Selective Insurance Group logo

Selective Insurance Group (SIGI)

Common Stock · Currency in USD · XNAS

Selective Insurance Group Inc is a regional property-casualty insurer based in New Jersey, with its operations focused in the New York metropolitan area. The Company has four operating segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. Majority of revenue is gained from Standard Commercial Lines segment, which comprises of property and casualty insurance products and services provided in the standard marketplace to commercial enterprises, which are typically businesses, non-profit organizations, and local government agencies.

Company Info

SIC6331
Composite FIGIBBG000BSZ738
CIK0000230557
IPOJun 2, 1976
Sectorfire, marine & casualty insurance

Highlights

Market Cap$4.60B
EPS$7.48
P/E Ratio9.98
Revenue$5.37B
Gross Profit$5.44B
Net Income$461.36M
Employees2,800
WSO59,866,404
Phone(973) 948-3000

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Analysis

Share Price Chart

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Selective Insurance Group, comparing it to the performance of the S&P 500 index.
All prices have been adjusted for splits and dividends.

Returns By Period

Selective Insurance Group (SIGI) has returned -7.79% so far this year and -8.67% over the past 12 months. Looking at the last ten years, SIGI has achieved an annualized return of 7.55%, underperforming the Benchmark (SPY), which averaged 12.23% per year.

SIGI

1M-5.85%
6M-8.34%
YTD-7.79%
1Y-8.67%
5Y0.42%
10Y7.55%

Benchmark (SPY)

1M-3.85%
6M-2.35%
YTD-4.36%
1Y34.06%
5Y9.80%
10Y12.23%

Monthly Returns

The table below presents the monthly returns of Selective Insurance Group (SIGI) with color gradation from worst to best to easily spot seasonal factors.

JanFebMarAprMayJunJulAugSepOctNovDec
20260.79%-0.63%-10.13%2.16%
2025-10.60%3.93%6.93%-4.93%1.66%-1.03%-9.53%-0.09%3.76%-6.21%4.84%6.34%
20245.44%4.17%4.34%-6.60%-4.23%-4.30%-4.35%0.46%2.74%-2.42%12.09%-8.25%
20236.78%7.55%-5.66%0.87%0.66%-0.78%8.05%-3.90%3.24%0.99%-3.06%-1.93%
2022-4.18%5.84%7.82%-8.38%-4.16%9.63%-9.83%1.90%2.62%20.03%-2.62%-7.81%
2021-3.06%3.27%5.13%5.04%-2.22%7.04%0.07%2.09%-9.92%3.30%-3.80%6.48%
20201.22%-16.45%-11.36%5.07%7.55%-0.25%3.13%9.88%-13.30%1.01%17.26%6.66%
20191.15%4.30%-4.63%12.02%0.36%4.48%-0.45%3.44%-4.61%-8.44%-4.18%-1.67%
2018-1.19%-2.32%6.58%-2.23%-3.89%-3.93%8.63%7.54%-0.47%1.92%1.75%-9.10%
2017-3.70%5.60%5.25%11.98%-3.13%-2.25%0.60%-0.79%6.85%10.47%1.92%-4.16%
2016-4.64%6.17%3.27%2.46%1.48%-0.10%-6.97%10.78%3.99%

Performance Indicators

The charts below present risk-adjusted performance metrics for Selective Insurance Group (SIGI) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.

Sharpe ratio

-2.00-1.000.001.002.003.00SIGI: -0.45SPY: 0.92

Sortino ratio

-6.00-4.00-2.000.002.004.00SIGI: -0.54SPY: 1.40

Omega ratio

0.501.001.502.00SIGI: 0.92SPY: 1.22

Calmar ratio

0.002.004.006.00SIGI: -0.67SPY: 1.20

Martin ratio

0.001.003.00SIGI: -0.07SPY: 0.42

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.

The chart below shows the rolling Sharpe ratio of SIGI compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

Volatility Chart

The current Selective Insurance Group volatility is 1.15%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses.
Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.

Income Statement

The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.

20252023202220212020201920182017201620152014201320122011
Liabilities And Equity (USD)15.16B11.80B10.80B10.46B9.69B8.80B7.95B7.69B7.36B6.90B6.58B6.27B6.79B5.74B
Equity Attributable To Parent (USD)3.61B2.95B2.53B2.98B2.74B2.19B1.79B1.71B1.53B1.40B1.28B1.15B1.09B1.11B
Equity Attributable To Noncontrolling Interest (USD)--------------
Equity (USD)3.61B2.95B2.53B2.98B2.74B2.19B1.79B1.71B1.53B1.40B1.28B1.15B1.09B1.11B
Long-term Debt (USD)-503.95M504.68M506.05M550.74M550.60M439.54M439.12M438.67M388.19M379.30M392.41M307.39M307.36M
Noncurrent Liabilities (USD)--------------
Current Liabilities (USD)11.55B8.85B8.27B7.48B6.95B6.60B6.16B5.97B5.82B5.51B5.31B5.12B5.70B4.63B
Liabilities (USD)11.55B8.85B8.27B7.48B6.95B6.60B6.16B5.97B5.82B5.51B5.31B5.12B5.70B4.63B
Fixed Assets (USD)106.39M83.27M84.31M82.05M77.70M77.41M65.25M63.96M69.58M65.70M59.42M50.83M47.13M43.95M
Noncurrent Assets (USD)--------------
Current Assets (USD)15.16B11.80B10.80B10.46B9.69B8.80B7.95B7.69B7.36B6.90B6.58B6.27B6.79B5.74B
Assets (USD)15.16B11.80B10.80B10.46B9.69B8.80B7.95B7.69B7.36B6.90B6.58B6.27B6.79B5.74B

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