CVB Financial Corp logo

CVB Financial Corp (CVBF)

Common Stock · Currency in USD · XNAS

CVB Financial Corp is the holding company for Citizens Business Bank. Citizens Business Bank offers banking, lending, and investing services. It provides a full complement of lending products, including commercial, agribusiness, consumer, SBA, real estate, and construction loans, as well as equipment and vehicle leasing. Commercial products include lines of credit and other working capital financing, accounts receivable lending and letters of credit. It is a community bank with one reportable operating segment.

Company Info

SIC6022
Composite FIGIBBG000JTYFB2
CIK0000354647
IPOMar 16, 1983
Sectorstate commercial banks

Highlights

Market Cap$2.67B
EPS$1.52
P/E Ratio12.69
Revenue$588.64M
Gross Profit$600.45M
Net Income$210.34M
Employees1,079
WSO135,800,301
Phone(909) 980-4030

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Analysis

Share Price Chart

Performance Chart

The chart shows the growth of an initial investment of $10,000 in CVB Financial Corp, comparing it to the performance of the S&P 500 index.
All prices have been adjusted for splits and dividends.

Returns By Period

CVB Financial Corp (CVBF) has returned 5.64% so far this year and 20.39% over the past 12 months. Looking at the last ten years, CVBF has achieved an annualized return of 1.22%, underperforming the Benchmark (SPY), which averaged 12.23% per year.

CVBF

1M1.65%
6M2.99%
YTD5.64%
1Y20.39%
5Y-2.40%
10Y1.22%

Benchmark (SPY)

1M-3.85%
6M-2.35%
YTD-4.36%
1Y34.06%
5Y9.80%
10Y12.23%

Monthly Returns

The table below presents the monthly returns of CVB Financial Corp (CVBF) with color gradation from worst to best to easily spot seasonal factors.

JanFebMarAprMayJunJulAugSepOctNovDec
20265.91%-2.53%3.03%2.02%
2025-3.52%-0.10%-8.48%1.20%0.81%6.17%-5.41%8.81%-5.07%-1.61%7.72%-4.57%
2024-15.86%0.41%5.69%-8.72%-0.18%2.56%11.07%-3.46%-2.20%9.71%20.66%-8.97%
2023-6.27%-0.79%-30.15%-10.31%-19.45%9.30%40.82%-7.32%-6.17%-5.68%14.98%13.68%
20222.18%7.67%-0.77%-1.50%7.55%0.08%7.84%-1.39%-3.06%12.23%-0.14%-10.25%
2021-0.66%9.74%0.78%-3.72%3.84%-7.87%-8.19%6.54%-0.29%-1.77%-4.83%9.51%
2020-3.57%-11.42%8.14%8.31%-4.17%-4.44%-3.99%0.55%-8.17%5.49%6.87%0.52%
20199.88%3.92%-8.04%2.07%-5.21%2.54%3.58%-6.03%2.45%-0.48%1.91%0.65%
2018-1.47%-1.50%-1.99%-2.29%4.18%-4.96%7.17%0.50%-7.23%-2.54%5.44%-13.95%
2017-3.22%4.63%-8.72%-2.31%-6.32%9.90%-3.71%-4.56%16.54%-1.24%2.42%-4.42%
2016-0.92%1.98%-6.24%1.42%7.82%-1.12%-3.34%23.12%9.50%

Performance Indicators

The charts below present risk-adjusted performance metrics for CVB Financial Corp (CVBF) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.

Sharpe ratio

-2.00-1.000.001.002.003.00CVBF: 0.37SPY: 0.92

Sortino ratio

-6.00-4.00-2.000.002.004.00CVBF: 0.53SPY: 1.40

Omega ratio

0.501.001.502.00CVBF: 1.07SPY: 1.22

Calmar ratio

0.002.004.006.00CVBF: 0.55SPY: 1.20

Martin ratio

0.001.003.00CVBF: 0.08SPY: 0.42

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.

The chart below shows the rolling Sharpe ratio of CVBF compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

Volatility Chart

The current CVB Financial Corp volatility is 1.39%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses.
Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.

Income Statement

The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.

202520242023202220212020201920182017201620152014201320122011
Liabilities And Equity (USD)15.63B15.15B16.02B16.48B15.88B14.42B11.28B11.53B8.27B8.07B7.67B7.38B6.66B6.36B6.48B
Equity Attributable To Parent (USD)2.30B2.19B2.08B1.95B2.08B2.01B1.99B1.85B1.07B990.86M923.40M878.11M771.89M762.97M714.81M
Equity Attributable To Noncontrolling Interest (USD)---------------
Equity (USD)2.30B2.19B2.08B1.95B2.08B2.01B1.99B1.85B1.07B990.86M923.40M878.11M771.89M762.97M714.81M
Long-term Debt (USD)-------------200.00M450.00M
Noncurrent Liabilities (USD)---------------
Current Liabilities (USD)13.34B12.97B13.94B14.53B13.80B12.41B9.29B9.68B7.20B7.08B6.75B6.50B5.89B5.60B5.77B
Liabilities (USD)13.34B12.97B13.94B14.53B13.80B12.41B9.29B9.68B7.20B7.08B6.75B6.50B5.89B5.60B5.77B
Fixed Assets (USD)26.51M27.54M44.71M46.70M49.10M51.14M53.98M58.19M46.17M42.09M31.38M33.59M32.83M35.08M36.28M
Noncurrent Assets (USD)---------------
Current Assets (USD)15.63B15.15B16.02B16.48B15.88B14.42B11.28B11.53B8.27B8.07B7.67B7.38B6.66B6.36B6.48B
Assets (USD)15.63B15.15B16.02B16.48B15.88B14.42B11.28B11.53B8.27B8.07B7.67B7.38B6.66B6.36B6.48B

News and Insights

CVB Financial Corp. Announces Receipt of Regulatory Approvals for Pending Merger with Heritage Commerce Corp.

CVB Financial Corp. (NASDAQ: CVBF) announced it has received all necessary regulatory approvals for its merger with Heritage Commerce Corp. (NASDAQ: HTBK). The merger is expected to close on April 17, 2026, pending customary closing conditions. The combination will merge Heritage Bank of Commerce into Citizens Business Bank, creating a stronger entity with expanded offerings and community focus across California.

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Proposed Merger Approved by Shareholders of CVB Financial Corp. and Shareholders of Heritage Commerce Corp.

CVB Financial Corp. (NASDAQ:CVBF) and Heritage Commerce Corp (NASDAQ:HTBK) announced that shareholders of both companies have approved their proposed merger. The merger is expected to close in the second quarter of 2026, subject to regulatory approvals and satisfaction of remaining closing conditions.

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CVB Financial Corp. Announces 146th Consecutive Quarterly Cash Dividend

CVB Financial Corp. (NASDAQ: CVBF) announced its 146th consecutive quarterly cash dividend of $0.20 per share for Q1 2026, payable on April 15, 2026. The announcement reflects the company's consistent financial performance. CVBF is one of California's 10 largest bank holding companies with over $15 billion in total assets.

Benzinga faviconBenzinga
Citizens Business Bank Recognized by Forbes as a Best Bank in America for 2026

CVB Financial Corp., holding company for Citizens Business Bank, has been recognized on Forbes' seventeenth annual America's Best Banks list for the ninth time in the past decade. The bank maintains strong financial performance with over $15 billion in total assets and has received multiple accolades including S&P Global's Top 50 Public Banks ranking, BauerFinancial's Five-Star Superior rating, and Fitch Ratings' BBB+ rating.

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Halper Sadeh LLC Encourages TWO, RNA, CVBF, TBN Shareholders to Contact the Firm to Discuss Their Rights

Investor rights law firm Halper Sadeh LLC is investigating four companies for potential securities law violations and breaches of fiduciary duties related to their proposed mergers and acquisitions. The firm is seeking increased consideration for shareholders and additional disclosures regarding the transactions.

GlobeNewswire Inc. faviconGlobeNewswire Inc.Halper Sadeh Llc
SHAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of Heritage Commerce Corp (NASDAQ: HTBK)

Monteverde & Associates PC, a class action securities firm, has announced an investigation into Heritage Commerce Corp's proposed sale to CVB Financial Corp. Under the deal terms, Heritage shareholders would receive 0.6500 shares of CVB common stock for each Heritage share. The firm is questioning whether the transaction represents a fair deal for shareholders.

Benzinga faviconBenzingaPrnewswire
CVB Financial Corp. and Heritage Commerce Corp Announce Agreement to Merge

CVB Financial Corp. and Heritage Commerce Corp have signed a definitive merger agreement, creating a California business bank with approximately $22 billion in assets. The all-stock transaction values Heritage at $811 million and is expected to close in the second quarter of 2026.

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CVB Financial Corp. Announces 145th Consecutive Quarterly Cash Dividend

CVB Financial Corp. announced a $0.20 per share quarterly cash dividend for Q4 2025, marking its 145th consecutive dividend payment. The dividend will be payable on January 13, 2026, to shareholders of record as of December 29, 2025.

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CVB Financial Corp. Announces 143rd Consecutive Quarterly Cash Dividend

CVB Financial Corp. announced a $0.20 per share quarterly cash dividend for Q2 2025, marking its 143rd consecutive dividend payment. The dividend will be payable on July 24, 2025, to shareholders of record as of July 10, 2025.

Benzinga faviconBenzingaGlobe Newswire
CVB Financial Corp. Announces 142nd Consecutive Quarterly Cash Dividend

CVB Financial Corp. announced its 142nd consecutive quarterly cash dividend of $0.20 per share, payable on April 16, 2025 to shareholders of record as of April 2, 2025.

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