NMI Holdings, Inc. announced that its President and CEO Adam Pollitzer and CFO Aurora Swithenbank will participate in the RBC Global Financial Institutions Conference on March 11th, 2026 in New York City. A presentation will be available on the company's investor relations website.
NMI Holdings Inc. Common Stock (NMIH)
Common Stock · Currency in USD · XNAS
NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.
Company Info
SIC6351
Composite FIGIBBG005DLMMZ6
CIK0001547903
IPONov 8, 2013
Sectorsurety insurance
Highlights
Market Cap$2.86B
EPS$4.96
P/E Ratio7.45
Revenue$704.92M
Gross Profit$714.72M
Net Income$384.00M
Employees225
WSO76,156,368
Phone(855) 530-6642
Websitehttps://www.nationalmi.com
Related Tickers
KNSL
Kinsale Capital Group, Inc.
$344.90 0.00%
MTG
MGIC Investment Corp.
$26.52 0.00%
ESNT
Essent Group LTD
$59.16 0.00%
RDN
Radian Group Inc.
$33.65 0.00%
ACT
Enact Holdings, Inc. Common Stock
$41.35 0.00%
GNW
Genworth Financial, Inc.
$8.39 0.00%
FNB
F.N.B. Corp
$16.86 0.00%
L
Loews Corporation
$107.69 0.00%
EQH
Equitable Holdings, Inc.
$37.95 0.00%
FBP
First BanCorp.
$21.74 0.00%
Analysis
Share Price Chart
Performance Chart
The chart shows the growth of an initial investment of $10,000 in NMI Holdings Inc. Common Stock, comparing it to the performance of the S&P 500 index.
All prices have been adjusted for splits and dividends.
Returns By Period
NMI Holdings Inc. Common Stock (NMIH) has returned -7.83% so far this year and 14.52% over the past 12 months. Looking at the last ten years, NMIH has achieved an annualized return of 22.46%, outperforming the Benchmark (SPY), which averaged 12.23% per year.
NMIH
1M-3.82%
6M2.34%
YTD-7.83%
1Y14.52%
5Y10.11%
10Y22.46%
Benchmark (SPY)
1M-3.85%
6M-2.35%
YTD-4.36%
1Y34.06%
5Y9.80%
10Y12.23%
Monthly Returns
The table below presents the monthly returns of NMI Holdings Inc. Common Stock (NMIH) with color gradation from worst to best to easily spot seasonal factors.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -4.93% | 1.52% | -3.50% | |||||||||
| 2025 | 4.01% | -3.57% | -0.33% | 0.17% | 10.09% | 7.03% | -10.99% | 6.09% | -1.69% | -4.41% | 5.13% | 7.37% |
| 2024 | 8.28% | -5.76% | 7.76% | -4.31% | 7.24% | 2.01% | 15.09% | 4.40% | 0.12% | -6.39% | 3.65% | -7.31% |
| 2023 | 10.62% | 0.60% | -3.38% | 4.65% | 7.62% | 2.87% | 3.65% | 7.23% | -5.54% | 1.03% | 0.44% | 7.77% |
| 2022 | 12.20% | -6.88% | -10.31% | -11.51% | 0.70% | -10.53% | 15.91% | 9.90% | -0.20% | 6.61% | -2.45% | -3.33% |
| 2021 | -6.69% | 6.82% | 1.46% | 9.21% | -6.96% | -7.34% | -2.26% | 2.22% | 0.09% | 7.05% | -19.74% | 9.09% |
| 2020 | -4.00% | -26.88% | -50.28% | 19.22% | 16.49% | 3.54% | -3.36% | 10.57% | 5.45% | 20.02% | 0.05% | 1.75% |
| 2019 | 25.21% | 9.77% | 6.29% | 7.71% | -3.74% | 4.07% | -13.79% | 9.93% | -6.65% | 11.09% | 14.34% | -1.48% |
| 2018 | 7.94% | 8.17% | -15.99% | -16.06% | 21.09% | -2.98% | 29.41% | 2.86% | 4.38% | -7.08% | -8.43% | -10.53% |
| 2017 | 1.83% | 1.33% | 1.75% | -11.11% | 9.57% | 3.06% | -8.44% | 12.73% | 16.87% | 15.99% | ||
| 2016 | 25.55% | -1.73% | -11.90% | 15.02% | 26.03% | -4.15% | 0.79% | 12.42% | 23.84% |
Performance Indicators
The charts below present risk-adjusted performance metrics for NMI Holdings Inc. Common Stock (NMIH) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.
Sharpe ratio
Sortino ratio
Omega ratio
Calmar ratio
Martin ratio
sharpe ratio
The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.
These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.
The chart below shows the rolling Sharpe ratio of NMIH compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.
Volatility Chart
The current NMI Holdings Inc. Common Stock volatility is 1.06%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses.
Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.
Income Statement
The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.
| 2025 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Liabilities And Equity (USD) | 3.84B | 2.94B | 2.52B | 2.45B | 2.17B | 1.36B | 1.09B | 894.85M | 841.74M | 662.45M | 463.27M | 481.22M |
| Equity Attributable To Parent (USD) | 2.59B | 1.93B | 1.61B | 1.57B | 1.37B | 930.42M | 701.50M | 509.00M | 477.35M | 402.73M | 426.96M | 463.22M |
| Equity Attributable To Noncontrolling Interest (USD) | - | - | - | - | - | - | - | - | - | - | - | - |
| Equity (USD) | 2.59B | 1.93B | 1.61B | 1.57B | 1.37B | 930.42M | 701.50M | 509.00M | 477.35M | 402.73M | 426.96M | 463.22M |
| Long-term Debt (USD) | - | - | 396.05M | 394.62M | 393.30M | 145.76M | 146.76M | 143.88M | 144.35M | 143.94M | - | - |
| Noncurrent Liabilities (USD) | - | - | - | - | - | - | - | - | - | - | - | - |
| Current Liabilities (USD) | 1.25B | 1.01B | 902.30M | 884.80M | 797.08M | 434.40M | 390.54M | 385.77M | 364.39M | 259.72M | 36.31M | 18.00M |
| Liabilities (USD) | 1.25B | 1.01B | 902.30M | 884.80M | 797.08M | 434.40M | 390.54M | 385.77M | 364.39M | 259.72M | 36.31M | 18.00M |
| Fixed Assets (USD) | 21.73M | 30.25M | 31.93M | 32.05M | 29.67M | 26.10M | 24.77M | 22.80M | 20.40M | 15.20M | 11.81M | 8.88M |
| Noncurrent Assets (USD) | - | - | - | - | - | - | - | - | - | - | - | - |
| Current Assets (USD) | 3.84B | 2.94B | 2.52B | 2.45B | 2.17B | 1.36B | 1.09B | 894.85M | 841.74M | 662.45M | 463.27M | 481.22M |
| Assets (USD) | 3.84B | 2.94B | 2.52B | 2.45B | 2.17B | 1.36B | 1.09B | 894.85M | 841.74M | 662.45M | 463.27M | 481.22M |
News and Insights
NMI Holdings reported Q2 2025 financial results with revenue of $173.8 million, exceeding analyst expectations. The company saw steady portfolio growth but experienced increased claims expenses, resulting in a higher loss ratio of 9.0%.
NMI Holdings, Inc. announced that it will report its fourth quarter and full year 2024 financial results on February 6, 2025, and will hold a conference call and webcast to discuss the results.
RLI Corp. (RLI) stock is trading near its 52-week high, indicating strong investor confidence. The company has a solid earnings growth history, surpassing estimates in the last four quarters. Analysts have raised estimates for 2024 and 2025, and the stock has outperformed the industry and the broader market. RLI's diversified product portfolio, rate increases, and strong financial position make it an attractive investment option.
The article discusses four property and casualty (P&C) insurance stocks that are poised to perform well despite challenges like flat pricing and the prospect of an interest rate cut. The stocks mentioned are well-positioned due to factors like strategic diversification, international expansion, and strong capital positions.
NMI Holdings, Inc. provided guidance on its capital position under the revised Private Mortgage Insurer Eligibility Requirements (PMIERs) released by Fannie Mae, Freddie Mac, and the Federal Housing Finance Administration. The company estimates it will remain in full compliance with the existing and revised PMIERs.
American International Group, Inc. (AIG) is well-positioned for growth due to strong performance in its Global Commercial business, rising net investment income, and new business growth. The company is also benefiting from divestitures and streamlining its business, which is enhancing its capital allocation.
CNA Financial (CNA) remains poised to grow on the back of strong rate, higher income from limited partnership, improved net earned premium and sufficient liquidity.
Allstate (ALL) remains well-poised for growth on higher P&C insurance premiums, strategic acquisitions and cost-cutting initiatives.
NMI Holdings (NMIH) is set to grow on an improving mortgage insurance portfolio, higher new insurance written volume, a comprehensive reinsurance program and a solid capital position.