Employers Holdings, Inc. (NYSE: EIG) launched a new Excess Workers' Compensation insurance product designed for large self-insured employers, groups, and public entities. The product combines specific and aggregate coverage with predictive analytics and risk management services, leveraging the company's century-long expertise in workers' compensation insurance.
Employers Holdings, Inc. (EIG)
Common Stock · Currency in USD · XNYS
Employers Holdings Inc is a provider of workers' compensation insurance and services focused on small and mid-sized businesses engaged in low-to-medium hazard industries. Its customers are employers, and the insurance premiums that those employers pay to account for company revenue. Substantially all of the remaining revenue is generated through investments. The company operates exclusively in the United States, and it generates more than half of its business in California. By industry, the company has exposure to restaurants, which account for roughly a fourth of the total premiums the company earns. It operates as a single reportable segment, Insurance Operations through its wholly owned subsidiaries.
Company Info
SIC6331
Composite FIGIBBG000DJX7Q3
CIK0001379041
IPOJan 31, 2007
Sectorfire, marine & casualty insurance
Highlights
Market Cap$818.63M
EPS-$1.44
P/E Ratio-24.66
Revenue$971.20M
Gross Profit$957.20M
Net Income-$33.20M
Employees623
WSO19,481,997
Phone775-327-2667
Websitehttps://www.employers.com
Related Tickers
Analysis
Share Price Chart
Performance Chart
The chart shows the growth of an initial investment of $10,000 in Employers Holdings, Inc., comparing it to the performance of the S&P 500 index.
All prices have been adjusted for splits and dividends.
Returns By Period
Employers Holdings, Inc. (EIG) has returned -2.44% so far this year and -10.61% over the past 12 months. Looking at the last ten years, EIG has achieved an annualized return of 4.04%, underperforming the Benchmark (SPY), which averaged 12.23% per year.
EIG
1M0.48%
6M-0.94%
YTD-2.44%
1Y-10.61%
5Y0.91%
10Y4.04%
Benchmark (SPY)
1M-3.85%
6M-2.35%
YTD-4.36%
1Y34.06%
5Y9.80%
10Y12.23%
Monthly Returns
The table below presents the monthly returns of Employers Holdings, Inc. (EIG) with color gradation from worst to best to easily spot seasonal factors.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.28% | -5.51% | -0.31% | 2.02% | ||||||||
| 2025 | -4.17% | 6.61% | -1.86% | -3.90% | 1.00% | -2.52% | -12.32% | 5.80% | -1.32% | -9.60% | 4.98% | 8.55% |
| 2024 | 5.83% | 10.17% | -0.77% | -6.21% | -1.56% | 0.42% | 12.62% | 2.11% | 0.48% | 1.92% | 9.34% | -4.44% |
| 2023 | 1.29% | 1.90% | -5.72% | -4.85% | -8.55% | 3.06% | 3.96% | 1.16% | 1.42% | -4.81% | 0.66% | 3.11% |
| 2022 | -5.65% | -0.26% | 5.75% | -4.68% | 5.18% | 1.75% | -4.73% | -0.86% | -11.84% | 26.63% | 6.05% | -7.23% |
| 2021 | -6.24% | 8.76% | 27.40% | -5.40% | 3.56% | 1.37% | -3.06% | -0.87% | -3.89% | -2.33% | -1.25% | 5.51% |
| 2020 | 1.62% | -9.91% | 5.30% | -22.39% | -0.73% | 0.97% | 8.29% | -0.24% | -6.32% | 5.89% | -5.83% | 3.47% |
| 2019 | 2.07% | -2.28% | -4.29% | 6.34% | -3.31% | 1.46% | 3.17% | -1.46% | 1.59% | -3.31% | 0.87% | -2.77% |
| 2018 | -4.83% | -7.45% | 3.59% | 1.49% | -3.18% | 0.50% | 15.69% | -1.29% | -1.09% | 1.10% | -2.66% | -7.13% |
| 2017 | -8.42% | 2.73% | 1.07% | 5.26% | -0.50% | 5.49% | 2.12% | -2.99% | 7.83% | 5.30% | 1.66% | -9.57% |
| 2016 | 5.92% | -0.27% | -2.32% | -0.66% | 6.87% | -2.07% | 5.66% | 13.12% | 11.55% |
Performance Indicators
The charts below present risk-adjusted performance metrics for Employers Holdings, Inc. (EIG) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.
Sharpe ratio
Sortino ratio
Omega ratio
Calmar ratio
Martin ratio
sharpe ratio
The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.
These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.
The chart below shows the rolling Sharpe ratio of EIG compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.
Volatility Chart
The current Employers Holdings, Inc. volatility is 1.42%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses.
Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.
Income Statement
The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.
| 2025 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Liabilities And Equity (USD) | 3.44B | 3.55B | 3.72B | 3.78B | 3.92B | 4.00B | 3.92B | 3.84B | 3.77B | 3.76B | 3.77B | 3.64B | 3.51B | 3.48B |
| Equity Attributable To Parent (USD) | 955.70M | 1.01B | 944.20M | 1.21B | 1.21B | 1.17B | 1.02B | 947.70M | 840.60M | 760.80M | 686.84M | 568.70M | 539.40M | 474.20M |
| Equity Attributable To Noncontrolling Interest (USD) | - | - | - | - | - | - | - | - | - | - | - | - | -19.00K | -14.00K |
| Equity (USD) | 955.70M | 1.01B | 944.20M | 1.21B | 1.21B | 1.17B | 1.02B | 947.70M | 840.60M | 760.80M | 686.84M | 568.70M | 539.38M | 474.19M |
| Long-term Debt (USD) | 19.00M | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Noncurrent Liabilities (USD) | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Current Liabilities (USD) | 2.48B | 2.54B | 2.77B | 2.57B | 2.71B | 2.84B | 2.90B | 2.89B | 2.93B | 3.00B | 3.08B | 3.07B | 2.97B | 3.01B |
| Liabilities (USD) | 2.48B | 2.54B | 2.77B | 2.57B | 2.71B | 2.84B | 2.90B | 2.89B | 2.93B | 3.00B | 3.08B | 3.07B | 2.97B | 3.01B |
| Intangible Assets (USD) | 13.60M | 13.60M | 13.60M | 13.60M | 13.60M | 13.60M | 7.70M | 7.90M | 8.20M | 8.50M | 9.03M | 9.69M | 10.56M | 11.73M |
| Fixed Assets (USD) | 6.50M | 6.50M | 12.00M | 14.70M | 19.10M | 21.90M | 18.20M | 13.90M | 22.20M | 24.90M | 21.03M | 16.62M | 14.68M | 11.36M |
| Noncurrent Assets (USD) | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Current Assets (USD) | 3.44B | 3.55B | 3.72B | 3.78B | 3.92B | 4.00B | 3.92B | 3.84B | 3.77B | 3.76B | 3.77B | 3.64B | 3.51B | 3.48B |
| Assets (USD) | 3.44B | 3.55B | 3.72B | 3.78B | 3.92B | 4.00B | 3.92B | 3.84B | 3.77B | 3.76B | 3.77B | 3.64B | 3.51B | 3.48B |
News and Insights
Azarias Capital Management initiated a new $2.98 million position in Employers Holdings (EIG), acquiring 69,108 shares despite the stock being down 10% over the past year. The workers' compensation insurance company recently faced challenges with a 129.7% combined ratio in Q3 and an $8.3 million net loss, but management responded with reserve strengthening, tightened underwriting, and a $250 million share repurchase authorization. The stock trades below its adjusted book value of $51.31, presenting a contrarian investment opportunity.
The Justice Department has issued a new memo that will lead to increased scrutiny and potential legal action against employers who hire immigrants or foreign nationals, even if they are unaware of any wrongdoing. Employers are advised to review their immigration policies, training, and documentation to mitigate the risks.
Employers Holdings, Inc. announced that it will release its second quarter 2024 financial results on July 31, 2024, and will hold a conference call on August 1, 2024 to discuss the results.
Although the revenue and EPS for Employers Holdings (EIG) give a sense of how its business performed in the quarter ended March 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Employers Holdings (EIG) delivered earnings and revenue surprises of -2.90% and 2.60%, respectively, for the quarter ended March 2024. Do the numbers hold clues to what lies ahead for the stock?
Company to Host Conference Call on Friday, April 26, 2024, at 11:00 a.m. Eastern Daylight Time Company to Host Conference Call on Friday, April 26, 2024, at 11:00 a.m. Eastern Daylight Time
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HENDERSON, Nev., April 17, 2024 (GLOBE NEWSWIRE) -- Employers Holdings, Inc. (the “Company”) (NYSE:EIG) today announced that it will release its first quarter 2024 financial results after market close on Thursday, April 25, 2024, after which these materials will be available on the Company’s website at www.employers.com through the “Investors” link.
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