CUSTOMERS BANCORP INC logo

CUSTOMERS BANCORP INC (CUBI)

Common Stock · Currency in USD · XNYS

Customers Bancorp Inc is a bank holding company conducting banking activities through its wholly owned subsidiary, Customers Bank. The Bank provides commercial and consumer customers the stability of a regulated financial institution supported by risk management. It serves commercial and corporate businesses nationwide, including healthcare, real estate, specialty finance, fund finance, technology and venture capital banking, mortgage finance and commercial equipment financing, and provides payments and treasury services. The Bank also serves consumers through its branch network, offering residential mortgages and personal loan and deposit products, including Banking-as-a-Service, with services delivered predominantly in Southeastern and Central Pennsylvania, New York, and other states.

Company Info

SIC6022
Composite FIGIBBG0023XX761
CIK0001488813
IPODec 28, 2011
Sectorstate commercial banks

Highlights

Market Cap$2.41B
EPS$9.12
P/E Ratio7.95
Revenue$1.38B
Gross Profit$1.45B
Net Income$302.98M
Employees869
WSO34,212,174
Phone484-359-7113

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Analysis

Share Price Chart

Performance Chart

The chart shows the growth of an initial investment of $10,000 in CUSTOMERS BANCORP INC, comparing it to the performance of the S&P 500 index.
All prices have been adjusted for splits and dividends.

Returns By Period

CUSTOMERS BANCORP INC (CUBI) has returned -3.75% so far this year and 66.85% over the past 12 months. Looking at the last ten years, CUBI has achieved an annualized return of 11.34%, underperforming the Benchmark (SPY), which averaged 12.23% per year.

CUBI

1M1.40%
6M8.24%
YTD-3.75%
1Y66.85%
5Y16.65%
10Y11.34%

Benchmark (SPY)

1M-3.85%
6M-2.35%
YTD-4.36%
1Y34.06%
5Y9.80%
10Y12.23%

Monthly Returns

The table below presents the monthly returns of CUSTOMERS BANCORP INC (CUBI) with color gradation from worst to best to easily spot seasonal factors.

JanFebMarAprMayJunJulAugSepOctNovDec
20268.02%-14.52%4.06%0.18%
202515.91%-2.30%-7.23%-0.16%1.68%16.59%8.94%14.91%-7.43%2.82%2.87%7.28%
2024-5.95%1.48%-1.14%-14.35%-2.24%4.35%32.81%-18.96%-9.24%0.04%28.30%-14.19%
20236.56%2.60%-39.83%17.55%4.12%28.27%38.82%-15.55%-2.35%16.11%11.20%28.62%
2022-11.67%4.86%-14.16%-20.40%-1.67%-17.84%12.36%-7.69%-14.75%12.30%-5.84%-12.45%
202120.96%19.29%16.13%9.45%7.93%1.96%-8.01%13.79%3.86%22.93%6.88%9.94%
2020-10.21%-5.45%-46.08%23.52%-9.98%7.13%-2.15%7.22%-11.18%23.39%19.62%4.48%
20199.58%8.58%-15.27%22.90%-12.94%6.65%-2.37%-8.12%10.97%12.50%-1.89%1.49%
201817.43%-3.83%-0.44%-1.03%4.73%-7.29%-10.03%-2.95%-4.70%-13.58%-5.15%-7.85%
2017-5.54%-1.97%-9.99%-1.90%-10.56%0.60%4.99%-6.07%15.63%-16.26%-1.38%-4.55%
201610.51%3.42%-5.67%2.67%4.09%-5.91%8.32%12.38%16.37%

Performance Indicators

The charts below present risk-adjusted performance metrics for CUSTOMERS BANCORP INC (CUBI) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.

Sharpe ratio

-2.00-1.000.001.002.003.00SPY: 0.92CUBI: 1.04

Sortino ratio

-6.00-4.00-2.000.002.004.00SPY: 1.40CUBI: 1.51

Omega ratio

0.501.001.502.00CUBI: 1.21SPY: 1.22

Calmar ratio

0.002.004.006.00SPY: 1.20CUBI: 1.80

Martin ratio

0.001.003.00CUBI: 0.31SPY: 0.42

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.

The chart below shows the rolling Sharpe ratio of CUBI compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

Volatility Chart

The current CUSTOMERS BANCORP INC volatility is 1.59%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses.
Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.

Income Statement

The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.

2025202420232022202120202019201820172016201520142013
Liabilities And Equity (USD)24.90B22.31B21.32B20.90B19.58B18.44B11.52B9.83B9.84B9.38B8.40B6.83B4.15B
Equity Attributable To Parent (USD)2.12B1.84B1.64B1.40B1.37B1.12B1.05B956.82M920.96M855.87M553.90M443.15M386.62M
Equity Attributable To Noncontrolling Interest (USD)-------------
Equity (USD)2.12B1.84B1.64B1.40B1.37B1.12B1.05B956.82M920.96M855.87M553.90M443.15M386.62M
Long-term Debt (USD)-----4.42B350.00M--180.00M260.00M320.00M95.00M
Noncurrent Liabilities (USD)-------------
Current Liabilities (USD)22.78B20.47B19.68B19.49B18.21B17.32B10.47B8.88B8.92B8.53B7.85B6.38B3.77B
Liabilities (USD)22.78B20.47B19.68B19.49B18.21B17.32B10.47B8.88B8.92B8.53B7.85B6.38B3.77B
Fixed Assets (USD)16.75M6.67M7.37M9.03M8.89M11.63M9.39M11.06M11.96M12.26M11.53M10.81M11.63M
Noncurrent Assets (USD)-------------
Current Assets (USD)24.90B22.31B21.32B20.90B19.58B18.44B11.52B9.83B9.84B9.38B8.40B6.83B4.15B
Assets (USD)24.90B22.31B21.32B20.90B19.58B18.44B11.52B9.83B9.84B9.38B8.40B6.83B4.15B

News and Insights

Is Customers Bancorp Stock a Buy or Sell After Its CEO Dumped Over 7,000 Shares?

Customers Bancorp CEO Jay S. Sidhu sold 7,479 shares worth $523,947, representing 0.81% of his direct holdings. Despite the sale, the company showed strong Q3 performance with increased net income and earnings per share.

The Motley Fool faviconThe Motley FoolRobert Izquierdo
INVESTIGATION ALERT: Berger Montague PC Investigates Customers Bancorp, Inc.’s Board Of Directors For Breach of Fiduciary Duties (NYSE: CUBI)

Berger Montague is investigating Customers Bancorp's Board of Directors for potential breaches of fiduciary duties to the company and its shareholders, following an enforcement action by the Federal Reserve and a consent order by the Commonwealth of Pennsylvania related to deficiencies in the bank's risk management and compliance with anti-money laundering regulations.

GlobeNewswire Inc. faviconGlobeNewswire Inc.
INVESTOR ALERT: Holzer & Holzer, LLC Reminds Investors of the January 31, 2025 Lead Plaintiff Deadline in the Customers Bancorp, Inc. (CUBI) Securities Class Action – Investors With Significant Losses Encouraged to Contact the Firm

A securities class action lawsuit has been filed against Customers Bancorp, Inc. (CUBI) alleging the company made materially false and/or misleading statements and/or failed to disclose material adverse facts about its business, operations, and prospects, including inadequate anti-money laundering practices and non-compliance with legal obligations.

GlobeNewswire Inc. faviconGlobeNewswire Inc.
DEADLINE ALERT for RTO and CUBI: The Law Offices of Frank R. Cruz Reminds Investors of Class Actions on Behalf of Shareholders

The Law Offices of Frank R. Cruz has filed class action lawsuits on behalf of shareholders of Rentokil Initial plc (RTO) and Customers Bancorp, Inc. (CUBI). The lawsuits allege that the companies made materially false and/or misleading statements about their business operations and prospects.

GlobeNewswire Inc. faviconGlobeNewswire Inc.The Law Offices Of Frank R. Cruz
מועד סופי לתביעה נגד CUBI: רוזן, משרד עורכי דין ותיק, מעודד את משקיעי Customers Bancorp, Inc. לקבל ייעוץ לפני המועד החשוב של 31 בינואר בתביעה ייצוגית בניירות ערך שהוגשה לראשונה על ידי חברה – CUBI

Rosen Law Firm, a veteran law firm, is encouraging Customers Bancorp, Inc. (CUBI) investors who purchased securities between March 1, 2024, and August 8, 2024, to seek legal counsel before the January 31, 2025, deadline for a securities class action lawsuit against the company. The lawsuit alleges that CUBI made false and/or misleading statements and/or failed to disclose that the company lacked sufficient anti-money laundering procedures, which exposed it to regulatory risks.

GlobeNewswire Inc. faviconGlobeNewswire Inc.
CUBI FINAL DEADLINE: ROSEN, A LONGSTANDING LAW FIRM, Encourages Customers Bancorp, Inc. Investors to Secure Counsel Before Important January 31 Deadline in Securities Class Action First Filed by the Firm – CUBI

Rosen Law Firm is encouraging Customers Bancorp, Inc. (CUBI) investors to seek legal counsel before the January 31, 2025 deadline in a securities class action lawsuit. The lawsuit alleges that Customers Bancorp had inadequate anti-money laundering practices, leading to regulatory risks and false statements about the company's business.

GlobeNewswire Inc. faviconGlobeNewswire Inc.
Customers Bancorp, Inc. Investors: Please contact the Portnoy Law Firm to recover your losses. January 31, 2025 Deadline to file Lead Plaintiff Motion.

Customers Bancorp, Inc. (CUBI) investors are advised to contact the Portnoy Law Firm to recover losses related to the company's significant deficiencies in risk management and compliance with anti-money laundering regulations, as revealed by recent examinations and inspections.

GlobeNewswire Inc. faviconGlobeNewswire Inc.
DEADLINE ALERT for RTO, CUBI, SYM, AEHR: Law Offices of Howard G. Smith Reminds Investors of Opportunity to Lead Securities Fraud Class Actions

Law Offices of Howard G. Smith has filed class action lawsuits against Rentokil Initial plc, Customers Bancorp, Inc., Symbotic Inc., and Aehr Test Systems, Inc. on behalf of shareholders, alleging securities fraud during the specified class periods.

GlobeNewswire Inc. faviconGlobeNewswire Inc.Law Offices Of Howard G. Smith
CUBI DEADLINE NOTICE: ROSEN, LEADING TRIAL ATTORNEYS, Encourages Customers Bancorp, Inc. Investors to Secure Counsel Before Important January 31 Deadline in Securities Class Action First Filed by the Firm – CUBI

Rosen Law Firm is encouraging Customers Bancorp, Inc. investors to secure counsel before the January 31, 2025 deadline in a securities class action lawsuit. The lawsuit alleges that Customers Bancorp had inadequate anti-money laundering practices, leading to regulatory risks and false statements about the company's business.

GlobeNewswire Inc. faviconGlobeNewswire Inc.
ROSEN, GLOBAL INVESTOR COUNSEL, Encourages Customers Bancorp, Inc. Investors to Secure Counsel Before Important Deadline in Securities Class Action First Filed by the Firm – CUBI

Rosen Law Firm is encouraging Customers Bancorp, Inc. investors to seek legal counsel before the January 31, 2025 lead plaintiff deadline in a securities class action lawsuit. The lawsuit alleges that Customers Bancorp made materially false and misleading statements about its anti-money laundering practices, which subjected it to heightened regulatory risk.

GlobeNewswire Inc. faviconGlobeNewswire Inc.