Seacoast Banking Corp of Florida (SBCF)

Common Stock · Currency in USD · XNAS

Seacoast Banking Corp of Florida is a holding company. The company provides integrated financial services, including commercial and consumer banking, wealth management, and mortgage and insurance services, to customers across Florida through branch, mobile, and online banking solutions. It maintains day-to-day operations, particularly in the areas of operations, treasury management systems, information technology, and security. The company has one reportable segment that provides these integrated financial services, with segment revenues driven mainly by interest and fees on loans, interest on cash and cash equivalents, and investment securities, and fees on depository products and services.

Company Info

SIC6022
Composite FIGIBBG000KK3464
CIK0000730708
IPOFeb 2, 1984
Sectorstate commercial banks

Highlights

Market Cap$2.98B
EPS$1.68
P/E Ratio20.46
Revenue$792.12M
Gross Profit$810.85M
Net Income$145.87M
Employees1,962
WSO97,958,734
Phone772 288 6063

Related Tickers

Analysis

Share Price Chart

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Seacoast Banking Corp of Florida, comparing it to the performance of the S&P 500 index.
All prices have been adjusted for splits and dividends.

Returns By Period

Seacoast Banking Corp of Florida (SBCF) has returned -3.15% so far this year and 39.71% over the past 12 months. Looking at the last ten years, SBCF has achieved an annualized return of 6.67%, underperforming the Benchmark (SPY), which averaged 12.23% per year.

SBCF

1M-1.49%
6M-2.21%
YTD-3.15%
1Y39.71%
5Y-3.68%
10Y6.67%

Benchmark (SPY)

1M-3.85%
6M-2.35%
YTD-4.36%
1Y34.06%
5Y9.80%
10Y12.23%

Monthly Returns

The table below presents the monthly returns of Seacoast Banking Corp of Florida (SBCF) with color gradation from worst to best to easily spot seasonal factors.

JanFebMarAprMayJunJulAugSepOctNovDec
20266.29%-7.22%-0.75%0.16%
20252.45%2.24%-7.58%-9.19%8.76%6.85%2.06%11.75%-1.14%0.30%3.92%0.22%
2024-12.38%-2.86%5.79%-9.81%1.76%-1.38%18.27%-1.65%-1.26%0.75%11.54%-8.63%
20232.16%-4.36%-21.65%-6.88%-4.92%5.74%11.31%-4.30%-7.65%-7.59%15.33%22.62%
20222.36%0.71%-3.69%-6.42%4.77%-3.56%9.19%-9.29%-6.38%1.15%11.08%-9.38%
20212.63%16.31%-1.15%1.34%0.90%-8.37%-11.63%4.65%5.29%7.24%-7.91%2.25%
2020-11.30%-9.06%-26.91%29.29%1.59%-7.02%-7.68%6.30%-10.21%18.74%16.35%14.06%
20199.12%5.30%-9.88%6.30%-18.20%9.70%4.97%-13.59%9.66%9.50%6.25%2.24%
20181.54%1.71%0.99%4.46%13.26%1.06%-6.66%7.92%-7.59%-10.17%9.02%-11.04%
2017-2.55%6.07%1.01%0.83%-6.16%6.64%-3.43%-3.13%4.51%3.68%4.08%-3.34%
20163.12%3.25%-3.39%-1.05%2.62%-4.51%9.09%19.05%6.83%

Performance Indicators

The charts below present risk-adjusted performance metrics for Seacoast Banking Corp of Florida (SBCF) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.

Sharpe ratio

-2.00-1.000.001.002.003.00SBCF: 0.74SPY: 0.92

Sortino ratio

-6.00-4.00-2.000.002.004.00SBCF: 1.06SPY: 1.40

Omega ratio

0.501.001.502.00SBCF: 1.14SPY: 1.22

Calmar ratio

0.002.004.006.00SBCF: 1.10SPY: 1.20

Martin ratio

0.001.003.00SBCF: 0.23SPY: 0.42

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.

The chart below shows the rolling Sharpe ratio of SBCF compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

Volatility Chart

The current Seacoast Banking Corp of Florida volatility is 1.45%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses.
Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.

Income Statement

The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.

202520242023202220212020201920182017201620152014201320122011
Liabilities And Equity (USD)20.84B15.18B14.58B12.15B9.68B8.34B7.11B6.75B5.81B4.68B3.53B3.09B2.27B2.17B2.14B
Temporary Equity Attributable To Parent (USD)343.13M--------------
Temporary Equity (USD)343.13M--------------
Equity Attributable To Parent (USD)2.71B2.18B2.11B1.61B1.31B1.13B985.64M864.27M689.66M435.40M353.45M312.65M198.60M165.55M170.08M
Equity Attributable To Noncontrolling Interest (USD)---------------
Equity (USD)2.71B2.18B2.11B1.61B1.31B1.13B985.64M864.27M689.66M435.40M353.45M312.65M198.60M165.55M170.08M
Long-term Debt (USD)112.76M106.97M-------------
Noncurrent Liabilities (USD)---------------
Current Liabilities (USD)17.79B12.99B12.47B10.54B8.37B7.21B6.12B5.88B5.12B4.25B3.18B2.78B2.07B2.01B1.97B
Liabilities (USD)17.79B12.99B12.47B10.54B8.37B7.21B6.12B5.88B5.12B4.25B3.18B2.78B2.07B2.01B1.97B
Intangible Assets (USD)195.70M71.72M95.65M75.45M14.85M16.75M20.07M25.98M19.10M14.57M8.59M7.45M718.00K1.50M2.29M
Fixed Assets (USD)160.14M107.56M113.30M116.89M72.40M75.12M66.62M71.02M66.88M58.68M54.58M45.09M34.51M34.47M34.23M
Noncurrent Assets (USD)---------------
Current Assets (USD)20.84B15.18B14.58B12.15B9.68B8.34B7.11B6.75B5.81B4.68B3.53B3.09B2.27B2.17B2.14B
Assets (USD)20.84B15.18B14.58B12.15B9.68B8.34B7.11B6.75B5.81B4.68B3.53B3.09B2.27B2.17B2.14B

News and Insights

KBW Announces Index Rebalancing for First-Quarter 2026

Keefe, Bruyette & Woods announced Q1 2026 index rebalancing effective March 23, 2026. Pinnacle Financial Partners was added to the KBW Nasdaq Bank Index and removed from the KBW Nasdaq Regional Banking Index, while Nicolet Bankshares and Seacoast Banking Corporation of Florida were added to the Regional Banking Index.

GlobeNewswire Inc. faviconGlobeNewswire Inc.Neil Shapiro
Seacoast Banking Corp. EVP Sells 12k Shares For $416M

Joseph M. Forlenza, EVP & CRO of Seacoast Banking Corporation of Florida, sold 12,635 shares for approximately $416,000 at $32.90 per share on Feb. 26, 2026, reducing his direct holdings by 22.96%. Despite the company reporting seven consecutive quarters of revenue growth and completing a $4.4 billion asset acquisition, the stock has declined 13.44% over the past five years, with analysts attributing limited growth potential to its geographic concentration in Florida and Georgia.

The Motley Fool faviconThe Motley FoolAdé Hennis
Quavo Elevates Executive Leadership with Appointment of David Oldershaw as COO and Tony DiGiorgio as CTO

Quavo, Inc. announced the appointment of David Oldershaw as Chief Operating Officer and Tony DiGiorgio as Chief Technology Officer. Oldershaw brings 15+ years of fintech and SaaS scaling experience, while DiGiorgio brings expertise in building AI-first enterprise platforms. The appointments strengthen Quavo's leadership as it scales its agentic AI disputes technology platform for financial institutions.

GlobeNewswire Inc. faviconGlobeNewswire Inc.
Seacoast Bank and Quavo Partner to Enhance Dispute Operations and Reduce Fraud Losses

Quavo, an AI disputes technology partner, announced a new partnership with Seacoast Bank to streamline dispute operations, enhance fraud prevention, and improve customer experience using their QFD® platform with agentic AI technology.

GlobeNewswire Inc. faviconGlobeNewswire Inc.Not Specified
Seacoast Banking Corporation of Florida Declares Quarterly Dividend on Common Stock

Seacoast Banking Corporation of Florida announced that its Board of Directors declared a quarterly cash dividend of $0.18 per share, payable on December 31, 2024 to shareholders of record on December 13, 2024.

Benzinga faviconBenzingaGlobe Newswire
Seacoast Banking Corporation of Florida Declares Quarterly Dividend on Common Stock

Seacoast Banking Corporation of Florida announced a quarterly cash dividend of $0.18 per share, payable on December 31, 2024 to shareholders of record on December 13, 2024. The company has approximately $15.0 billion in assets and $12.1 billion in deposits as of June 30, 2024.

GlobeNewswire Inc. faviconGlobeNewswire Inc.Tracey L. Dexter
Seacoast Banking Corporation of Florida to Announce Third Quarter Earnings Results October 24, 2024

Seacoast Banking Corporation of Florida, a bank holding company, announced it will release its third quarter 2024 results on October 24th and host a conference call on October 25th to discuss the earnings and business trends.

GlobeNewswire Inc. faviconGlobeNewswire Inc.
Key Takeaways From Seacoast Banking Analyst Ratings

Throughout the last three months, 4 analysts have evaluated Seacoast Banking (NASDAQ:SBCF), offering a diverse set of opinions from bullish to bearish. The table below offers a condensed view of their recent ratings, showcasing the changing sentiments over the past 30 days and comparing them to the preceding months. Bullish Somewhat Bullish Indifferent Somewhat Bearish Bearish Total Ratings 0 1 3 0 0 Last 30D 0 1 0 0 0 1M Ago 0 0 1 0 0 2M Ago 0 0 2 0 0 3M Ago 0 0 0 0 0 Analysts provide deeper insights through their assessments of 12-month price targets, revealing an average target of $26.25, a high estimate of $27.00, and a low estimate of $25.00. Experiencing a 3.67% decline, the current average is now lower than the previous average price target of $27.25. Analyzing Analyst Ratings: A Detailed Breakdown A clear picture of Seacoast Banking's perception among financial experts is painted with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets. Analyst Analyst Firm Action Taken Rating Current Price Target Prior Price Target Wood Lay Keefe, Bruyette & Woods Raises Outperform $27.00 $26.00 Wood Lay Keefe, Bruyette & Woods Lowers Market Perform $26.00 $28.00 Brandon King Truist Securities Lowers Hold $25.00 $27.00 Brandon King Truist Securities Lowers Hold $27.00 $28.00 Key Insights: Action Taken: In response to dynamic market conditions and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, ...Full story available on Benzinga.com

Benzinga faviconBenzingaBenzinga Insights
Seacoast Banking (SBCF) Reports Q1 Earnings: What Key Metrics Have to Say

The headline numbers for Seacoast Banking (SBCF) give insight into how the company performed in the quarter ended March 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Zacks Investment Research faviconZacks Investment ResearchZacks Equity Research