U.S. Bancorp logo

U.S. Bancorp (USB)

Common Stock · Currency in USD · XNYS

With assets of around $695 billion, U.S. Bancorp is one of the largest regional banks in the US with its footprint in 26 states. The bank's branch network is mostly in Midwestern and Western markets. U.S. Bancorp has a comprehensive product set, with offerings in retail and commercial banking, credit cards, mortgages, payment services, trust, wealth, and capital market services.

Company Info

SIC6021
Composite FIGIBBG000FFDM15
CIK0000036104
IPOJan 2, 1973
Sectornational commercial banks

Highlights

Market Cap$82.19B
EPS$4.88
P/E Ratio10.23
Revenue$28.67B
Gross Profit$29.32B
Net Income$8.03B
Employees68,520
WSO1,552,252,176
Phone651-466-3000

Related Tickers

Analysis

Share Price Chart

Performance Chart

The chart shows the growth of an initial investment of $10,000 in U.S. Bancorp, comparing it to the performance of the S&P 500 index.
All prices have been adjusted for splits and dividends.

Returns By Period

U.S. Bancorp (USB) has returned -0.71% so far this year and 47.91% over the past 12 months. Looking at the last ten years, USB has achieved an annualized return of 2.67%, underperforming the Benchmark (SPY), which averaged 12.23% per year.

USB

1M-1.08%
6M9.60%
YTD-0.71%
1Y47.91%
5Y-1.67%
10Y2.67%

Benchmark (SPY)

1M-3.85%
6M-2.35%
YTD-4.36%
1Y34.06%
5Y9.80%
10Y12.23%

Monthly Returns

The table below presents the monthly returns of U.S. Bancorp (USB) with color gradation from worst to best to easily spot seasonal factors.

JanFebMarAprMayJunJulAugSepOctNovDec
20265.21%-2.64%-3.06%0.38%
2025-0.83%0.13%-10.38%-3.63%8.54%4.48%-0.02%10.18%-0.02%-3.11%5.37%9.03%
2024-3.66%0.91%7.43%-8.86%-0.10%-2.60%12.74%5.14%-3.27%6.46%9.40%-10.60%
202312.67%-3.07%-23.60%-5.30%-12.70%9.77%19.66%-7.38%-10.26%-2.27%19.61%14.20%
20223.76%-2.75%-4.71%-9.47%8.17%-13.51%2.92%-2.65%-11.48%3.94%6.05%-3.92%
2021-8.22%15.55%8.41%7.65%1.93%-7.38%-3.16%2.72%3.18%1.04%-9.17%-0.72%
2020-10.51%-13.31%-25.88%12.20%-0.42%2.88%-0.22%-1.06%-0.86%8.10%9.53%5.15%
201913.14%0.84%-7.54%9.82%-5.76%4.67%7.97%-7.32%5.61%2.54%4.31%-1.59%
20185.72%-4.51%-7.15%-0.52%-0.95%6.83%1.50%-2.58%-1.28%3.95%-16.73%
20172.00%3.46%-7.82%-0.66%-1.28%1.49%1.21%-3.23%4.30%2.05%1.04%-2.99%
20165.90%-0.46%-4.99%5.03%4.74%-3.07%4.85%10.56%3.13%

Performance Indicators

The charts below present risk-adjusted performance metrics for U.S. Bancorp (USB) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.

Sharpe ratio

-2.00-1.000.001.002.003.00SPY: 0.92USB: 1.03

Sortino ratio

-6.00-4.00-2.000.002.004.00SPY: 1.40USB: 1.44

Omega ratio

0.501.001.502.00USB: 1.21SPY: 1.22

Calmar ratio

0.002.004.006.00SPY: 1.20USB: 1.54

Martin ratio

0.001.003.00USB: 0.27SPY: 0.42

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.

The chart below shows the rolling Sharpe ratio of USB compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

Volatility Chart

The current U.S. Bancorp volatility is 1.08%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses.
Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.

Income Statement

The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.

20252024202320222021202020192018201720162015201420132012201120102009
Liabilities And Equity (USD)692.35B678.32B663.49B674.81B573.28B553.91B495.43B467.37B462.04B445.96B421.85B402.53B364.02B353.86B340.12B307.79B281.18B
Equity Attributable To Parent (USD)65.19B58.58B55.31B50.77B54.92B53.10B51.85B51.03B49.04B47.30B46.13B43.48B41.11B39.00B33.98B29.52B25.96B
Equity Attributable To Noncontrolling Interest (USD)458.00M462.00M465.00M466.00M469.00M630.00M630.00M628.00M626.00M635.00M686.00M689.00M694.00M1.27B993.00M803.00M698.00M
Equity (USD)65.65B59.04B55.77B51.23B55.39B53.73B52.48B51.66B49.67B47.93B46.82B44.17B41.81B40.27B34.97B30.32B26.66B
Long-term Debt (USD)---39.83B32.13B41.30B40.17B41.34B32.26B33.32B32.08B32.26B20.05B25.52B31.95B31.54B32.58B
Noncurrent Liabilities (USD)-----------------
Current Liabilities (USD)626.69B619.28B607.72B623.57B517.90B500.18B442.94B415.72B412.37B398.03B375.04B358.36B322.21B313.59B305.15B277.46B254.52B
Liabilities (USD)626.69B619.28B607.72B623.57B517.90B500.18B442.94B415.72B412.37B398.03B375.04B358.36B322.21B313.59B305.15B277.46B254.52B
Intangible Assets (USD)4.90B5.55B6.08B7.16B3.74B2.86B3.22B3.39B3.23B3.30B3.35B3.16B3.53B2.71B2.74B3.21B3.41B
Fixed Assets (USD)---3.86B3.31B3.47B3.70B2.46B2.43B2.44B2.51B2.62B2.61B2.67B2.66B2.49B2.26B
Noncurrent Assets (USD)-----------------
Current Assets (USD)692.35B678.32B663.49B674.81B573.28B553.91B495.43B467.37B462.04B445.96B421.85B402.53B364.02B353.86B340.12B307.79B281.18B
Assets (USD)692.35B678.32B663.49B674.81B573.28B553.91B495.43B467.37B462.04B445.96B421.85B402.53B364.02B353.86B340.12B307.79B281.18B

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