The Hanover Insurance Group Inc is a holding company whose primary business is offering property and casualty insurance products and services. The company markets itself through independent agents and brokers in the United States while conducting business through Hanover Insurance, Citizens and other THG subsidiaries. The company conducts business operations through four operating segments: Core Commercial, Specialty, Personal Lines, and Other. The company operates an investment portfolio that is exposed to fixed-income securities.
The chart shows the growth of an initial investment of $10,000 in The Hanover Insurance Group, Inc., comparing it to the performance of the S&P 500 index. All prices have been adjusted for splits and dividends.
Returns By Period
The Hanover Insurance Group, Inc. (THG) has returned -3.16% so far this year and 14.69% over the past 12 months. Looking at the last ten years, THG has achieved an annualized return of 6.79%, underperforming the Benchmark (SPY), which averaged 12.23% per year.
THG
1M-1.68%
6M-4.32%
YTD-3.16%
1Y14.69%
5Y5.49%
10Y6.79%
Benchmark (SPY)
1M-3.85%
6M-2.35%
YTD-4.36%
1Y34.06%
5Y9.80%
10Y12.23%
Monthly Returns
The table below presents the monthly returns of The Hanover Insurance Group, Inc. (THG) with color gradation from worst to best to easily spot seasonal factors.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
2026
-4.23%
3.72%
-2.90%
1.84%
2025
-0.70%
12.54%
2.07%
-5.05%
9.03%
-2.88%
1.08%
1.10%
4.69%
-5.49%
9.07%
-1.99%
2024
8.92%
-2.47%
3.57%
-4.46%
1.77%
-4.79%
9.61%
6.69%
1.00%
0.08%
11.03%
-6.46%
2023
-0.63%
4.64%
-7.23%
-6.89%
-6.74%
1.30%
0.75%
-5.77%
3.07%
6.28%
5.74%
-1.91%
2022
4.62%
1.24%
7.97%
-2.70%
-0.60%
-6.73%
-4.14%
-0.98%
13.58%
0.30%
-8.78%
2021
-4.08%
2.11%
9.94%
7.31%
-0.31%
-3.12%
-0.35%
3.63%
-8.60%
-3.40%
-4.04%
5.36%
2020
0.96%
-14.88%
-23.72%
15.86%
1.99%
0.64%
0.86%
0.15%
-8.38%
2.36%
16.06%
2.10%
2019
-1.00%
3.98%
-4.69%
5.19%
1.05%
4.90%
0.83%
2.53%
2.34%
-3.23%
2.88%
0.49%
2018
4.23%
-6.17%
9.16%
-2.62%
5.70%
-2.36%
5.59%
-2.16%
0.89%
-10.00%
2.33%
1.24%
2017
-8.08%
7.23%
-0.29%
-1.79%
-5.71%
6.14%
6.57%
3.10%
-1.24%
1.14%
8.63%
0.32%
2016
-4.42%
0.79%
-1.72%
-2.53%
-5.03%
-3.70%
1.20%
13.81%
4.91%
Performance Indicators
The charts below present risk-adjusted performance metrics for The Hanover Insurance Group, Inc. (THG) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.
Sharpe ratio
Sortino ratio
Omega ratio
Calmar ratio
Martin ratio
sharpe ratio
The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.
These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.
The chart below shows the rolling Sharpe ratio of THG compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.
Volatility Chart
The current The Hanover Insurance Group, Inc. volatility is 1.10%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses. Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.
Income Statement
The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
Liabilities And Equity (USD)
16.95B
15.27B
14.61B
14.00B
14.25B
13.44B
12.49B
12.40B
15.47B
14.22B
13.79B
13.76B
13.38B
13.48B
12.62B
8.57B
Equity Attributable To Parent (USD)
3.57B
2.84B
2.47B
2.33B
3.14B
3.20B
2.92B
2.95B
3.00B
2.86B
2.84B
2.84B
2.59B
2.60B
2.51B
2.46B
Equity Attributable To Noncontrolling Interest (USD)
The Hanover Insurance Group (NYSE: THG) announced a quarterly dividend of $0.95 per share, payable on March 27, 2026, to shareholders of record as of March 13, 2026. The dividend declaration reflects the company's commitment to returning capital to shareholders.
Benzinga•Prnewswire
AI Insight
The declaration of a quarterly dividend of $0.95 per share demonstrates financial strength and confidence in the company's ability to generate cash flows. Regular dividend payments are generally viewed positively by investors as they indicate stable earnings and management's confidence in future performance.
The article highlights three insurance stocks with strong dividend growth potential: Aflac, Principal Financial Group, and The Hanover Insurance Group. These companies demonstrate solid financial performance, consistent earnings growth, and attractive dividend histories.
Investing.com•Bob Ciura
AI Insight
Significant Q3 2025 net income improvement from $102.1 million to $178.7 million, strong pricing momentum, profitable growth across business segments, and disciplined cost management
The Hanover Insurance Group, Inc. has announced a 20% increase in its quarterly dividend to $0.90 per share, demonstrating the company's financial stability and growth potential.
Benzinga•Prnewswire
AI Insight
The company has increased its quarterly dividend for the 20th consecutive year, indicating its strong financial performance and confidence in its future prospects.
Hanover Insurance Group (THG) is a top dividend stock for income investors due to its consistent dividend growth, attractive dividend yield, and strong earnings outlook.
Benzinga•Zacks
AI Insight
The article highlights Hanover Insurance Group as a top dividend stock for investors due to its consistent dividend growth, attractive dividend yield of 2.31% compared to the industry and S&P 500 averages, and strong earnings growth outlook with a 595.51% year-over-year increase in 2024 earnings per share.
Hanover Insurance (THG) reported Q2 2024 revenue of $1.57 billion, up 4.3% year-over-year, and EPS of $1.88 compared to -$1.91 a year ago. The company's key metrics, including GAAP Combined Ratio, GAAP Loss and LAE Ratio, and GAAP Expense Ratio, were in line with analyst estimates.
Zacks Investment Research•Zacks.Com
AI Insight
The company's Q2 2024 results were generally in line with analyst estimates, indicating a stable performance.
The global home insurance market is expected to grow from $240.26 billion in 2023 to $523.56 billion by 2033, driven by factors like increasing property values and demand for residential coverage. The dwelling and landlords segments are expected to lead the market during the forecast period.
Hanover Insurance (THG) stands to gain from growth in the Core Commercial and Specialty segments, stable retention, better pricing, strong market presence and solid capital position.
Hanover Insurance (THG) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
Analysts' ratings for Hanover Insurance Gr (NYSE:THG) over the last quarter vary from bullish to bearish, as provided by 7 analysts.
Summarizing their recent assessments, the table below illustrates the evolving sentiments in the past 30 days and compares them to the preceding months.
Bullish
Somewhat Bullish
Indifferent
Somewhat Bearish
Bearish
Total Ratings
0
5
2
0
0
Last 30D
0
1
0
0
0
1M Ago
0
2
1
0
0
2M Ago
0
1
0
0
0
3M Ago
0
1
1
0
0
Providing deeper insights, analysts have established 12-month price targets, indicating an average target of $148.29, along with a high estimate of $165.00 and a low estimate of $137.00. Witnessing a positive shift, the current average has risen by 4.55% from the previous average price target of $141.83.
Decoding Analyst Ratings: A Detailed Look
An in-depth analysis of recent analyst actions unveils how financial experts perceive Hanover Insurance Gr. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
Analyst
Analyst Firm
Action Taken
Rating
Current Price Target
Prior Price Target
Michael Phillips
Oppenheimer
Raises
Outperform
$165.00
$150.00
Matthew Carletti
JMP Securities
Maintains
Market Outperform
$150.00
-
Meyer Shields
Keefe, Bruyette & Woods
Raises
Market Perform
$142.00
$137.00
Michael Phillips
Oppenheimer
Maintains
Outperform
$150.00
$150.00
Paul Newsome
Piper Sandler
Maintains
Overweight
$147.00
$147.00
Paul Newsome
Piper Sandler
Raises
Overweight
$147.00
$143.00
Meyer Shields
Keefe, Bruyette & Woods
Raises
Market Perform
$137.00
$124.00
Key Insights:
Action Taken: Analysts adapt their recommendations to changing market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their response to recent developments related to Hanover Insurance Gr. This ...Full story available on Benzinga.com
While the top- and bottom-line numbers for Hanover Insurance (THG) give a sense of how the business performed in the quarter ended March 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.