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Axos Financial, Inc. Common Stock (AX)
Common Stock · Currency in USD · XNYS
Axos Financial Inc is a bank holding company that operates through its bank subsidiary, BofI Federal Bank, a nationwide bank that provides financing for single and multifamily residential properties, small to medium-size businesses in certain sectors, and selected specialty finance receivables. Its operating segments are banking business segment and securities business segment. The bank distributed its products through a wide range of retail distribution channels, including only banking brands, affinity groups, and sales teams, among others. The majority of the bank's mortgage exposure is titled toward the state of California, particularly its southern region. Net interest income is a majority of the bank's revenue.
Company Info
SIC6035
Composite FIGIBBG000QPHD08
CIK0001299709
IPOMar 15, 2005
Sectorsavings institution, federally chartered
Highlights
Market Cap$4.84B
EPS$9.08
P/E Ratio9.42
Revenue$1.96B
Gross Profit$2.06B
Net Income$513.59M
Employees1,989
WSO56,678,249
Phone(858) 649-2218
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Analysis
Share Price Chart
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Axos Financial, Inc. Common Stock, comparing it to the performance of the S&P 500 index.
All prices have been adjusted for splits and dividends.
Returns By Period
Axos Financial, Inc. Common Stock (AX) has returned -0.86% so far this year and 53.44% over the past 12 months. Looking at the last ten years, AX has achieved an annualized return of 9.36%, underperforming the Benchmark (SPY), which averaged 12.23% per year.
AX
1M-4.07%
6M-0.45%
YTD-0.86%
1Y53.44%
5Y11.89%
10Y9.36%
Benchmark (SPY)
1M-3.85%
6M-2.35%
YTD-4.36%
1Y34.06%
5Y9.80%
10Y12.23%
Monthly Returns
The table below presents the monthly returns of Axos Financial, Inc. Common Stock (AX) with color gradation from worst to best to easily spot seasonal factors.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 14.97% | -11.65% | 0.11% | -0.54% | ||||||||
| 2025 | -1.03% | -1.52% | -3.31% | -0.66% | 9.43% | 10.14% | 14.22% | 8.26% | -5.78% | -7.45% | 6.19% | 5.25% |
| 2024 | 2.97% | -7.36% | 5.55% | -6.14% | -0.09% | 3.81% | 27.64% | -4.60% | -8.36% | 8.63% | 21.93% | -16.26% |
| 2023 | 24.73% | -1.72% | -21.86% | 10.37% | -7.71% | 2.79% | 19.56% | -8.03% | -12.99% | -4.76% | 6.69% | 43.34% |
| 2022 | -8.74% | 6.29% | -14.79% | -19.46% | 1.26% | -7.44% | 16.68% | 0.89% | -17.20% | 11.79% | 1.26% | -4.97% |
| 2021 | 3.51% | 15.73% | -0.68% | -4.26% | 3.40% | -2.85% | 2.20% | 0.50% | 6.20% | 2.73% | 6.15% | -4.21% |
| 2020 | -7.24% | -9.52% | -27.31% | 34.48% | -3.11% | 0.36% | 1.86% | 11.17% | -4.86% | 16.85% | 19.99% | 9.58% |
| 2019 | 21.78% | 6.53% | -11.03% | 12.48% | -11.19% | -0.40% | 6.58% | -11.18% | 7.80% | 4.35% | 0.17% | 2.54% |
| 2018 | -12.98% | 3.31% | -20.22% |
Performance Indicators
The charts below present risk-adjusted performance metrics for Axos Financial, Inc. Common Stock (AX) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.
Sharpe ratio
Sortino ratio
Omega ratio
Calmar ratio
Martin ratio
sharpe ratio
The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.
These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.
The chart below shows the rolling Sharpe ratio of AX compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.
Volatility Chart
The current Axos Financial, Inc. Common Stock volatility is 1.35%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses.
Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.
Income Statement
The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|
| Liabilities And Equity (USD) | 24.78B | 22.86B | 20.35B | 17.40B | 14.27B | 13.85B | 11.22B |
| Equity Attributable To Parent (USD) | 2.68B | 2.29B | 1.92B | 1.64B | 1.40B | 1.23B | 1.07B |
| Equity Attributable To Noncontrolling Interest (USD) | - | - | - | - | - | - | - |
| Equity (USD) | 2.68B | 2.29B | 1.92B | 1.64B | 1.40B | 1.23B | 1.07B |
| Long-term Debt (USD) | 312.67M | 325.68M | 361.78M | 445.24M | 221.36M | 235.79M | 168.93M |
| Noncurrent Liabilities (USD) | - | - | - | - | - | - | - |
| Current Liabilities (USD) | 22.10B | 20.56B | 18.43B | 15.76B | 12.86B | 12.62B | 10.15B |
| Liabilities (USD) | 22.10B | 20.56B | 18.43B | 15.76B | 12.86B | 12.62B | 10.15B |
| Intangible Assets (USD) | 36.83M | 44.10M | 54.48M | 60.73M | 44.75M | - | - |
| Fixed Assets (USD) | 105.08M | 72.62M | 53.36M | 36.21M | 26.30M | 30.56M | 33.17M |
| Noncurrent Assets (USD) | - | - | - | - | - | - | - |
| Current Assets (USD) | 24.78B | 22.86B | 20.35B | 17.40B | 14.27B | 13.85B | 11.22B |
| Assets (USD) | 24.78B | 22.86B | 20.35B | 17.40B | 14.27B | 13.85B | 11.22B |
News and Insights
Axos Financial reported mixed fiscal year 2025 second-quarter earnings. Adjusted EPS beat estimates, but revenue fell short due to a decline in non-interest income. The company maintained strong operational efficiency, with a rising net interest margin and improved credit quality. However, management did not provide specific forward guidance, and investors should monitor the company's ability to sustain growth through technology investments and diversified revenue streams.
Two stocks, LRN and AX, saw massive gains after short sellers released bearish reports, leading to short squeezes that caused significant losses for the short sellers.
Analyst Kyle Peterson initiated coverage on Axos Financial with a Buy rating, citing the company's digital-first strategy and strong profitability as key advantages over traditional banks.
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