Henry (Jack) & Associates logo

Henry (Jack) & Associates (JKHY)

Common Stock · Currency in USD · XNAS

Jack Henry is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing for US banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.

Company Info

SIC7373
Composite FIGIBBG000BMH2Q7
CIK0000779152
IPONov 20, 1985
Sectorservices-computer integrated systems design

Highlights

Market Cap$11.36B
EPS$6.92
P/E Ratio22.79
Revenue$2.53B
Gross Profit$1.07B
Net Income$498.67M
Employees7,200
WSO72,167,368
Phone(417) 235-6652

Related Tickers

Analysis

Share Price Chart

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Henry (Jack) & Associates, comparing it to the performance of the S&P 500 index.
All prices have been adjusted for splits and dividends.

Returns By Period

Henry (Jack) & Associates (JKHY) has returned -13.43% so far this year and -7.27% over the past 12 months. Looking at the last ten years, JKHY has achieved an annualized return of 6.35%, underperforming the Benchmark (SPY), which averaged 12.23% per year.

JKHY

1M-5.31%
6M7.14%
YTD-13.43%
1Y-7.27%
5Y0.25%
10Y6.35%

Benchmark (SPY)

1M-3.85%
6M-2.35%
YTD-4.36%
1Y34.06%
5Y9.80%
10Y12.23%

Monthly Returns

The table below presents the monthly returns of Henry (Jack) & Associates (JKHY) with color gradation from worst to best to easily spot seasonal factors.

JanFebMarAprMayJunJulAugSepOctNovDec
2026-1.49%-9.39%-1.54%-0.42%
2025-1.00%5.19%-4.84%4.63%0.10%-5.68%-4.12%-8.22%0.34%17.73%5.16%
20241.66%4.79%-0.02%-6.21%1.29%1.16%2.90%0.95%2.03%2.91%-2.90%-0.25%
20231.84%-8.44%-7.82%8.76%-5.91%9.62%0.15%-6.36%-4.07%-6.37%12.11%2.98%
20220.44%5.04%10.55%-3.82%-0.45%-4.73%15.61%-7.15%-4.56%8.81%-5.16%-7.48%
2021-10.47%0.69%1.87%6.98%-5.40%5.89%6.50%0.88%-7.44%1.03%-8.99%9.17%
20202.10%0.38%1.73%9.13%12.68%1.15%-3.52%-7.95%-1.87%-9.49%6.80%0.43%
20197.23%-0.68%3.75%6.98%-9.75%1.88%2.28%3.68%1.09%-3.30%7.04%-4.25%
20186.26%-5.77%2.92%-0.86%4.74%3.70%3.71%17.62%0.87%-6.92%-7.04%-10.59%
20170.97%4.30%-1.44%4.05%9.57%-1.92%2.79%-6.01%-0.48%7.22%4.29%1.60%
2016-3.79%4.17%4.14%2.52%-2.11%-2.23%-5.47%6.94%2.89%

Performance Indicators

The charts below present risk-adjusted performance metrics for Henry (Jack) & Associates (JKHY) and compare them to a Benchmark (SPY). These indicators evaluate an investment's returns against its associated risks.

Sharpe ratio

-2.00-1.000.001.002.003.00JKHY: -0.52SPY: 0.92

Sortino ratio

-6.00-4.00-2.000.002.004.00JKHY: -0.69SPY: 1.40

Omega ratio

0.501.001.502.00JKHY: 0.91SPY: 1.22

Calmar ratio

0.002.004.006.00JKHY: -0.62SPY: 1.20

Martin ratio

0.001.003.00JKHY: -0.07SPY: 0.42

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns.

The chart below shows the rolling Sharpe ratio of JKHY compared to the benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.

Volatility Chart

The current Henry (Jack) & Associates volatility is 1.41%, representing the standart deviation of percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. It shows the maximum percentage drop from a peak to a trough over a specified period, indicating the risk of significant losses.
Although chart shows positive values, it represents the percentage drop from the peak, so a value of 10% means the portfolio has dropped 10% from its highest point.

Income Statement

The income statement provides a summary of a company's revenues, expenses, and profits over a specific period. It shows how much money the company earned (revenues) and how much it spent (expenses), leading to the net income or profit. This statement is crucial for understanding a company's financial performance and profitability.

20252024202320222021202020192018201720162015201420132012
Liabilities And Equity (USD)3.04B2.92B2.77B2.46B2.34B2.43B2.18B2.05B1.91B1.82B1.84B1.62B1.63B1.62B
Equity Attributable To Parent (USD)2.13B1.84B1.61B1.38B1.32B1.55B1.43B1.27B1.03B996.21M991.53M1.04B1.07B983.06M
Equity Attributable To Noncontrolling Interest (USD)--------------
Equity (USD)2.13B1.84B1.61B1.38B1.32B1.55B1.43B1.27B1.03B996.21M991.53M1.04B1.07B983.06M
Other Non-current Liabilities (USD)-388.30M366.56M-------350.87M149.56M130.45M102.73M
Long-term Debt (USD)-60.00M275.00M-------50.82M7.76M14.28M131.46M
Noncurrent Liabilities (USD)377.35M448.30M641.56M530.11M496.00M383.94M285.85M295.58M405.70M375.57M401.69M157.32M144.73M234.19M
Other Current Liabilities (USD)507.60M608.50M504.60M522.80M502.38M484.97M460.11M453.39M464.35M429.14M433.68M418.30M400.56M385.93M
Accounts Payable (USD)28.19M25.31M19.16M21.03M18.49M9.88M9.85M34.51M6.84M14.60M9.93M10.52M11.70M16.32M
Current Liabilities (USD)535.78M633.81M523.76M543.83M520.86M494.85M469.96M487.90M471.19M443.73M443.61M428.82M412.26M402.24M
Liabilities (USD)913.14M1.08B1.17B1.07B1.02B878.79M755.82M783.48M876.89M819.30M845.30M586.13M556.99M636.44M
Other Non-current Assets (USD)1.92B1.86B1.73B1.42B1.29B1.21B1.07B1.01B823.05M786.46M654.25M621.85M552.35M576.04M
Non-current Prepaid Expenses (USD)----------96.42M34.71M27.90M21.34M
Fixed Assets (USD)220.96M215.07M205.66M211.71M252.48M273.43M272.47M286.85M282.93M298.56M296.33M291.68M300.51M276.73M
Noncurrent Assets (USD)2.14B2.08B1.94B1.63B1.54B1.49B1.34B1.29B1.11B1.09B1.05B948.24M880.76M874.11M
Other Current Assets (USD)------259.37M176.91M243.11M178.01M220.16M138.14M193.26M227.05M
Prepaid Expenses (USD)----------27.95M22.20M23.37M23.29M
Accounts Receivable (USD)------310.08M291.63M276.92M253.92M245.39M224.04M231.26M218.31M
Current Assets (USD)681.46M632.02M627.96M613.52M543.74M669.10M569.45M468.54M520.03M431.93M493.50M384.38M447.89M468.65M
Assets (USD)3.04B2.92B2.77B2.46B2.34B2.43B2.18B2.05B1.91B1.82B1.84B1.62B1.63B1.62B

News and Insights

Jack Henry & Associates Increases the Quarterly Dividend on its Common Stock by 6 Percent to $.61 Per Share

Jack Henry & Associates (NASDAQ: JKHY) announced its Board of Directors increased the quarterly dividend by 6% to $0.61 per share, payable on March 25, 2026. The company has paid consecutive quarterly dividends since 1991 and marked its 22nd consecutive year of increasing dividends in 2025.

Benzinga faviconBenzingaPrnewswire
Coinbax Joins the Jack Henry™ Fintech Integration Network

Coinbax, a stablecoin payment platform, has joined Jack Henry's Fintech Integration Network (FIN), enabling integration with Jack Henry's core banking platforms including SilverLake and Symitar. This allows Jack Henry customers to deploy Coinbax's programmable escrow infrastructure for stablecoin payments with built-in compliance controls.

GlobeNewswire Inc. faviconGlobeNewswire Inc.
Home Banking Market to Reach $54.9 Billion, Globally, by 2033 at 13.1% CAGR: Allied Market Research

The global home banking market is expected to grow significantly due to the increasing use of smartphones and mobile apps, integration with financial ecosystems, and banks' efforts to enhance user experience. However, data security concerns and lack of digital literacy may hinder growth. Opportunities lie in collaborations between fintech companies and banks, and the adoption of sustainable practices.

GlobeNewswire Inc. faviconGlobeNewswire Inc.
Core Banking Software Market to Drive Growth at USD 23.63 billion by 2031 | SkyQuest Technology

The global core banking software market is projected to reach $23.63 billion by 2031, growing at a CAGR of 9.20% during the forecast period. The increasing adoption of technology for core banking operations and services is driving market growth. On-premises solutions are dominating the market due to the need for data control and security, while banks are witnessing the fastest growth in the market.

Benzinga faviconBenzingaGlobe Newswire
Rego Payment Architectures, Inc. Collaborates with Jack Henry to Offer White-Labeled Youth Banking to Financial Institutions

Rego Payment Architectures, Inc. has partnered with Jack Henry to provide a white-labeled youth banking solution for community and regional financial institutions. This allows them to offer kids the ability to earn, spend, save, donate, and invest with parental control and oversight.

GlobeNewswire Inc. faviconGlobeNewswire Inc.
Want Decades of Passive Income? 3 Stocks to Buy Right Now - The Motley Fool

The article discusses three dividend-paying companies - Visa, Jack Henry & Associates, and BlackRock - that have a track record of market-beating investment returns and are well-positioned for future growth.

The Motley Fool faviconThe Motley FoolJustin Pope
Garmin (GRMN) Expands Marine Portfolio With Force Kraken - Zacks Investment Research

Garmin's marine offerings, including the expanded Force Kraken trolling motor series and new Panoptix PS22-IF Ice Fishing Bundle, are driving growth in the company's marine segment. The global marine electronics market is expected to reach $8.13 billion by 2030, and Garmin is well-positioned to capitalize on this growth opportunity.

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