PRIMERICA, INC. logo

PRIMERICA, INC. (PRI)

Common Stock · Currency in USD · XNYS

Primerica Inc is a provider of financial services to middle-income households in the United States and Canada. The company offers life insurance, mutual funds, annuities, and other financial products, distributed on behalf of third parties. Primerica has three main subsidiaries: Primerica Financial Services, a marketing company; Primerica Life Insurance Company, a principal life insurance underwriting entity; and PFS Investments, which offers investment and savings products, brokerage services, and registered investment advisory. It has three segments Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. Geogriphically, it derives a majority of its revenue from the United States.

Company Info

SIC6311
Composite FIGIBBG000T8ZF80
CIK0001475922
IPOApr 1, 2010
Sectorlife insurance

Highlights

Market Cap$8.04B
EPS$25.44
P/E Ratio9.72
Revenue$3.27B
Gross Profit$3.36B
Net Income$827.17M
Employees2,833
WSO31,659,906
Phone(770) 381-1000

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Analysis

Share Price Chart

Performance Chart

The chart shows the growth of an initial investment of $10,000 in PRIMERICA, INC., comparing it to the performance of the S&P 500 index.
All prices have been adjusted for splits and dividends.

Returns By Period

PRIMERICA, INC. (PRI) has returned -1.45% so far this year and 4.79% over the past 12 months. Looking at the last ten years, PRI has achieved an annualized return of 19.06%, outperforming the Benchmark (SPY), which averaged 12.23% per year.

PRI

1M-2.64%
6M-9.26%
YTD-1.45%
1Y4.79%
5Y10.60%
10Y19.06%

Benchmark (SPY)

1M-3.85%
6M-2.35%
YTD-4.36%
1Y34.06%
5Y9.80%
10Y12.23%

Monthly Returns

The table below presents the monthly returns of PRIMERICA, INC. (PRI) with color gradation from worst to best to easily spot seasonal factors.

JanFebMarAprMayJunJulAugSepOctNovDec
20262.12%-3.67%-0.56%1.00%
20256.66%1.81%-2.14%-7.97%3.69%1.80%-2.84%2.52%3.81%-5.96%-0.77%1.17%
202414.11%5.30%3.36%-16.08%6.79%4.49%5.65%4.05%1.25%4.64%9.18%-10.86%
202314.17%19.60%-10.33%6.04%-0.27%8.32%7.96%-5.24%-4.24%-1.22%9.74%-1.24%
20220.10%-15.78%6.32%-6.15%-3.80%-4.70%8.50%-0.96%-1.74%15.54%2.33%-4.81%
20213.25%0.42%2.70%7.92%0.10%-6.05%-5.00%3.84%0.16%9.28%-12.98%1.81%
2020-9.42%-6.79%-21.04%23.07%12.25%2.72%2.49%3.76%-8.79%-2.56%16.14%0.96%
201917.49%10.87%-3.09%5.46%-12.02%4.47%1.09%-2.71%7.81%-1.64%5.43%-2.81%
2018-0.59%-2.84%-0.67%0.57%2.02%-0.35%16.25%6.54%-1.19%-9.45%7.54%-18.38%
20177.63%5.90%0.24%1.70%-14.20%4.27%6.64%-6.25%6.32%8.19%16.85%-2.59%
201612.05%12.97%2.95%-9.96%10.50%-7.03%3.19%28.90%-3.08%

Performance Indicators

The charts below present risk-adjusted performance metrics for PRIMERICA, INC. (PRI) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.

Sharpe ratio

-2.00-1.000.001.002.003.00PRI: -0.36SPY: 0.92

Sortino ratio

-6.00-4.00-2.000.002.004.00PRI: -0.46SPY: 1.40

Omega ratio

0.501.001.502.00PRI: 0.94SPY: 1.22

Calmar ratio

0.002.004.006.00PRI: -0.51SPY: 1.20

Martin ratio

0.001.003.00PRI: -0.06SPY: 0.42

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.

The chart below shows the rolling Sharpe ratio of PRI compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

Volatility Chart

The current PRIMERICA, INC. volatility is 1.27%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses.
Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.

Income Statement

The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.

202520242023202220212020201920182017201620152014201320122011
Liabilities And Equity (USD)15.01B14.58B15.03B15.35B16.12B14.91B13.69B12.60B12.46B11.44B10.61B10.74B10.33B10.34B10.00B
Temporary Equity (USD)----7.27M----------
Equity Attributable To Parent (USD)2.45B2.26B2.07B1.72B2.08B1.84B1.65B1.46B1.42B1.22B1.15B1.25B1.22B1.28B1.42B
Equity Attributable To Noncontrolling Interest (USD)---------------
Equity (USD)2.45B2.26B2.07B1.72B2.08B1.84B1.65B1.46B1.42B1.22B1.15B1.25B1.22B1.28B1.42B
Redeemable Noncontrolling Interest (USD)----7.27M----------
Long-term Debt (USD)-------------374.43M-
Noncurrent Liabilities (USD)---------------
Current Liabilities (USD)12.57B12.32B12.96B13.63B14.03B13.07B12.04B11.13B11.04B10.22B9.47B9.49B9.11B9.06B8.58B
Liabilities (USD)12.57B12.32B12.96B13.63B14.03B13.07B12.04B11.13B11.04B10.22B9.47B9.49B9.11B9.06B8.58B
Intangible Assets (USD)45.28M45.28M175.03M185.53M195.83M45.28M45.28M48.11M51.51M54.92M58.32M61.72M68.86M69.82M71.93M
Fixed Assets (USD)39.77M40.70M38.27M52.66M67.02M57.73M46.12M36.00M28.10M27.47M29.41M26.46M25.05M13.36M-
Noncurrent Assets (USD)---------------
Current Assets (USD)15.01B14.58B15.03B15.35B16.12B14.91B13.69B12.60B12.46B11.44B10.61B10.74B10.33B10.34B10.00B
Assets (USD)15.01B14.58B15.03B15.35B16.12B14.91B13.69B12.60B12.46B11.44B10.61B10.74B10.33B10.34B10.00B

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