The Hanover Insurance Group, Inc. logo

The Hanover Insurance Group, Inc. (THG)

Common Stock · Currency in USD · XNYS

The Hanover Insurance Group Inc is a holding company whose primary business is offering property and casualty insurance products and services. The company markets itself through independent agents and brokers in the United States while conducting business through Hanover Insurance, Citizens and other THG subsidiaries. The company conducts business operations through four operating segments: Core Commercial, Specialty, Personal Lines, and Other. The company operates an investment portfolio that is exposed to fixed-income securities.

Company Info

SIC6331
Composite FIGIBBG000FJH8W0
CIK0000944695
IPOOct 11, 1995
Sectorfire, marine & casualty insurance

Highlights

Market Cap$6.20B
EPS$19.96
P/E Ratio8.67
Revenue$6.64B
Gross Profit$6.66B
Net Income$714.80M
Employees4,900
WSO35,188,800
Phone(508) 855-1000

Related Tickers

Analysis

Share Price Chart

Performance Chart

The chart shows the growth of an initial investment of $10,000 in The Hanover Insurance Group, Inc., comparing it to the performance of the S&P 500 index.
All prices have been adjusted for splits and dividends.

Returns By Period

The Hanover Insurance Group, Inc. (THG) has returned -3.16% so far this year and 14.69% over the past 12 months. Looking at the last ten years, THG has achieved an annualized return of 6.79%, underperforming the Benchmark (SPY), which averaged 12.23% per year.

THG

1M-1.68%
6M-4.32%
YTD-3.16%
1Y14.69%
5Y5.49%
10Y6.79%

Benchmark (SPY)

1M-3.85%
6M-2.35%
YTD-4.36%
1Y34.06%
5Y9.80%
10Y12.23%

Monthly Returns

The table below presents the monthly returns of The Hanover Insurance Group, Inc. (THG) with color gradation from worst to best to easily spot seasonal factors.

JanFebMarAprMayJunJulAugSepOctNovDec
2026-4.23%3.72%-2.90%1.84%
2025-0.70%12.54%2.07%-5.05%9.03%-2.88%1.08%1.10%4.69%-5.49%9.07%-1.99%
20248.92%-2.47%3.57%-4.46%1.77%-4.79%9.61%6.69%1.00%0.08%11.03%-6.46%
2023-0.63%4.64%-7.23%-6.89%-6.74%1.30%0.75%-5.77%3.07%6.28%5.74%-1.91%
20224.62%1.24%7.97%-2.70%-0.60%-6.73%-4.14%-0.98%13.58%0.30%-8.78%
2021-4.08%2.11%9.94%7.31%-0.31%-3.12%-0.35%3.63%-8.60%-3.40%-4.04%5.36%
20200.96%-14.88%-23.72%15.86%1.99%0.64%0.86%0.15%-8.38%2.36%16.06%2.10%
2019-1.00%3.98%-4.69%5.19%1.05%4.90%0.83%2.53%2.34%-3.23%2.88%0.49%
20184.23%-6.17%9.16%-2.62%5.70%-2.36%5.59%-2.16%0.89%-10.00%2.33%1.24%
2017-8.08%7.23%-0.29%-1.79%-5.71%6.14%6.57%3.10%-1.24%1.14%8.63%0.32%
2016-4.42%0.79%-1.72%-2.53%-5.03%-3.70%1.20%13.81%4.91%

Performance Indicators

The charts below present risk-adjusted performance metrics for The Hanover Insurance Group, Inc. (THG) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.

Sharpe ratio

-2.00-1.000.001.002.003.00THG: 0.14SPY: 0.92

Sortino ratio

-6.00-4.00-2.000.002.004.00THG: 0.19SPY: 1.40

Omega ratio

0.501.001.502.00THG: 1.02SPY: 1.22

Calmar ratio

0.002.004.006.00THG: 0.07SPY: 1.20

Martin ratio

0.001.003.00THG: 0.04SPY: 0.42

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.

The chart below shows the rolling Sharpe ratio of THG compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

Volatility Chart

The current The Hanover Insurance Group, Inc. volatility is 1.10%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses.
Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.

Income Statement

The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.

2025202420232022202120202019201820172016201520142013201220112010
Liabilities And Equity (USD)16.95B15.27B14.61B14.00B14.25B13.44B12.49B12.40B15.47B14.22B13.79B13.76B13.38B13.48B12.62B8.57B
Equity Attributable To Parent (USD)3.57B2.84B2.47B2.33B3.14B3.20B2.92B2.95B3.00B2.86B2.84B2.84B2.59B2.60B2.51B2.46B
Equity Attributable To Noncontrolling Interest (USD)----------------
Equity (USD)3.57B2.84B2.47B2.33B3.14B3.20B2.92B2.95B3.00B2.86B2.84B2.84B2.59B2.60B2.51B2.46B
Long-term Debt (USD)843.30M722.30M----653.40M777.90M786.90M786.40M812.80M903.50M903.90M849.40M911.10M605.90M
Noncurrent Liabilities (USD)----------------
Current Liabilities (USD)13.37B12.43B12.15B11.67B11.11B10.24B9.57B9.45B12.47B11.36B10.95B10.92B10.78B10.89B10.11B6.11B
Liabilities (USD)13.37B12.43B12.15B11.67B11.11B10.24B9.57B9.45B12.47B11.36B10.95B10.92B10.78B10.89B10.11B6.11B
Intangible Assets (USD)18.00M15.50M15.50M15.50M------------
Noncurrent Assets (USD)----------------
Current Assets (USD)16.95B15.27B14.61B14.00B14.25B13.44B12.49B12.40B15.47B14.22B13.79B13.76B13.38B13.48B12.62B8.57B
Assets (USD)16.95B15.27B14.61B14.00B14.25B13.44B12.49B12.40B15.47B14.22B13.79B13.76B13.38B13.48B12.62B8.57B

News and Insights

The Hanover Insurance Group, Inc. Declares Quarterly Dividend of $0.95 Per Common Share

The Hanover Insurance Group (NYSE: THG) announced a quarterly dividend of $0.95 per share, payable on March 27, 2026, to shareholders of record as of March 13, 2026. The dividend declaration reflects the company's commitment to returning capital to shareholders.

Benzinga faviconBenzingaPrnewswire
3 Insurance Stocks for High Total Returns

The article highlights three insurance stocks with strong dividend growth potential: Aflac, Principal Financial Group, and The Hanover Insurance Group. These companies demonstrate solid financial performance, consistent earnings growth, and attractive dividend histories.

Investing.com faviconInvesting.comBob Ciura
The Hanover Insurance Group, Inc. Increases Quarterly Dividend to $0.90 Per Common Share

The Hanover Insurance Group, Inc. has announced a 20% increase in its quarterly dividend to $0.90 per share, demonstrating the company's financial stability and growth potential.

Benzinga faviconBenzingaPrnewswire
Why Hanover Insurance Group is a Top Dividend Stock for Your Portfolio

Hanover Insurance Group (THG) is a top dividend stock for income investors due to its consistent dividend growth, attractive dividend yield, and strong earnings outlook.

Benzinga faviconBenzingaZacks
Compared to Estimates, Hanover Insurance (THG) Q2 Earnings: A Look at Key Metrics

Hanover Insurance (THG) reported Q2 2024 revenue of $1.57 billion, up 4.3% year-over-year, and EPS of $1.88 compared to -$1.91 a year ago. The company's key metrics, including GAAP Combined Ratio, GAAP Loss and LAE Ratio, and GAAP Expense Ratio, were in line with analyst estimates.

Zacks Investment Research faviconZacks Investment ResearchZacks.Com
Global Home Insurance Market Size To Worth USD 523.56 Billion By 2033 | CAGR Of 8.10% - GlobeNewswire

The global home insurance market is expected to grow from $240.26 billion in 2023 to $523.56 billion by 2033, driven by factors like increasing property values and demand for residential coverage. The dwelling and landlords segments are expected to lead the market during the forecast period.

GlobeNewswire Inc. faviconGlobeNewswire Inc.Spherical Insights & Consulting
Hanover Insurance (THG) Upgraded to Buy: Here's Why

Hanover Insurance (THG) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

Zacks Investment Research faviconZacks Investment ResearchZacks Equity Research
Key Takeaways From Hanover Insurance Gr Analyst Ratings

Analysts' ratings for Hanover Insurance Gr (NYSE:THG) over the last quarter vary from bullish to bearish, as provided by 7 analysts. Summarizing their recent assessments, the table below illustrates the evolving sentiments in the past 30 days and compares them to the preceding months. Bullish Somewhat Bullish Indifferent Somewhat Bearish Bearish Total Ratings 0 5 2 0 0 Last 30D 0 1 0 0 0 1M Ago 0 2 1 0 0 2M Ago 0 1 0 0 0 3M Ago 0 1 1 0 0 Providing deeper insights, analysts have established 12-month price targets, indicating an average target of $148.29, along with a high estimate of $165.00 and a low estimate of $137.00. Witnessing a positive shift, the current average has risen by 4.55% from the previous average price target of $141.83. Decoding Analyst Ratings: A Detailed Look An in-depth analysis of recent analyst actions unveils how financial experts perceive Hanover Insurance Gr. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets. Analyst Analyst Firm Action Taken Rating Current Price Target Prior Price Target Michael Phillips Oppenheimer Raises Outperform $165.00 $150.00 Matthew Carletti JMP Securities Maintains Market Outperform $150.00 - Meyer Shields Keefe, Bruyette & Woods Raises Market Perform $142.00 $137.00 Michael Phillips Oppenheimer Maintains Outperform $150.00 $150.00 Paul Newsome Piper Sandler Maintains Overweight $147.00 $147.00 Paul Newsome Piper Sandler Raises Overweight $147.00 $143.00 Meyer Shields Keefe, Bruyette & Woods Raises Market Perform $137.00 $124.00 Key Insights: Action Taken: Analysts adapt their recommendations to changing market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their response to recent developments related to Hanover Insurance Gr. This ...Full story available on Benzinga.com

Benzinga faviconBenzingaBenzinga Insights