Horace Mann Educators Corp is a diversified insurance holding company that markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance. The company's property and casualty operations focus on automobile and homeowner insurance, while the retirement annuities are tax-qualified products. Horace Mann Educators markets its products to kindergarten through 12th-grade teachers, administrators, and other employees of public schools and their families. The Company conducts and manages its business in four reporting segments: (1) Property & Casualty, (2) Life & Retirement, (3) Supplemental & Group Benefits and (4) Corporate & Other.
The chart shows the growth of an initial investment of $10,000 in Horace Mann Educators Corporation, comparing it to the performance of the S&P 500 index.
All prices have been adjusted for splits and dividends.
Horace Mann Educators Corporation (HMN) has returned -6.11% so far this year and 6.96% over the past 12 months. Looking at the last ten years, HMN has achieved an annualized return of 3.13%, underperforming the Benchmark (SPY), which averaged 12.23% per year.
The table below presents the monthly returns of Horace Mann Educators Corporation (HMN) with color gradation from worst to best to easily spot seasonal factors.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -2.63% | -3.25% | -3.20% | 0.68% | ||||||||
| 2025 | -1.95% | 13.27% | 0.56% | -2.37% | 5.00% | -0.62% | -0.79% | 8.75% | -1.29% | -0.22% | 2.53% | 1.29% |
| 2024 | 12.77% | -1.12% | 2.13% | -0.27% | -7.77% | -4.79% | 5.33% | 2.74% | -1.41% | 7.01% | 12.43% | -6.53% |
| 2023 | -4.86% | 4.85% | -8.80% | -6.57% | -4.15% | -2.02% | 2.45% | -5.22% | 1.98% | 8.37% | 5.79% | -1.92% |
| 2022 | -2.34% | 9.77% | 1.70% | -4.94% | 1.61% | -4.72% | -10.18% | 5.02% | 0.23% | 10.04% | -2.18% | -3.71% |
| 2021 | -7.22% | -2.06% | 10.85% | -6.85% | -1.39% | -6.29% | 6.05% | 2.73% | -2.96% | -2.00% | -5.75% | 2.49% |
| 2020 | -1.89% | -10.28% | -6.01% | 0.60% | 6.91% | 0.22% | 1.98% | 3.53% | -13.90% | 1.74% | 15.61% | 3.83% |
| 2019 | 12.54% | -6.36% | -10.36% | 8.95% | 1.30% | -0.37% | 6.94% | 1.36% | 6.26% | -6.54% | -1.25% | 0.39% |
| 2018 | -6.77% | -0.24% | 3.89% | 5.18% | -1.01% | 0.45% | -1.58% | 5.59% | -2.50% | -12.81% | 1.85% | -7.28% |
| 2017 | -4.50% | 0.84% | -3.75% | -6.19% | -1.16% | -1.18% | -2.51% | -5.26% | 11.79% | 11.31% | 6.38% | -5.77% |
| 2016 | -1.18% | 8.99% | -0.68% | 1.73% | 6.65% | 0.05% | -1.64% | 12.78% | 5.68% |
The charts below present risk-adjusted performance metrics for Horace Mann Educators Corporation (HMN) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.
The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.
These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.
The chart below shows the rolling Sharpe ratio of HMN compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.
The current Horace Mann Educators Corporation volatility is 1.12%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses.
Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.
The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Liabilities And Equity (USD) | 15.27B | 14.49B | 14.05B | 13.45B | 14.38B | 13.47B | 12.48B | 11.03B | 11.20B | 10.58B | 10.06B | 9.77B | 8.83B | 8.17B | 7.48B |
| Equity Attributable To Parent (USD) | 1.48B | 1.29B | 1.18B | 1.09B | 1.81B | 1.79B | 1.57B | 1.29B | 1.50B | 1.29B | 1.26B | 1.34B | 1.10B | 1.25B | 1.09B |
| Equity Attributable To Noncontrolling Interest (USD) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Equity (USD) | 1.48B | 1.29B | 1.18B | 1.09B | 1.81B | 1.79B | 1.57B | 1.29B | 1.50B | 1.29B | 1.26B | 1.34B | 1.10B | 1.25B | 1.09B |
| Long-term Debt (USD) | 593.40M | 547.00M | 546.00M | 249.00M | 253.60M | 302.32M | 298.03M | 297.74M | 297.47M | 247.21M | 249.35M | 199.94M | 199.87M | 199.81M | 199.74M |
| Noncurrent Liabilities (USD) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Current Liabilities (USD) | 13.78B | 13.20B | 12.87B | 12.36B | 12.58B | 11.68B | 10.91B | 9.74B | 9.70B | 9.28B | 8.79B | 8.43B | 7.73B | 6.92B | 6.40B |
| Liabilities (USD) | 13.78B | 13.20B | 12.87B | 12.36B | 12.58B | 11.68B | 10.91B | 9.74B | 9.70B | 9.28B | 8.79B | 8.43B | 7.73B | 6.92B | 6.40B |
| Intangible Assets (USD) | 141.50M | 155.80M | 170.30M | 185.20M | 145.40M | 158.46M | 177.22M | - | - | - | - | - | - | - | - |
| Fixed Assets (USD) | 70.80M | 73.40M | 68.60M | 69.30M | 66.00M | 64.72M | 60.13M | 40.98M | 38.94M | 32.19M | 25.64M | 31.03M | 34.94M | 36.99M | - |
| Noncurrent Assets (USD) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Current Assets (USD) | 15.27B | 14.49B | 14.05B | 13.45B | 14.38B | 13.47B | 12.48B | 11.03B | 11.20B | 10.58B | 10.06B | 9.77B | 8.83B | 8.17B | 7.48B |
| Assets (USD) | 15.27B | 14.49B | 14.05B | 13.45B | 14.38B | 13.47B | 12.48B | 11.03B | 11.20B | 10.58B | 10.06B | 9.77B | 8.83B | 8.17B | 7.48B |
Director Victor Fetter of Horace Mann Educators Corporation purchased 3,500 shares for approximately $150,000 on February 25, 2026, marking his sixth open-market buy since September 2023. The purchase increased his direct holdings by 18.63% to 22,291 shares. The educator-focused insurance company reported mixed Q4 2025 results with revenue slightly missing estimates but beating on earnings, and announced a 3% dividend increase.
The article recommends three lesser-known dividend stocks as defensive plays during market volatility: Hancock Whitney Corp. (2.53% yield), NewMarket Corp. (2.01% yield), and Horace Mann Educators Corp. (3.25% yield). Each company demonstrates strong fundamentals, sustainable dividend payouts, and growth potential despite recent market headwinds.
Horace Mann (HMN) delivered earnings and revenue surprises of -22.08% and 3.10%, respectively, for the quarter ended March 2024. Do the numbers hold clues to what lies ahead for the stock?
Assurant (AIZ) delivered earnings and revenue surprises of 23.51% and 2.62%, respectively, for the quarter ended March 2024. Do the numbers hold clues to what lies ahead for the stock?
HCI Group's (HCI) first-quarter results are likely to benefit from solid performances across all its business units.
Assurant's (AIZ) first-quarter performance is likely to have benefited from higher yields in fixed maturity securities, lender-placed average insured values and organic growth across all products.
Horace Mann (HMN) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
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