54B | 165.09B | 152.77B | 140.41B | 137.22B | 129.82B | 118.30B | 119.77B | 121.31B | 131.09B | 117.10B | 101.04B | 84.11B |
With market fear at extreme levels and investors hoarding cash, contrarian investors see a buying opportunity in dividend-growing stocks. The article highlights Aflac (AFL) as a dividend magnet with 43 consecutive years of dividend increases, currently trading down 10% from its 52-week high. The author argues that fear-driven market downturns historically present the best buying opportunities for dividend investors seeking long-term wealth accumulation.
Ushur announced Voice-Guided Experience, a new capability that enables organizations in regulated industries to guide customers through complex workflows using synchronized voice and mobile interactions. The AI-powered feature keeps voice conversations active while opening a synchronized mobile experience, allowing customers to speak or tap without switching channels. The platform supports 74 languages, maintains enterprise-grade compliance (HITRUST r2, SOC 2, HIPAA), and is designed to improve completion rates and reduce operational burden for healthcare, insurance, and financial services organizations.
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AFL reported strong first-half 2025 financial results, with a 43% increase in net banking income, credit production up 18% to €728 million, and 87 new local authority shareholders joining, bringing the total to 1,131.
Aflac reported Q2 2025 earnings with adjusted EPS of $1.78, beating estimates, but experiencing revenue decline. The company saw strong performance in Japan with a new cancer insurance product launch and continued focus on product innovation and digital transformation.