Tompkins Financial Corporation logo

Tompkins Financial Corporation (TMP)

Common Stock · Currency in USD · XASE

Tompkins Financial Corp is a Financial Holding Company. The company manages its operations through two business segments, consisting of banking and wealth management. It offers various products and services, including commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance. Wealth management activities include the results of the company's trust, financial planning, and wealth management services. The company generates the majority of its revenue from the Banking segment.

Company Info

SIC6022
Composite FIGIBBG000F61H73
CIK0001005817
IPOJun 2, 1986
Sectorstate commercial banks

Highlights

Market Cap$1.15B
EPS$6.64
P/E Ratio12.15
Revenue$383.40M
Gross Profit$392.22M
Net Income$94.69M
Employees870
WSO14,313,533
Phone607-274-2078

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Analysis

Share Price Chart

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Tompkins Financial Corporation, comparing it to the performance of the S&P 500 index.
All prices have been adjusted for splits and dividends.

Returns By Period

Tompkins Financial Corporation (TMP) has returned 10.78% so far this year and 42.75% over the past 12 months. Looking at the last ten years, TMP has achieved an annualized return of 2.29%, underperforming the Benchmark (SPY), which averaged 12.23% per year.

TMP

1M2.97%
6M21.63%
YTD10.78%
1Y42.75%
5Y-0.28%
10Y2.29%

Benchmark (SPY)

1M-3.85%
6M-2.35%
YTD-4.36%
1Y34.06%
5Y9.80%
10Y12.23%

Monthly Returns

The table below presents the monthly returns of Tompkins Financial Corporation (TMP) with color gradation from worst to best to easily spot seasonal factors.

JanFebMarAprMayJunJulAugSepOctNovDec
202610.43%-3.70%4.56%1.91%
20253.00%1.12%-7.61%-4.53%2.95%2.12%3.70%10.20%-4.18%-3.38%6.93%6.57%
2024-16.96%-3.56%5.43%-12.74%5.23%3.19%30.58%-2.79%-4.67%12.42%17.56%-12.10%
2023-3.50%0.09%-11.85%-11.21%-10.15%4.78%8.83%-12.62%-6.02%2.18%5.12%13.41%
2022-4.91%-1.10%-0.22%-6.59%3.49%-5.13%7.98%-6.18%0.68%14.01%0.67%-7.65%
2021-6.55%15.38%4.68%-4.31%1.44%-6.29%-1.63%4.03%1.26%1.37%-5.25%4.51%
2020-6.19%-7.65%-10.03%-3.16%-1.00%0.23%-1.77%2.76%-12.85%-2.17%13.45%8.37%
2019-2.27%9.12%-6.01%5.63%-2.82%3.32%-0.40%-3.24%3.56%7.44%-1.40%4.60%
20180.94%-6.98%-1.42%2.72%8.74%0.92%1.71%2.00%-7.32%-10.56%11.78%-9.35%
2017-4.63%0.17%-9.62%2.94%-9.42%3.55%-0.40%-4.74%13.78%0.71%0.93%-8.01%
20162.61%1.28%-5.15%11.62%1.43%3.86%4.62%9.98%9.12%

Performance Indicators

The charts below present risk-adjusted performance metrics for Tompkins Financial Corporation (TMP) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.

Sharpe ratio

-2.00-1.000.001.002.003.00SPY: 0.92TMP: 0.95

Sortino ratio

-6.00-4.00-2.000.002.004.00SPY: 1.40TMP: 1.42

Omega ratio

0.501.001.502.00TMP: 1.18SPY: 1.22

Calmar ratio

0.002.004.006.00SPY: 1.20TMP: 1.69

Martin ratio

0.001.003.00TMP: 0.31SPY: 0.42

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.

The chart below shows the rolling Sharpe ratio of TMP compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

Volatility Chart

The current Tompkins Financial Corporation volatility is 1.30%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses.
Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.

Income Statement

The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.

202520242023202220212020201920182017201620152014201320122011
Liabilities And Equity (USD)8.67B8.11B7.82B7.67B7.82B7.62B6.73B6.76B6.65B6.24B5.69B5.27B5.00B4.84B3.40B
Equity Attributable To Parent (USD)938.38M713.44M668.52M615.98M727.53M716.28M661.64M619.46M574.78M547.95M515.01M488.13M456.49M439.91M297.69M
Equity Attributable To Noncontrolling Interest (USD)--1.41M1.41M1.41M1.41M1.41M1.41M1.42M1.45M1.45M1.45M1.45M1.45M1.45M
Equity (USD)938.38M713.44M669.93M617.39M728.94M717.69M663.05M620.87M576.20M549.41M516.47M489.58M457.94M441.36M299.14M
Noncurrent Liabilities (USD)---------------
Current Liabilities (USD)7.73B7.40B7.15B7.05B7.09B6.90B6.06B6.14B6.07B5.69B5.17B4.78B4.55B4.40B3.10B
Liabilities (USD)7.73B7.40B7.15B7.05B7.09B6.90B6.06B6.14B6.07B5.69B5.17B4.78B4.55B4.40B3.10B
Intangible Assets (USD)1.69M2.20M2.33M2.71M3.64M4.91M6.22M7.63M9.26M11.35M12.45M14.65M16.30M18.64M4.10M
Fixed Assets (USD)72.42M76.63M79.69M82.14M85.42M88.71M94.36M97.20M87.00M70.02M60.33M59.80M55.93M54.58M44.71M
Noncurrent Assets (USD)---------------
Current Assets (USD)8.67B8.11B7.82B7.67B7.82B7.62B6.73B6.76B6.65B6.24B5.69B5.27B5.00B4.84B3.40B
Assets (USD)8.67B8.11B7.82B7.67B7.82B7.62B6.73B6.76B6.65B6.24B5.69B5.27B5.00B4.84B3.40B

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