CVB Financial Corp is the holding company for Citizens Business Bank. Citizens Business Bank offers banking, lending, and investing services. It provides a full complement of lending products, including commercial, agribusiness, consumer, SBA, real estate, and construction loans, as well as equipment and vehicle leasing. Commercial products include lines of credit and other working capital financing, accounts receivable lending and letters of credit. It is a community bank with one reportable operating segment.
The chart shows the growth of an initial investment of $10,000 in CVB Financial Corp, comparing it to the performance of the S&P 500 index. All prices have been adjusted for splits and dividends.
Returns By Period
CVB Financial Corp (CVBF) has returned 5.64% so far this year and 20.39% over the past 12 months. Looking at the last ten years, CVBF has achieved an annualized return of 1.22%, underperforming the Benchmark (SPY), which averaged 12.23% per year.
CVBF
1M1.65%
6M2.99%
YTD5.64%
1Y20.39%
5Y-2.40%
10Y1.22%
Benchmark (SPY)
1M-3.85%
6M-2.35%
YTD-4.36%
1Y34.06%
5Y9.80%
10Y12.23%
Monthly Returns
The table below presents the monthly returns of CVB Financial Corp (CVBF) with color gradation from worst to best to easily spot seasonal factors.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
2026
5.91%
-2.53%
3.03%
2.02%
2025
-3.52%
-0.10%
-8.48%
1.20%
0.81%
6.17%
-5.41%
8.81%
-5.07%
-1.61%
7.72%
-4.57%
2024
-15.86%
0.41%
5.69%
-8.72%
-0.18%
2.56%
11.07%
-3.46%
-2.20%
9.71%
20.66%
-8.97%
2023
-6.27%
-0.79%
-30.15%
-10.31%
-19.45%
9.30%
40.82%
-7.32%
-6.17%
-5.68%
14.98%
13.68%
2022
2.18%
7.67%
-0.77%
-1.50%
7.55%
0.08%
7.84%
-1.39%
-3.06%
12.23%
-0.14%
-10.25%
2021
-0.66%
9.74%
0.78%
-3.72%
3.84%
-7.87%
-8.19%
6.54%
-0.29%
-1.77%
-4.83%
9.51%
2020
-3.57%
-11.42%
8.14%
8.31%
-4.17%
-4.44%
-3.99%
0.55%
-8.17%
5.49%
6.87%
0.52%
2019
9.88%
3.92%
-8.04%
2.07%
-5.21%
2.54%
3.58%
-6.03%
2.45%
-0.48%
1.91%
0.65%
2018
-1.47%
-1.50%
-1.99%
-2.29%
4.18%
-4.96%
7.17%
0.50%
-7.23%
-2.54%
5.44%
-13.95%
2017
-3.22%
4.63%
-8.72%
-2.31%
-6.32%
9.90%
-3.71%
-4.56%
16.54%
-1.24%
2.42%
-4.42%
2016
-0.92%
1.98%
-6.24%
1.42%
7.82%
-1.12%
-3.34%
23.12%
9.50%
Performance Indicators
The charts below present risk-adjusted performance metrics for CVB Financial Corp (CVBF) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.
Sharpe ratio
Sortino ratio
Omega ratio
Calmar ratio
Martin ratio
sharpe ratio
The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.
These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.
The chart below shows the rolling Sharpe ratio of CVBF compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.
Volatility Chart
The current CVB Financial Corp volatility is 1.39%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses. Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.
Income Statement
The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
2011
Liabilities And Equity (USD)
15.63B
15.15B
16.02B
16.48B
15.88B
14.42B
11.28B
11.53B
8.27B
8.07B
7.67B
7.38B
6.66B
6.36B
6.48B
Equity Attributable To Parent (USD)
2.30B
2.19B
2.08B
1.95B
2.08B
2.01B
1.99B
1.85B
1.07B
990.86M
923.40M
878.11M
771.89M
762.97M
714.81M
Equity Attributable To Noncontrolling Interest (USD)
CVB Financial Corp. (NASDAQ: CVBF) announced it has received all necessary regulatory approvals for its merger with Heritage Commerce Corp. (NASDAQ: HTBK). The merger is expected to close on April 17, 2026, pending customary closing conditions. The combination will merge Heritage Bank of Commerce into Citizens Business Bank, creating a stronger entity with expanded offerings and community focus across California.
Benzinga•
AI Insight
Company received all required regulatory approvals for the merger, clearing a major milestone. The merger is expected to close soon with anticipated synergies, cost savings, and expanded market presence in California. Leadership expressed enthusiasm about integrating Heritage's customer relationships and community presence.
CVB Financial Corp. (NASDAQ:CVBF) and Heritage Commerce Corp (NASDAQ:HTBK) announced that shareholders of both companies have approved their proposed merger. The merger is expected to close in the second quarter of 2026, subject to regulatory approvals and satisfaction of remaining closing conditions.
Benzinga•
AI Insight
Shareholder approval of the merger is a significant milestone that moves the transaction forward. The merger is expected to create a larger combined entity with enhanced market position and anticipated synergies, representing positive progress toward deal completion.
CVB Financial Corp. (NASDAQ: CVBF) announced its 146th consecutive quarterly cash dividend of $0.20 per share for Q1 2026, payable on April 15, 2026. The announcement reflects the company's consistent financial performance. CVBF is one of California's 10 largest bank holding companies with over $15 billion in total assets.
Benzinga•
AI Insight
The company's announcement of its 146th consecutive quarterly dividend demonstrates a strong track record of consistent shareholder returns and financial stability. The CEO's statement about 'consistent and strong financial performance' further reinforces positive operational health and investor confidence.
CVB Financial Corp., holding company for Citizens Business Bank, has been recognized on Forbes' seventeenth annual America's Best Banks list for the ninth time in the past decade. The bank maintains strong financial performance with over $15 billion in total assets and has received multiple accolades including S&P Global's Top 50 Public Banks ranking, BauerFinancial's Five-Star Superior rating, and Fitch Ratings' BBB+ rating.
GlobeNewswire Inc.•
AI Insight
The company received recognition on Forbes' America's Best Banks list for the ninth time in a decade, demonstrating consistent strong financial performance. Multiple independent ratings agencies (S&P Global, BauerFinancial, Fitch Ratings) have provided top-tier ratings, indicating solid financial health and operational excellence.
Investor rights law firm Halper Sadeh LLC is investigating four companies for potential securities law violations and breaches of fiduciary duties related to their proposed mergers and acquisitions. The firm is seeking increased consideration for shareholders and additional disclosures regarding the transactions.
GlobeNewswire Inc.•Halper Sadeh Llc
AI Insight
Subject to investigation regarding its merger with Heritage Commerce Corp., with legal scrutiny suggesting potential issues with shareholder protections or transaction terms.
Monteverde & Associates PC, a class action securities firm, has announced an investigation into Heritage Commerce Corp's proposed sale to CVB Financial Corp. Under the deal terms, Heritage shareholders would receive 0.6500 shares of CVB common stock for each Heritage share. The firm is questioning whether the transaction represents a fair deal for shareholders.
Benzinga•Prnewswire
AI Insight
CVB is the acquiring company in the transaction. While the investigation targets Heritage, CVB's role as the acquirer in a questioned deal creates uncertainty, though no direct allegations are made against CVB.
CVB Financial Corp. and Heritage Commerce Corp have signed a definitive merger agreement, creating a California business bank with approximately $22 billion in assets. The all-stock transaction values Heritage at $811 million and is expected to close in the second quarter of 2026.
Benzinga•Globe Newswire
AI Insight
The merger is described as strategic, expected to be immediately accretive to earnings, and provides geographic expansion opportunities in California
CVB Financial Corp. announced a $0.20 per share quarterly cash dividend for Q4 2025, marking its 145th consecutive dividend payment. The dividend will be payable on January 13, 2026, to shareholders of record as of December 29, 2025.
Benzinga•Globe Newswire
AI Insight
The company highlighted its consistent financial performance and 145th consecutive quarterly dividend, indicating strong financial stability and commitment to shareholders
CVB Financial Corp. announced a $0.20 per share quarterly cash dividend for Q2 2025, marking its 143rd consecutive dividend payment. The dividend will be payable on July 24, 2025, to shareholders of record as of July 10, 2025.
Benzinga•Globe Newswire
AI Insight
Company highlighted its 143rd consecutive quarterly dividend, demonstrating financial stability and consistent shareholder returns. The press release indicates strong performance as one of the top 10 bank holding companies in California with over $15 billion in total assets.
CVB Financial Corp. announced its 142nd consecutive quarterly cash dividend of $0.20 per share, payable on April 16, 2025 to shareholders of record as of April 2, 2025.
Benzinga•Globe Newswire
AI Insight
The company has announced its 142nd consecutive quarterly cash dividend, indicating financial stability and shareholder-friendly policies.