Heritage Commerce Corp operates as a bank holding company. The company, through its subsidiary, offers commercial banking services to small and medium-sized businesses and their owners, managers, and employees. It operates through two reportable segments, namely Banking and Factoring. Majority of its revenue is generated from the Banking segment, which provides various loan products, including commercial and industrial loans, commercial real estate loans, construction loans, etc. This segment also focuses on deposit generation on relationship accounts, encompassing non-interest bearing demand, interest bearing demand, money market accounts, certificates of deposit, and savings accounts.
Independent Bank Corp.
Origin Bancorp, Inc.
OceanFirst Financial Corp
Center Bancorp Inc
First Merchants Corp
CVB Financial Corp
Dime Community Bancshares, Inc. Common Stock
Seacoast Banking Corp of Florida
Ameris Bancorp
First Busey Corporation Class A Common Stock
The chart shows the growth of an initial investment of $10,000 in Heritage Commerce Corp, comparing it to the performance of the S&P 500 index.
All prices have been adjusted for splits and dividends.
Heritage Commerce Corp (HTBK) has returned 5.56% so far this year and 55.05% over the past 12 months. Looking at the last ten years, HTBK has achieved an annualized return of 2.38%, underperforming the Benchmark (SPY), which averaged 12.23% per year.
The table below presents the monthly returns of Heritage Commerce Corp (HTBK) with color gradation from worst to best to easily spot seasonal factors.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 5.56% | -2.28% | 1.71% | 2.25% | ||||||||
| 2025 | 2.11% | 12.87% | -10.27% | -4.34% | 2.55% | 7.70% | -6.47% | 12.28% | -3.03% | 5.05% | 4.81% | 11.62% |
| 2024 | -9.65% | -7.48% | 3.87% | -7.13% | 1.62% | 5.20% | 19.79% | -2.40% | -1.98% | -1.22% | 8.59% | -11.68% |
| 2023 | -6.70% | 0.75% | -31.10% | 2.16% | -14.05% | 12.50% | 15.94% | -9.78% | -2.76% | -2.73% | 3.66% | 17.67% |
| 2022 | 4.18% | -4.42% | -5.38% | -1.06% | 1.77% | -7.37% | 10.20% | -4.32% | 0.62% | 25.99% | -0.63% | -8.45% |
| 2021 | -1.24% | 8.31% | 25.20% | -1.31% | -2.47% | -6.63% | -3.90% | 3.68% | 2.74% | 2.57% | -9.27% | 6.61% |
| 2020 | -9.80% | -11.63% | -24.88% | 21.64% | -5.79% | -8.36% | -10.20% | 1.61% | -3.55% | 9.02% | 14.40% | 2.90% |
| 2019 | 18.27% | 5.04% | -14.00% | 3.30% | -4.95% | 3.11% | 0.41% | -6.15% | 1.77% | 1.86% | 3.05% | 2.23% |
| 2018 | 4.37% | -1.31% | 4.57% | -0.06% | 3.39% | -0.47% | -10.20% | 4.14% | -5.57% | -3.01% | -1.58% | -21.09% |
| 2017 | -2.90% | 0.35% | -2.69% | 1.28% | -6.01% | 2.45% | 0.14% | -3.94% | 6.11% | 8.62% | 4.37% | -5.49% |
| 2016 | 5.03% | 3.16% | -1.22% | -0.19% | 9.95% | -4.95% | -0.09% | 14.19% | 15.81% |
The charts below present risk-adjusted performance metrics for Heritage Commerce Corp (HTBK) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.
The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.
These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.
The chart below shows the rolling Sharpe ratio of HTBK compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.
The current Heritage Commerce Corp volatility is 1.42%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses.
Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.
The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Liabilities And Equity (USD) | 5.76B | 5.65B | 5.19B | 5.16B | 5.50B | 4.63B | 4.11B | 3.10B | 2.84B | 2.57B | 2.36B | 1.62B | 1.49B | 1.69B | 1.31B |
| Equity Attributable To Parent (USD) | 708.57M | 689.73M | 672.90M | 632.46M | 598.03M | 577.89M | 576.71M | 367.47M | 271.24M | 259.85M | 245.44M | 184.36M | 173.40M | 169.74M | 197.83M |
| Equity Attributable To Noncontrolling Interest (USD) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Equity (USD) | 708.57M | 689.73M | 672.90M | 632.46M | 598.03M | 577.89M | 576.71M | 367.47M | 271.24M | 259.85M | 245.44M | 184.36M | 173.40M | 169.74M | 197.83M |
| Noncurrent Liabilities (USD) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Current Liabilities (USD) | 5.06B | 4.96B | 4.52B | 4.53B | 4.90B | 4.06B | 3.53B | 2.73B | 2.57B | 2.31B | 2.12B | 1.43B | 1.32B | 1.52B | 1.11B |
| Liabilities (USD) | 5.06B | 4.96B | 4.52B | 4.53B | 4.90B | 4.06B | 3.53B | 2.73B | 2.57B | 2.31B | 2.12B | 1.43B | 1.32B | 1.52B | 1.11B |
| Fixed Assets (USD) | 9.21M | 10.14M | 9.86M | 9.30M | 9.64M | 10.46M | 8.25M | 7.14M | 7.35M | 7.49M | 7.77M | 7.45M | 7.24M | 7.47M | 7.98M |
| Noncurrent Assets (USD) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Current Assets (USD) | 5.76B | 5.65B | 5.19B | 5.16B | 5.50B | 4.63B | 4.11B | 3.10B | 2.84B | 2.57B | 2.36B | 1.62B | 1.49B | 1.69B | 1.31B |
| Assets (USD) | 5.76B | 5.65B | 5.19B | 5.16B | 5.50B | 4.63B | 4.11B | 3.10B | 2.84B | 2.57B | 2.36B | 1.62B | 1.49B | 1.69B | 1.31B |
CVB Financial Corp. (NASDAQ: CVBF) announced it has received all necessary regulatory approvals for its merger with Heritage Commerce Corp. (NASDAQ: HTBK). The merger is expected to close on April 17, 2026, pending customary closing conditions. The combination will merge Heritage Bank of Commerce into Citizens Business Bank, creating a stronger entity with expanded offerings and community focus across California.
CVB Financial Corp. (NASDAQ:CVBF) and Heritage Commerce Corp (NASDAQ:HTBK) announced that shareholders of both companies have approved their proposed merger. The merger is expected to close in the second quarter of 2026, subject to regulatory approvals and satisfaction of remaining closing conditions.
Heritage Commerce Corp (NASDAQ: HTBK) announced its regular quarterly cash dividend of $0.13 per share, payable on April 8, 2026, to shareholders of record as of March 25, 2026. The company has maintained consistent quarterly dividend payments since 2013.
Monteverde & Associates PC, a class action securities firm, is investigating four merger transactions: Two Harbors Investment Corp.'s sale to UWM Holdings, Heritage Commerce Corp.'s sale to CVB Financial Corp., Contango Ore's merger with Dolly Varden Silver Corporation, and Cayson Acquisition Corp.'s merger with Mango Financial Group. Shareholder votes are scheduled between March 16-26, 2026. The firm invites shareholders to contact them for free consultation regarding potential concerns with these deals.
Heritage Commerce Corp (NASDAQ: HTBK) announced a regular quarterly cash dividend of $0.13 per share, payable on February 19, 2026, to shareholders of record as of February 5, 2026. The company has maintained quarterly dividend payments since 2013.
Monteverde & Associates PC, a class action securities firm, has announced an investigation into Heritage Commerce Corp's proposed sale to CVB Financial Corp. Under the deal terms, Heritage shareholders would receive 0.6500 shares of CVB common stock for each Heritage share. The firm is questioning whether the transaction represents a fair deal for shareholders.
Investor rights law firm Halper Sadeh LLC is investigating four companies for potential securities law violations and breaches of fiduciary duties related to merger and acquisition transactions. The firm is seeking increased consideration for shareholders and additional disclosures regarding the proposed deals.
CVB Financial Corp. and Heritage Commerce Corp have signed a definitive merger agreement, creating a California business bank with approximately $22 billion in assets. The all-stock transaction values Heritage at $811 million and is expected to close in the second quarter of 2026.
Heritage Commerce Corp announced a quarterly cash dividend of $0.13 per share, payable on November 20, 2025, to shareholders of record as of November 6, 2025. The company has consistently paid dividends since 2013.
Heritage Commerce Corp has appointed Christopher J. Abate to its Board of Directors, expanding the board to nine members. Abate brings over 20 years of financial services experience, previously serving as CEO of Redwood Trust.