M&T Bank Corp. logo

M&T Bank Corp. (MTB)

Common Stock · Currency in USD · XNYS

M&T Bank is a US regional bank with around $213 billion in assets as of Dec. 30, 2025. Headquartered in Buffalo, New York, the bank's footprint is mostly concentrated in New England and the US Mid-Atlantic. M&T Bank boasts a community banking approach, and boasts over 900 branches in 13 states and Washington, D.C. Apart from retail and commercial banking, M&T Bank also has wealth management operations through Wilmington Trust and a partnership with LPL Financial, and a corporate trust business.

Company Info

SIC6022
Composite FIGIBBG000D9KWL9
CIK0000036270
IPOJan 2, 1973
Sectorstate commercial banks

Highlights

Market Cap$31.21B
EPS$19.40
P/E Ratio9.85
Revenue$1.68B
Gross Profit$1.69B
Net Income$3.17B
Employees22,278
WSO148,504,608
Phone(716) 559-3172

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Analysis

Share Price Chart

Performance Chart

The chart shows the growth of an initial investment of $10,000 in M&T Bank Corp., comparing it to the performance of the S&P 500 index.
All prices have been adjusted for splits and dividends.

Returns By Period

M&T Bank Corp. (MTB) has returned 4.58% so far this year and 37.32% over the past 12 months. Looking at the last ten years, MTB has achieved an annualized return of 6.48%, underperforming the Benchmark (SPY), which averaged 12.23% per year.

MTB

1M-3.61%
6M6.56%
YTD4.58%
1Y37.32%
5Y6.38%
10Y6.48%

Benchmark (SPY)

1M-3.85%
6M-2.35%
YTD-4.36%
1Y34.06%
5Y9.80%
10Y12.23%

Monthly Returns

The table below presents the monthly returns of M&T Bank Corp. (MTB) with color gradation from worst to best to easily spot seasonal factors.

JanFebMarAprMayJunJulAugSepOctNovDec
202610.26%-1.90%-2.49%0.86%
20256.38%-2.46%-6.61%-4.54%7.94%7.35%-2.39%8.70%-0.16%-6.64%4.37%6.91%
20241.13%1.71%5.74%-0.72%4.54%-0.03%13.46%-0.02%3.46%10.19%12.48%-14.38%
20237.59%0.86%-22.54%4.26%-4.73%3.08%12.61%-9.68%0.52%-11.00%14.29%7.51%
20228.74%7.76%-5.75%-3.20%6.97%-11.70%11.86%2.91%-2.99%-5.85%0.18%-15.01%
20212.99%13.07%-1.67%4.29%0.87%-10.41%-9.00%4.12%6.44%-3.41%-1.62%2.36%
2020-1.08%-17.16%-26.32%14.41%-3.25%-2.15%1.40%-2.52%-9.95%12.32%10.94%5.90%
201916.60%4.97%-9.24%7.54%-6.02%6.84%-4.09%-10.79%9.10%-1.58%4.17%2.41%
201810.61%-0.17%-3.27%-0.62%-5.15%-2.35%2.35%1.64%-7.55%-0.47%1.76%-15.96%
20172.76%1.82%-8.79%0.09%-0.26%2.79%0.10%-9.78%8.33%3.47%0.79%0.83%
20166.54%0.49%-0.26%-2.63%3.41%-2.17%6.15%16.71%8.08%

Performance Indicators

The charts below present risk-adjusted performance metrics for M&T Bank Corp. (MTB) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.

Sharpe ratio

-2.00-1.000.001.002.003.00MTB: 0.80SPY: 0.92

Sortino ratio

-6.00-4.00-2.000.002.004.00MTB: 1.12SPY: 1.40

Omega ratio

0.501.001.502.00MTB: 1.15SPY: 1.22

Calmar ratio

0.002.004.006.00MTB: 1.07SPY: 1.20

Martin ratio

0.001.003.00MTB: 0.19SPY: 0.42

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.

The chart below shows the rolling Sharpe ratio of MTB compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

Volatility Chart

The current M&T Bank Corp. volatility is 1.47%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses.
Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.

Income Statement

The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.

20252024202320222021202020192018201720162015201420132012201120102009
Liabilities And Equity (USD)213.51B208.11B208.26B200.73B155.11B142.60B119.87B120.10B118.59B123.45B122.79B96.69B85.16B83.01B77.92B68.02B68.88B
Equity Attributable To Parent (USD)29.18B29.03B26.96B25.32B17.90B16.19B15.72B15.46B16.25B16.49B16.17B12.34B11.31B10.20B9.27B8.36B7.75B
Equity Attributable To Noncontrolling Interest (USD)-----------------
Equity (USD)29.18B29.03B26.96B25.32B17.90B16.19B15.72B15.46B16.25B16.49B16.17B12.34B11.31B10.20B9.27B8.36B7.75B
Long-term Debt (USD)10.91B12.61B8.20B3.96B3.49B4.38B6.99B8.44B8.14B9.49B10.65B9.01B5.11B4.61B6.69B7.84B10.24B
Noncurrent Liabilities (USD)-----------------
Current Liabilities (USD)184.33B179.08B181.31B175.41B137.20B126.41B104.16B104.64B102.34B106.96B106.61B84.35B73.86B72.81B68.65B59.66B61.13B
Liabilities (USD)184.33B179.08B181.31B175.41B137.20B126.41B104.16B104.64B102.34B106.96B106.61B84.35B73.86B72.81B68.65B59.66B61.13B
Intangible Assets (USD)------------68.85M115.76M176.39M125.92M182.42M
Fixed Assets (USD)1.63B1.71B1.74B1.65B1.14B1.16B1.14B647.41M646.45M675.26M666.68M612.98M633.52M594.65M581.44M435.84M435.85M
Noncurrent Assets (USD)-----------------
Current Assets (USD)213.51B208.11B208.26B200.73B155.11B142.60B119.87B120.10B118.59B123.45B122.79B96.69B85.16B83.01B77.92B68.02B68.88B
Assets (USD)213.51B208.11B208.26B200.73B155.11B142.60B119.87B120.10B118.59B123.45B122.79B96.69B85.16B83.01B77.92B68.02B68.88B

News and Insights

M&T Bank Corporation Announces First Quarter Common Stock Dividend

M&T Bank Corporation (NYSE:MTB) announced a quarterly cash dividend of $1.50 per share on its common stock, payable on March 31, 2026, to shareholders of record as of March 2, 2026.

Benzinga faviconBenzingaPrnewswire
M&T Bank Corporation Announces Quarterly Preferred Stock Dividends

M&T Bank Corporation announced quarterly cash dividends on three series of perpetual preferred stock: Series H at $0.3515625 per share, Series J at $0.46875 per depositary share, and Series K at $0.396875 per depositary share. All dividends are payable on March 16, 2026 to shareholders of record as of March 2, 2026.

Benzinga faviconBenzingaPrnewswire
FORGE and M&T Bank to Award Manufacturing-Focused Product Development Grants at “Make It Here” Event

FORGE, a nonprofit supporting Connecticut manufacturers and hardtech companies, will host the Make It Here: CT Product Development Grant Awards event on January 22, 2026. The event, presented by M&T Bank, will announce recipients of product development grants funded through the Connecticut Department of Economic and Community Development's Manufacturing Innovation Fund. The program aims to help manufacturers overcome development challenges and scale production locally.

GlobeNewswire Inc. faviconGlobeNewswire Inc.Globe Newswire
These Two Sectors Are Ripe For M&A Momentum In Q4, Market Expert Says

Market expert Jay Woods predicts potential merger and acquisition activity in regional banking and software sectors during Q4, highlighting potential targets and strategic opportunities driven by technological and market changes.

Benzinga faviconBenzingaChris Katje
M&T Bank and NextCorps Launch New Round of Scholarships for Aspiring Tech Entrepreneurs

M&T Bank and NextCorps are offering a scholarship program to support 10 local tech entrepreneurs in the Rochester region, providing startup incubation services and mentorship at a reduced monthly cost.

GlobeNewswire Inc. faviconGlobeNewswire Inc.Not Specified
M&T Bank Corporation Announces Increased Common Stock Dividend

M&T Bank Corporation has declared a quarterly cash dividend of $1.50 per share, an 11% increase from the previous $1.35 per share dividend, payable on September 30, 2025.

Benzinga faviconBenzingaPrnewswire
M and T Bank EPS Jumps 13 Percent in Q2

M&T Bank reported strong Q2 2025 earnings, with EPS of $4.28 beating expectations, driven by noninterest income growth and improved credit quality, despite slight pressures on net interest income and capital ratios.

The Motley Fool faviconThe Motley FoolJesterai
M&T Bank Corporation Announces Quarterly Preferred Stock Dividends

M&T Bank Corporation declared quarterly cash dividends on two series of perpetual preferred stock, with payments scheduled for September 15, 2025, to shareholders of record as of September 2, 2025.

Benzinga faviconBenzingaPrnewswire
US Stocks Likely To Open Higher: Expert Says 'The Selling Pressure Is Starting To Be Exhausted'

U.S. stock futures rose on Monday as the selling pressure in the market appears to be exhausting. Investors assessed upbeat bank earnings and cooler-than-expected inflation data. The Commerce Secretary indicated that the electronics tariff exemptions are temporary, and further tariffs could follow soon.

Benzinga faviconBenzingaRishabh Mishra
2 Financial Sector Stocks Forecast to Rally in 2025

Two financial stocks, Block Inc. and M&T Bank Corp., are expected to perform well in 2025 due to strong tailwinds in their respective areas of fintech and traditional banking.

Investing.com faviconInvesting.comJesse Cohen