Visa is the largest payment processor in the world. In fiscal 2025, it processed almost $17 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.
Mastercard Incorporated
American Express Company
PayPal Holdings, Inc. Common Stock
BERKSHIRE HATHAWAY Class B
Global Payments, Inc.
Berkshire Hathaway Inc.
Nvidia Corp
Alphabet Inc. Class A Common Stock
Tesla, Inc. Common Stock
Amazon.Com Inc
The chart shows the growth of an initial investment of $10,000 in VISA Inc., comparing it to the performance of the S&P 500 index.
All prices have been adjusted for splits and dividends.
VISA Inc. (V) has returned -14.03% so far this year and -0.42% over the past 12 months. Looking at the last ten years, V has achieved an annualized return of 14.46%, outperforming the Benchmark (SPY), which averaged 12.23% per year.
The table below presents the monthly returns of VISA Inc. (V) with color gradation from worst to best to easily spot seasonal factors.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -8.01% | -1.44% | -4.20% | -1.39% | ||||||||
| 2025 | 7.56% | 6.68% | -3.45% | -1.41% | 5.67% | -2.13% | -2.36% | 2.23% | -2.27% | 0.13% | -1.92% | 5.34% |
| 2024 | 5.26% | 3.38% | -1.45% | -4.19% | 1.61% | -3.89% | 0.71% | 3.77% | -0.51% | 4.65% | 9.22% | -0.27% |
| 2023 | 10.00% | -4.11% | 2.73% | 3.33% | -5.08% | 6.62% | 0.31% | 3.60% | -7.06% | 2.56% | 8.70% | 1.78% |
| 2022 | 3.98% | -4.75% | 3.40% | -4.46% | 0.19% | -7.15% | 7.78% | -4.67% | -10.60% | 15.51% | 3.87% | -4.26% |
| 2021 | -12.26% | 8.84% | -1.51% | 9.25% | -2.88% | 1.91% | 5.20% | -6.96% | -2.77% | -5.53% | -9.24% | 10.55% |
| 2020 | 5.28% | -9.09% | -13.53% | 14.33% | 11.92% | -0.79% | -1.78% | 10.53% | -5.77% | -10.14% | 14.00% | 3.11% |
| 2019 | 3.85% | 9.40% | 4.50% | 4.38% | -2.54% | 7.43% | 1.52% | 0.91% | -4.71% | 3.38% | 2.43% | 1.99% |
| 2018 | 8.43% | -1.44% | -2.95% | 6.38% | 3.04% | 0.46% | 3.62% | 6.64% | 2.15% | -8.64% | 1.95% | -9.01% |
| 2017 | 5.02% | 6.08% | 0.15% | 2.33% | 4.32% | -1.70% | 5.49% | 3.15% | 1.15% | 4.21% | 1.89% | 1.46% |
| 2016 | 1.30% | 1.45% | -5.74% | 4.77% | 3.31% | 1.92% | 0.11% | -6.44% | 0.58% |
The charts below present risk-adjusted performance metrics for VISA Inc. (V) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.
The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.
These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.
The chart below shows the rolling Sharpe ratio of V compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.
The current VISA Inc. volatility is 1.21%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses.
Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.
The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Liabilities And Equity (USD) | 99.63B | 94.51B | 90.50B | 85.50B | 82.90B | 80.92B | 72.57B | 69.23B | 67.98B | 64.04B | 40.24B | 38.57B | 35.96B | 40.01B | 34.76B | 32.28B |
| Equity Attributable To Parent (USD) | 37.91B | 39.14B | 38.73B | 35.58B | 37.59B | 36.21B | 34.68B | 34.01B | 32.76B | 32.91B | 29.84B | 27.41B | 26.87B | 27.63B | 26.44B | 23.19B |
| Equity Attributable To Noncontrolling Interest (USD) | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 4.00M |
| Equity (USD) | 37.91B | 39.14B | 38.73B | 35.58B | 37.59B | 36.21B | 34.68B | 34.01B | 32.76B | 32.91B | 29.84B | 27.41B | 26.87B | 27.63B | 26.44B | 23.19B |
| Other Non-current Liabilities (USD) | - | - | - | - | 8.59B | 6.13B | 7.75B | 7.28B | 8.61B | 7.20B | - | - | - | - | - | - |
| Long-term Debt (USD) | - | - | - | - | 20.98B | 24.07B | 16.73B | 16.63B | 16.62B | 15.88B | - | - | - | - | - | - |
| Noncurrent Liabilities (USD) | 26.67B | 28.86B | 28.67B | 29.07B | 29.57B | 30.20B | 24.48B | 23.91B | 25.22B | 23.08B | 5.02B | 5.15B | 4.75B | 4.43B | 4.87B | 4.65B |
| Other Current Liabilities (USD) | 32.63B | 24.50B | 21.22B | 19.15B | 14.26B | 13.52B | 12.46B | 10.22B | 9.06B | 7.17B | 4.74B | 5.41B | 3.63B | 7.34B | 2.90B | 3.89B |
| Wages (USD) | 1.86B | 1.54B | 1.51B | 1.36B | 1.21B | 821.00M | 796.00M | 901.00M | 757.00M | 673.00M | 503.00M | 450.00M | 523.00M | 460.00M | 387.00M | 396.00M |
| Accounts Payable (USD) | 555.00M | 479.00M | 375.00M | 340.00M | 266.00M | 174.00M | 156.00M | 183.00M | 179.00M | 203.00M | 127.00M | 147.00M | 184.00M | 152.00M | 169.00M | 156.00M |
| Current Liabilities (USD) | 35.05B | 26.52B | 23.10B | 20.85B | 15.74B | 14.51B | 13.42B | 11.31B | 9.99B | 8.05B | 5.37B | 6.01B | 4.34B | 7.95B | 3.45B | 4.44B |
| Liabilities (USD) | 61.72B | 55.37B | 51.77B | 49.92B | 45.31B | 44.71B | 37.89B | 35.22B | 35.22B | 31.12B | 10.39B | 11.16B | 9.09B | 12.38B | 8.32B | 9.09B |
| Other Non-current Assets (USD) | 29.98B | 29.77B | 27.44B | 27.01B | 24.91B | 22.73B | 22.13B | 20.98B | 18.85B | 20.34B | 16.10B | 15.70B | 15.05B | 15.17B | 12.59B | 10.95B |
| Intangible Assets (USD) | 27.65B | 26.89B | 26.10B | 25.07B | 27.66B | 27.81B | 26.78B | 27.56B | 27.85B | 27.23B | 11.36B | 11.41B | 11.35B | 11.42B | 11.44B | 10.88B |
| Fixed Assets (USD) | 4.24B | 3.82B | 3.43B | 3.22B | 2.72B | 2.74B | 2.70B | 2.47B | 2.25B | 2.15B | 1.89B | 1.89B | 1.73B | 1.63B | 1.54B | 1.20B |
| Noncurrent Assets (USD) | 61.86B | 60.48B | 56.97B | 55.30B | 55.29B | 53.27B | 51.60B | 51.01B | 48.95B | 49.72B | 29.34B | 29.01B | 28.13B | 28.23B | 25.57B | 23.04B |
| Other Current Assets (USD) | - | - | - | - | - | - | - | - | - | 14.16B | 10.76B | 9.46B | 7.71B | 11.72B | 9.09B | - |
| Prepaid Expenses (USD) | - | - | - | - | - | - | - | - | - | 151.00M | 137.00M | 103.00M | 111.00M | 69.00M | 96.00M | - |
| Current Assets (USD) | 37.77B | 34.03B | 33.53B | 30.21B | 27.61B | 27.65B | 20.97B | 18.22B | 19.02B | 14.31B | 10.89B | 9.56B | 7.82B | 11.79B | 9.19B | 9.24B |
| Assets (USD) | 99.63B | 94.51B | 90.50B | 85.50B | 82.90B | 80.92B | 72.57B | 69.23B | 67.98B | 64.04B | 40.24B | 38.57B | 35.96B | 40.01B | 34.76B | 32.28B |
As stock markets decline at the start of 2026, an analyst presents 15 undervalued stocks representing a buying opportunity across various sectors. The market downturn is creating attractive entry points for investors seeking quality companies at discounted valuations.
AI agents are increasingly transacting on Solana blockchain due to its speed and low fees, with Solana capturing 65% of agentic on-chain payments. The agentic commerce market is projected to grow from $136 billion to $1.7 trillion by 2030, though Solana remains a volatile and speculative investment down 61% over six months.
Visa has delivered exceptional 18.5% annualized returns since its 2008 IPO, significantly outperforming the S&P 500. However, as the world's largest payment processor with massive scale, future growth is expected to moderate to 12-14% annually. The stock trades below its historical valuation multiple, reflecting its more mature business status, though it remains a solid long-term holding with value-added services driving diversified revenue growth.
With the Dow Jones Industrial Average down 10% and the Nasdaq down 12.6% from their record highs, the article identifies two historically undervalued Dow components as compelling buying opportunities: Visa, a payment facilitator with strong international growth potential trading at a 25% discount to its 5-year average P/E ratio, and Microsoft, which is benefiting from AI integration in its Azure cloud services and trading at less than 19x forward earnings compared to its 5-year average of 30x.
Mastercard delivered a 461% total return over the past decade, turning a $10,000 investment into $56,150, significantly outperforming the S&P 500's 283% return. The strong performance was driven primarily by earnings growth, with diluted EPS climbing 393% between 2015 and 2025, while valuation expansion played a minor role. The company, which handled $10.6 trillion in volume in 2025 with 3.4 billion active cards globally, is expected to continue growing with analyst estimates calling for 16% annual EPS growth over the next three years.
The article recommends Solana and Cardano as two altcoins with significant long-term upside potential. Solana is highlighted for its high transaction speeds (2,000-5,000 TPS), growing developer ecosystem (17,708 active developers), and partnerships with Visa and Shopify. Cardano is valued for its selective peer-review process, upcoming technical upgrades (Hydra, Midnight, Ouroboros Leios), and potential for institutional adoption through spot-price ETFs.
Visa is highlighted as an inflation-resistant stock suitable for long-term holding. The company benefits from inflation as transaction fees increase with rising prices, has a massive addressable market, and maintains an excellent dividend track record with 378.6% payout increases over the past decade.
Microsoft and Visa are highlighted as compelling buys after recent selloffs. Microsoft, trading 28% below its high, is benefiting from strong AI integration across its cloud and productivity services, with Microsoft Cloud revenue growing 26% YoY. Visa, down 18% from its peak, maintains competitive advantages through its payment network infrastructure and emerging opportunities in stablecoins, with settlement volume reaching $4.6 billion annualized.
Two Motley Fool contributors identify buying opportunities in stocks that have experienced significant declines due to short-term market overreactions. Fluence Energy has dropped 51% from its February peak despite maintaining a record $5.5 billion backlog and promising 36 GWh of potential data center projects in development. American Express has fallen 22% from recent highs amid sector-wide financial stock weakness, but maintains strong credit management metrics and expects 9-10% revenue growth with 12.5-16.4% EPS growth for fiscal 2026.
Following recent market turbulence from tariff uncertainty and geopolitical tensions, two stocks from Berkshire Hathaway's portfolio present attractive buying opportunities. American Express has fallen 20% in two months despite strong double-digit revenue and earnings growth, while Ally Financial trades at a cheap valuation of just over 7x forward earnings with record auto lending volume and a 3.2% dividend yield.