First Bancorp declared a cash dividend of $0.23 per share, payable on January 25, 2026, to shareholders of record as of December 31, 2025. The bank holding company highlighted strong capital, liquidity, and commitment to shareholder value.
First Bancorp/NC (FBNC)
Common Stock · Currency in USD · XNAS
First Bancorp is a bank holding company. The company is engaged in providing commercial and consumer banking services, mortgage lending, SBA lending, accounts receivable financing, and investment advisory services.
Company Info
SIC6022
Composite FIGIBBG000BJ9RS6
CIK0000811589
IPOApr 30, 1987
Sectorstate commercial banks
Highlights
Market Cap$2.31B
EPS$1.96
P/E Ratio28.42
Revenue$561.88M
Gross Profit$576.80M
Net Income$81.45M
Employees1,374
WSO41,429,641
Phone910-246-2500
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Analysis
Share Price Chart
Performance Chart
The chart shows the growth of an initial investment of $10,000 in First Bancorp/NC, comparing it to the performance of the S&P 500 index.
All prices have been adjusted for splits and dividends.
Returns By Period
First Bancorp/NC (FBNC) has returned 9.92% so far this year and 59.58% over the past 12 months. Looking at the last ten years, FBNC has achieved an annualized return of 11.51%, underperforming the Benchmark (SPY), which averaged 12.23% per year.
FBNC
1M-2.70%
6M5.95%
YTD9.92%
1Y59.58%
5Y5.13%
10Y11.51%
Benchmark (SPY)
1M-3.85%
6M-2.35%
YTD-4.36%
1Y34.06%
5Y9.80%
10Y12.23%
Monthly Returns
The table below presents the monthly returns of First Bancorp/NC (FBNC) with color gradation from worst to best to easily spot seasonal factors.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 13.97% | -2.34% | 0.64% | -1.27% | ||||||||
| 2025 | -0.07% | -6.40% | -4.34% | 3.61% | 2.20% | 7.04% | 14.18% | 9.62% | -2.51% | -7.70% | 3.87% | 0.57% |
| 2024 | -5.42% | -2.51% | 6.52% | -16.34% | 3.27% | -0.03% | 31.94% | 1.65% | -0.81% | 0.68% | 12.27% | -6.96% |
| 2023 | -7.37% | 4.67% | -13.70% | -13.85% | -1.86% | -2.04% | 11.19% | -10.24% | -5.67% | 3.27% | 8.18% | 17.94% |
| 2022 | -4.58% | 2.37% | -5.82% | -11.30% | -0.08% | -7.45% | 9.35% | -1.22% | 0.88% | 20.04% | 8.21% | -11.76% |
| 2021 | -0.26% | 17.54% | 5.63% | -1.85% | 2.98% | -8.29% | -2.13% | 3.85% | 2.72% | 12.45% | -8.62% | 1.46% |
| 2020 | -11.19% | -9.88% | -27.33% | 18.23% | -1.13% | -1.84% | -17.75% | -1.40% | 3.15% | 15.65% | 28.08% | 5.13% |
| 2019 | 13.77% | 6.03% | -11.73% | 8.16% | -6.89% | 3.00% | 0.74% | -4.53% | 2.72% | 4.51% | 3.25% | 1.55% |
| 2018 | 3.17% | -4.97% | 3.15% | 7.04% | 9.04% | -2.18% | 1.84% | 0.48% | -2.64% | -9.18% | 8.48% | -18.68% |
| 2017 | 6.67% | 2.35% | -3.94% | 2.53% | -8.50% | 12.45% | -0.16% | -2.06% | 11.86% | 6.07% | 2.49% | -6.78% |
| 2016 | 8.97% | -3.28% | -10.53% | 6.85% | 7.51% | -1.05% | 0.56% | 26.58% | 7.83% |
Performance Indicators
The charts below present risk-adjusted performance metrics for First Bancorp/NC (FBNC) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.
Sharpe ratio
Sortino ratio
Omega ratio
Calmar ratio
Martin ratio
sharpe ratio
The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.
These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.
The chart below shows the rolling Sharpe ratio of FBNC compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.
Volatility Chart
The current First Bancorp/NC volatility is 1.27%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses.
Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.
Income Statement
The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Liabilities And Equity (USD) | 12.67B | 12.15B | 12.11B | 10.63B | 10.51B | 7.29B | 6.14B | 5.86B | 5.55B | 3.61B | 3.36B | 3.22B | 3.19B | 3.24B | 3.29B |
| Equity Attributable To Parent (USD) | 1.65B | 1.45B | 1.37B | 1.03B | 1.23B | 893.42M | 852.40M | 764.23M | 692.98M | 368.10M | 342.19M | 387.70M | 371.92M | 356.12M | 345.15M |
| Equity Attributable To Noncontrolling Interest (USD) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Equity (USD) | 1.65B | 1.45B | 1.37B | 1.03B | 1.23B | 893.42M | 852.40M | 764.23M | 692.98M | 368.10M | 342.19M | 387.70M | 371.92M | 356.12M | 345.15M |
| Long-term Debt (USD) | 74.57M | 91.88M | 630.16M | 287.51M | 67.39M | 61.83M | 300.67M | 409.55M | 410.67M | - | - | - | - | 46.39M | - |
| Noncurrent Liabilities (USD) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Current Liabilities (USD) | 11.01B | 10.70B | 10.74B | 9.59B | 9.28B | 6.40B | 5.29B | 5.10B | 4.85B | 3.25B | 3.02B | 2.83B | 2.81B | 2.89B | 2.95B |
| Liabilities (USD) | 11.01B | 10.70B | 10.74B | 9.59B | 9.28B | 6.40B | 5.29B | 5.10B | 4.85B | 3.25B | 3.02B | 2.83B | 2.81B | 2.89B | 2.95B |
| Intangible Assets (USD) | 17.23M | 22.90M | 32.86M | 12.68M | 17.83M | 15.37M | 17.22M | 21.11M | 24.44M | 4.43M | 1.34M | 2.06M | 2.83M | 3.11M | 3.90M |
| Fixed Assets (USD) | 139.13M | 143.46M | 150.96M | 134.19M | 136.09M | 120.50M | 114.86M | 119.00M | 116.23M | 75.35M | 74.56M | 75.11M | 77.45M | 74.37M | 69.98M |
| Noncurrent Assets (USD) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Current Assets (USD) | 12.67B | 12.15B | 12.11B | 10.63B | 10.51B | 7.29B | 6.14B | 5.86B | 5.55B | 3.61B | 3.36B | 3.22B | 3.19B | 3.24B | 3.29B |
| Assets (USD) | 12.67B | 12.15B | 12.11B | 10.63B | 10.51B | 7.29B | 6.14B | 5.86B | 5.55B | 3.61B | 3.36B | 3.22B | 3.19B | 3.24B | 3.29B |
News and Insights
First Bancorp declared a cash dividend of $0.23 per share, payable on October 25, 2025, to shareholders of record as of September 30, 2025. The bank holding company highlighted its continued commitment to providing value to shareholders.
First Bancorp, the parent company of First Bank, has declared a cash dividend of $0.22 per share, citing strong fourth-quarter performance and a desire to continue distributing dividends to shareholders.
First Bancorp, the parent company of First Bank, has declared a cash dividend of $0.22 per share, payable on October 25, 2024. The company had a strong performance in the second quarter of 2024, with improved liquidity, solid capital growth, and continued strong credit quality.
Although the revenue and EPS for First Bancorp (FBNC) give a sense of how its business performed in the quarter ended March 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
First Bancorp (FBNC) delivered earnings and revenue surprises of -4.69% and 4.11%, respectively, for the quarter ended March 2024. Do the numbers hold clues to what lies ahead for the stock?
Chemung Financial (CHMG) delivered earnings and revenue surprises of 37.04% and 0.13%, respectively, for the quarter ended March 2024. Do the numbers hold clues to what lies ahead for the stock?
Hilltop Holdings' (HTH) strengthened balance sheet and high rates to aid financials amid weak asset quality and mortgage origination concerns.
Hancock Whitney's (HWC) strong balance sheet and revenue growth strategy are likely to support its financials. This makes the stock worth betting on right now.
The headline numbers for First Bancorp (FBNC) give insight into how the company performed in the quarter ended December 2023, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.